Strategic Risk Consulting

RISK MANAGEMENT

Strategic Risk Consulting

Our clients count on us to deliver results that matter most.

Understanding your business

Our clients count on us to deliver exceptional results that drive success today and into the future. Strategic risk consulting fosters a deep understanding of your business and industry. We look at your business goals, then connect those goals with a clear set of risk management and employee benefit strategies. Our clients' businesses are evolving at an accelerated pace. Given this, the ongoing assessment of insurance, human resources, risk finance and risk management strategies is a business imperative that delivers results for your business.

Our strategic risk consulting approach creates strong alignment between your business strategy and your risk management and employee benefits strategies. The result is a multi-year strategic plan, focused on delivering results with key metrics that drive results that are most important to you. We develop the plan using a robust set of business intelligence tools and analytics.

Latest news & insights

Luxembourg recently passed reforms to the state pension system. Key changes include an increase in the total social security pension contribution rate from 24% to 25.5%, effective 1 January 2026, and a gradual increase in the minimum contribution period required for early retirement at age 60, from 480 to 488 months, between 1 July 2026 and 2030.Luxembourg reforms state pension system

5 Things to Watch in Food and Agriculture

Explore five forces reshaping food and agriculture — from production pressures to workforce shifts — and how businesses can navigate risk with clarity and confidence.Explore five forces reshaping food and agriculture — from production pressures to workforce shifts — and how businesses can navigate risk with clarity and confidence.

Political Violence Market Update 2026

A softening market for Political Violence (PV) Insurance is a welcome sign for buyers, following a prolonged hard period. An influx of approximately £350m of new capacity via Lloyd’s syndicates and specialist underwriting agencies is driving competition, enabling brokers to market accounts more widely and deliver premium savings to clients.

But it's not all straightforward. While the years prior to 2022 saw a high volume of claims relating to civil unrest, the market has since been dominated by larger-scale incidents of political violence – forcing insurers to adapt their strategies. For buyers, this introduces complexity: S&T policies are now unlikely to offer indemnity against some of the most common threats of the last three-to-five years. This being the case, more buyers may gravitate towards the broader scope of Political Violence cover.A softening market for Political Violence (PV) Insurance is a welcome sign for buyers, following a prolonged hard period. An influx of approximately £350m of new capacity via Lloyd’s syndicates and specialist underwriting agencies is driving competition, enabling brokers to market accounts more widely and deliver premium savings to clients.

But it's not all straightforward. While the years prior to 2022 saw a high volume of claims relating to civil unrest, the market has since been dominated by larger-scale incidents of political violence – forcing insurers to adapt their strategies. For buyers, this introduces complexity: S&T policies are now unlikely to offer indemnity against some of the most common threats of the last three-to-five years. This being the case, more buyers may gravitate towards the broader scope of Political Violence cover.

Medicare Part D creditable & non‑creditable coverage disclosure to CMS due March 2, 2026

Employers with group health plans that provide prescription drug coverage to Medicare‑eligible individuals must submit an annual disclosure to the Centers for Medicare & Medicaid Services (CMS) indicating whether their prescription drug coverage is creditable or non‑creditable. Employers with group health plans that provide prescription drug coverage to Medicare‑eligible individuals must submit an annual disclosure to the Centers for Medicare & Medicaid Services (CMS) indicating whether their prescription drug coverage is creditable or non‑creditable.
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