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With many firms reliant on the skills and subject matter expertise of one or a handful of employees, replacing key individuals in the wake of a death or terminal illness can be difficult. Key person insurance is designed to cover the costs of replacing essential employees, acting as something of a lifeline to companies at decisive moments. However, with business protection and key person insurance still a relatively underutilised type of coverage, it is important to understand the finer details of the insurance.

Understanding key person insurance

With many firms reliant on the skills and subject matter expertise of one or a handful of employees, replacing key individuals in the wake of a death or terminal illness can be difficult. Key person insurance is designed to cover the costs of replacing essenti ...

The War in Ukraine’s ripple effect on the Global Economy

While the human tragedy is incomprehensible, this report aims to look at some of the wider economic and social impacts of the war. The report also highlights the possible outcomes the war can have on the financial risk and crisis management insurance lines. The report is not intended to predict future events, but instead looks to draw attention to challenges governments and individuals are currently facing, as exacerbated by the war.

While the human tragedy is incomprehensible, this report aims to look at some of the wider economic and social impacts of the war. The report also highlights the possible outcomes the war can have on the financial risk and crisis management insurance lines. The report is not intended to predict future events, but instead looks to draw attention to challenges governments and individuals are currently facing, as exacerbated by the war.

Decarbonising the shipping industry: panel discussion

Lockton and P.L. FERRARI & CO S.R.L. hosted a marine insurance panel discussion with key industry leaders to discuss the challenges and priorities when implementing measures to reduce CO2 emissions.

Capturing everything from the recent Poseidon Principles through to the latest views shipowners have on sustainable ship design and financing – the discussion provided insights into the different views and approaches when achieving net zero and tackling decarbonisation.

Lockton and P.L. FERRARI & CO S.R.L. hosted a marine insurance panel discussion with key industry leaders to discuss the challenges and priorities when implementing measures to reduce CO2 emissions.

Capturing everything from the recent Poseidon Principles through to the latest views shipowners have on sustainable ship design and financing – the discussion provided insights into the different views and approaches when achieving net zero and tackling decarbonisation.

Rising inflation creates underinsurance risk

Rising inflation is impacting prices across all sectors of the economy. As a result, replacement costs may be higher than expected following a claim, leaving some commercial insurance holders underinsured.

Rising inflation is impacting prices across all sectors of the economy. As a result, replacement costs may be higher than expected following a claim, leaving some commercial insurance holders underinsured.

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