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Cyber security was one of the biggest challenges facing organisations in 2025, with a 129% increase in ‘nationally significant’ cyber security incidents during the 12 months ending August. Despite this, the Cyber Insurance market continues to provide favourable conditions for clients: premiums across the Lockton portfolio decreased by an average of 11% in 2025. Even more importantly, carriers have shown willingness to expand coverage into new exposures where the market previously lacked appetite.Cyber Insurance Market Update: Rates decline despite rising claims

Cyber Insurance Market Update: Rates decline despite rising claims

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Key takeaways: Cyber incidents on the up – Incidents surged to unprecedented levels in 2025, yet premiums fell by an average of 11% and coverage broadened. This marks a rare divergence between underlying risk and insurance pricing. Increased capacity drives ra ...
Read moreCyber Insurance Market Update: Rates decline despite rising claims

Data Centre Market Update: Q1 2026

As new data centres continue to come online, insurance buyers are benefiting from favourable market conditions. The highly engineered nature of modern facilities has sharpened the industry’s focus on risk engineering, creating an attractive proposition for insurers and prompting competitive rating structures. This has supported an influx of new capacity across the UK, US, and Asia, with notable lines deployed by FM Global. In the months ahead, attention will turn to structuring programmes for data centres of increasing scale and value. Projects that once involved modest builds have evolved into multi-billion-dollar campuses, bringing heightened aggregation concerns as highvalue assets cluster within single regions. Despite the market’s maturing, many insurers may not have previously underwritten assets of this magnitude.As new data centres continue to come online, insurance buyers are benefiting from favourable market conditions. The highly engineered nature of modern facilities has sharpened the industry’s focus on risk engineering, creating an attractive proposition for insurers and prompting competitive rating structures. This has supported an influx of new capacity across the UK, US, and Asia, with notable lines deployed by FM Global. In the months ahead, attention will turn to structuring programmes for data centres of increasing scale and value. Projects that once involved modest builds have evolved into multi-billion-dollar campuses, bringing heightened aggregation concerns as highvalue assets cluster within single regions. Despite the market’s maturing, many insurers may not have previously underwritten assets of this magnitude.

Lockton announces partnership with RM Sotheby’s and Chubb

London, 27 January 2026 - Lockton, the world’s largest independent insurance broker, has announced a new partnership with RM Sotheby’s, the world’s largest privately held insurance brokerage firm, with underwriting provided by Chubb. London, 27 January 2026 - Lockton, the world’s largest independent insurance broker, has announced a new partnership with RM Sotheby’s, the world’s largest privately held insurance brokerage firm, with underwriting provided by Chubb.

Why promoters need to consider event cancellation insurance

The inherent nature of live events leaves any production, no matter the scale, vulnerable to an extensive list of risks. As part of a robust risk management strategy, promoters should consider securing insurance to help mitigate potential financial and reputational repercussions from event cancellation. The inherent nature of live events leaves any production, no matter the scale, vulnerable to an extensive list of risks. As part of a robust risk management strategy, promoters should consider securing insurance to help mitigate potential financial and reputational repercussions from event cancellation.
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