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Lockton Market Update - September 2025

Learn what's shaping the commercial insurance marketplace.Read full report

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Latest news & insights

Update: The Thai government recently announced that the introduction of the Employee Welfare Fund (“EWF”) will be delayed by one year, postponing the original start date from 1 October 2025 to 1 October 2026.Thailand to implement national Employee Welfare Fund [Updated]

Thailand to implement national Employee Welfare Fund [Updated]

article
Thailand previously issued regulations to implement the Employee Welfare Fund (“EWF”), which is intended to provide financial support to employees on employment termination or death. The original regulations required employers and employees to start making con ...
Read moreThailand to implement national Employee Welfare Fund [Updated]

Federal agency guidance highlights avenues to provide fertility coverage as excepted benefits

The Employee Benefits Security Administration of the U.S. Department of Labor issued guidance intended to expand access to fertility treatments, in line with President Trump’s Executive Order, “Expanding Access to In Vitro Fertilization,” issued earlier this year. The Employee Benefits Security Administration of the U.S. Department of Labor issued guidance intended to expand access to fertility treatments, in line with President Trump’s Executive Order, “Expanding Access to In Vitro Fertilization,” issued earlier this year.

Real estate & hospitality: Navigating an evolving insurance market

Changes in the real estate and hospitality industry are contributing to an insurance landscape that is challenging insurance buyers to make smarter decisions about their insurance programs.Changes in the real estate and hospitality industry are contributing to an insurance landscape that is challenging insurance buyers to make smarter decisions about their insurance programs.

Third quarter state law overview: A surge in activity affecting health plan compliance

Over the past quarter, federal and state actions continued to reshape the legal and compliance landscape for health plans in the areas of abortion and gender-affirming care. We have seen a surge in federal agency enforcement, new rulemaking and litigation, as well as ongoing state developments that both challenge and reinforce these federal efforts. Over the past quarter, federal and state actions continued to reshape the legal and compliance landscape for health plans in the areas of abortion and gender-affirming care. We have seen a surge in federal agency enforcement, new rulemaking and litigation, as well as ongoing state developments that both challenge and reinforce these federal efforts.
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