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Lockton Market Update - December 2025

Keep your insurance programs on track for 2026 and beyond.Read full report

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Update: On 21 November 2025, the Government of India announced the implementation of the four labor codes with effect from the same date. However, employers should note that the implementing regulations required to fully operationalize major provisions in the codes are still being finalized. The Government has indicated that draft rules will be published for stakeholder consultation. During this transition, existing labor laws and rules will continue to remain in force.India to implement major employment law reforms [Updated]

Turning the tide on social inflation and rising liability insurance costs

Social inflation is fueling escalating litigation costs and a surge in nuclear verdicts, which is reshaping the risk landscape for businesses across the U.S. Social inflation is fueling escalating litigation costs and a surge in nuclear verdicts, which is reshaping the risk landscape for businesses across the U.S.

High-cost claimant 2025 report: Where health claims are accelerating for employer plans

Employer health plans face rising volatility and million-dollar claims.  Lockton’s High-Cost Claimant 2025 Report analyzes high-cost claims and shares key strategies for proactive prevention and risk mitigation.Employer health plans face rising volatility and million-dollar claims.  Lockton’s High-Cost Claimant 2025 Report analyzes high-cost claims and shares key strategies for proactive prevention and risk mitigation.

Upcoming key compliance deadlines and reminders for first quarter 2026

As the new year approaches, employers can expect to face a busy start to 2026 filled with important compliance deadlines and regulatory requirements. This alert highlights the most important federal, state, and local deadlines for the first quarter of 2026, helping plan sponsors and HR teams proactively manage their responsibilities and avoid costly oversights.As the new year approaches, employers can expect to face a busy start to 2026 filled with important compliance deadlines and regulatory requirements. This alert highlights the most important federal, state, and local deadlines for the first quarter of 2026, helping plan sponsors and HR teams proactively manage their responsibilities and avoid costly oversights.
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