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News and Insights

Numerous stressors are impacting the UK Government’s ability to fund public health services and provisions. How can private investment penetrate the UK’s public health sector?

How can private investment penetrate the UK’s public health sector?

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Numerous stressors are impacting the UK Government’s ability to fund public health services and provisions. Additionally, the Home Office has signalled its intention to reduce the ability of overseas healthcare workers to gain work visas — potentially exacerba ...
Read moreHow can private investment penetrate the UK’s public health sector?

How salary sacrifice can offset rising employers’ National Insurance costs

Rachel Reeves’ Budget introduced several changes for employers, many of which are due to come into force in April 2025. By far the most significant of these, however, is the increase to employers’ National Insurance contributions (NIC), which for many employers is set to make the cost of employment more expensive. Fortunately, tools are available for employers to offset the cost of the increases. Below, take an in-depth look at these tools, and explain how a long-term action plan can help to tackle broader people risk.Rachel Reeves’ Budget introduced several changes for employers, many of which are due to come into force in April 2025. By far the most significant of these, however, is the increase to employers’ National Insurance contributions (NIC), which for many employers is set to make the cost of employment more expensive. Fortunately, tools are available for employers to offset the cost of the increases. Below, take an in-depth look at these tools, and explain how a long-term action plan can help to tackle broader people risk.

Private Clients Insurance: Market Update May 2025

As summer approaches, our experts look at the key trends affecting the High-Net-Worth Insurance market. Below, find the latest updates on household, works, cyber, and fine art and valuables insurance: As summer approaches, our experts look at the key trends affecting the High-Net-Worth Insurance market. Below, find the latest updates on household, works, cyber, and fine art and valuables insurance:

Construction contractors: key tips to build a successful Surety programme

Over the last 24 months, several high-profile insolvencies within the UK construction sector have led to a hardening of the Surety market. Many sureties have been reducing their capacity, while others have withdrawn from the market entirely. Employers are also increasingly requesting bonds as an additional form of security, typically with more onerous terms. For contractors and subcontractors, following best practice is key to building a successful Surety programme. Prioritising early engagement, transparency, and a partnership mentality can help to streamline negotiations and achieve the best terms. Over the last 24 months, several high-profile insolvencies within the UK construction sector have led to a hardening of the Surety market. Many sureties have been reducing their capacity, while others have withdrawn from the market entirely. Employers are also increasingly requesting bonds as an additional form of security, typically with more onerous terms. For contractors and subcontractors, following best practice is key to building a successful Surety programme. Prioritising early engagement, transparency, and a partnership mentality can help to streamline negotiations and achieve the best terms.
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