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Property and Inflation Continue to Dominate Headlines

Lockton Market Update September 2023Read Full Report

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The exponential growth and reach of social media have given consumer brands new platforms to engage with existing clients as well as to expand their client base. It can, sometimes in conjunction with partnerships with influencers, enable brands to target specific consumer groups and re-shape the image of products and brands. However, social media has also amplified the potential negative effects that statements or events can have on a company’s reputation, both in terms of frequency as well as severity.Addressing the reputational risk social media creates for consumer brands

Lockton Welcomes Alex Hood as Client Advocate

Lockton Companies, the world’s largest independent insurance brokerage firm, hired Alex Hood to be a Client Advocate of People Solutions for Lockton’s Founders Series region, based in Kansas City with offices in Iowa, Michigan, Minnesota and Nebraska. Lockton Companies, the world’s largest independent insurance brokerage firm, hired Alex Hood to be a Client Advocate of People Solutions for Lockton’s Founders Series region, based in Kansas City with offices in Iowa, Michigan, Minnesota and Nebraska.

How Much is Enough? Revisiting excess casualty limits

2019 marked the beginning of an increasingly turbulent marketplace for excess casualty. Amid market corrections, the pandemic, and economic upheaval, many organizations made the decision to purchase less limit, despite growing exposure in the form of more frequent and severe liability losses.2019 marked the beginning of an increasingly turbulent marketplace for excess casualty. Amid market corrections, the pandemic, and economic upheaval, many organizations made the decision to purchase less limit, despite growing exposure in the form of more frequent and severe liability losses.

Recent events create volatility for terrorism insurance

The global terrorism and political violence market has experienced increased volatility in recent years. Civil unrest in Chile, Hong Kong and South Africa generated significant losses. This was further compounded by the Russian invasion of Ukraine. In response, the market hardened quickly: insurers pushed for higher rates to offset losses, imposed more restrictive terms and adjusted their risk selection approach. Sublimits that had been available for extensions like “contingent business interruption”, “unnamed suppliers”, “service interruption” and “miscellaneous unnamed locations” were commonly excluded, as renewal negotiations became more protracted.The global terrorism and political violence market has experienced increased volatility in recent years. Civil unrest in Chile, Hong Kong and South Africa generated significant losses. This was further compounded by the Russian invasion of Ukraine. In response, the market hardened quickly: insurers pushed for higher rates to offset losses, imposed more restrictive terms and adjusted their risk selection approach. Sublimits that had been available for extensions like “contingent business interruption”, “unnamed suppliers”, “service interruption” and “miscellaneous unnamed locations” were commonly excluded, as renewal negotiations became more protracted.
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