As one of the world’s leading independent providers of kidnap and ransom insurance, Lockton has the resources and expertise required to deliver informed and effective solutions that safeguards your family, employees or business from criminal activity.

PRODUCTS AND SERVICES

Kidnap & Ransom

Get in touch (opens a new window)

Specialist, targeted cover

As one of the world’s leading independent providers of kidnap and ransom insurance, Lockton has the resources and expertise to deliver informed and effective solutions that safeguard your family, employees, or business from the fallout of kidnap, ransom, special crime, and extortion.

Kidnap and ransom insurance not only covers abduction through to unlawful detention, it extends to extortion against property – covering reimbursement of ransom, business interruption, PR costs, aftercare to victims and beyond. Many of these events cross international borders, which is why Lockton’s dedicated, experienced kidnap and ransom team operates seamlessly worldwide.

Crucially, our policies provide direct, 24-hour access to highly-trained crisis consultants, who will respond immediately in the event of an incident. These consultants have extensive backgrounds in hostage negotiation from various organisations, including Special Forces and international security services, and are well-equipped to handle special crime situations.

We have access to exclusive insurers and will ensure that you are provided with the most appropriate, responsive cover at all times. Client confidentiality is an absolute priority to our team, and should you need to make a claim, our experienced consultants will work with you to resolve this as quickly and seamlessly as possible.

Our Services

What we cover

  • Kidnap for ransom

  • Extortion

  • Special Crime

  • Detention

  • Hijack

  • Loss of ransom during transit

  • Legal liability

  • Additional expenses

  • Personal accident

  • Unlimited expenses of crisis response consultant

  • Maritime Piracy

  • Pre-incident training and prepardeness

Other available policy extensions

  • Emergency political repatriation and relocation

  • Loss of earnings

  • Threat expenses

  • Hostage crisis

  • Disappearance investigation

  • Express kidnap

  • Child abduction

  • Assault

  • Product loss extortion

  • Stalking

  • Blackmail

  • Cyber Extortion Response Consultant Fees and Expenses

  • Crisis Management Response

  • Piracy Boarding

Crisis management response


As soon as an incident occurs, your crisis response consultants will act immediately to co-ordinate any response to an insured event. In the event of a kidnap, deploying consultants where necessary to the headquarters and in country at the kidnap location. at least one consultant to the kidnap location and one to the head office HQ. These highly trained responders will be there to advise you throughout the incident process – no matter how long it takes. Their expertise is crucial for effectively managing special crime situations.

Pre-incident Training

Our policies include a risk mitigation allowance bursary for clients to use towards pre-incident training and preparedness. From Crisis Management plan reviews to travel security briefings, simulated incidents, and desktop exercises, the response consultants can tailor training to clients’ specific needs, helping prepare for the potential risks associated with special crime.

Crisis Management Solutions

Discover more about how Lockton's experienced team can help you react immediately and effectively in the event of a crisis.

Download our brochure
PDF2192 KB

Looking for Specialty solutions?

Lockton Specialty London is a globally connected team of insurance experts extensively covering a diverse range of product lines and industry sectors. We provide flexible, bespoke solutions tailored to the needs of your client.

Specialty page

Lockton Denmark Contacts

Placeholder image

Nicolaj Vinther Jartved

Head of Financial Lines, SVP
Nicolaj.jartved@lockton.com
+45 2928 0923

News and Insights

The recent grounding of the MSC Antonia near the Eliza Shoals off Jeddah on 10 May 2025 has brought into sharp focus the real-world consequences of cyber-physical attacks in the maritime sector – and particularly within the MENA region. Analysis by respected maritime intelligence firms such as Pole Star Global and Windward indicate that the vessel's navigational systems were likely compromised by GPS jamming, leading to incorrect positioning data and ultimately to the grounding incident.

This event underscores the growing cyber threat to vessel movement in the region – one with potential outcomes including groundings, collisions, and environmental harm. For MENA, where critical trade routes such as the Strait of Hormuz and the Suez Canal are lifelines of global commerce, the implications are particularly serious. Regional security dynamics, increased reliance on digital systems, and proximity to cyber-capable nation-state actors elevate both the frequency and severity of these risks.

Despite this, in our work with marine clients across the Middle East and North Africa, we continue to observe a significant disconnect between emerging cyber threats and existing risk transfer arrangements. That gap must close before the next incident occurs.
Cyber-physical risk in the marine sector: a wake-up call from the MSC Antonia

Preparing your organisation for a potential ransomware payment ban

The increased prevalence of ransomware attacks is forcing the UK, along with many other countries, to explore mitigation tactics. One option is for a targeted ransomware payment ban — to negate cybercriminals’ funding mechanism. The increased prevalence of ransomware attacks is forcing the UK, along with many other countries, to explore mitigation tactics. One option is for a targeted ransomware payment ban — to negate cybercriminals’ funding mechanism.

Ensuring the right cargo cover amid tariff uncertainty

The recent US import tariff changes have created significant trade disruption in the cargo market: goods were expedited prior to expected tariff increases, or after the announcement, diverted to other destinations, or held in storage awaiting improved tariff conditions.The recent US import tariff changes have created significant trade disruption in the cargo market: goods were expedited prior to expected tariff increases, or after the announcement, diverted to other destinations, or held in storage awaiting improved tariff conditions.

Lockton’s LEAP Team partners with Stand with Crypto in the UK to champion Web3 innovation

Lockton, through its LEAP (Lockton’s Emerging Asset Protection) team — a global leader in digital asset insurance — is proud to announce its partnership with Stand with Crypto UK, a movement that unites Web3 builders and crypto advocates across the country. Lockton, through its LEAP (Lockton’s Emerging Asset Protection) team — a global leader in digital asset insurance — is proud to announce its partnership with Stand with Crypto UK, a movement that unites Web3 builders and crypto advocates across the country.
See all news and insights

We're here to help

We bring creative thinking and an entrepreneurial spirit to the insurance business and are uniquely positioned to help you succeed.

Talk to our team