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Insights
There is always something exciting happening at Lockton. Here are just a few from our newsroom.
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— Alert
Proposed rules would expand employer options for fertility benefits
Federal agencies have issued proposed rules that could create a new, more flexible pathway for employers to offer fertility benefits, including coverage for in vitro fertilization (IVF), outside of traditional group health plan structures. The propos …
— Articles
Reassessing risk, coverage, and compliance amid rising healthcare fraud enforcement
In March, President Donald Trump issued a sweeping executive order aimed at eliminating fraud, waste, and abuse across government benefit programs. While broad in scope, the order places particular emphasis on healthcare fraud, with Medicaid and Medi …
— Articles
2026 Product Recall Market Update
Insurers continue to compete, expand coverage Despite recent high-profile recall events, the product recall insurance market remains favorable for buyers heading into the remainder of 2026. Capacity is strong, competition among carriers persists, an …
— Articles
LIFE SCIENCES
Life Sciences and the Human Brand Effect
For Life Science companies, influencer partnerships are especially effective for brands looking to boost visibility and drive demand. They offer wide reach and a sense of authenticity that resonates with consumers — but they also introduce risk. Beca …
— Articles
More choice, more risk: The DOL’s fiduciary balancing act
Fiduciaries have typically provided a lengthy menu of investment options for defined contribution plans. These commonly include mutual funds, index funds, and bond funds. Fiduciaries have had the option to give plan participants the ability to pursu …
— Articles
Looking beyond coverage lines: Designing insurance for how losses actually happen
Modern insurance programs are built around distinct lines of coverage, but losses aren’t always so neatly organized. Cyber incidents, natural catastrophes, product failures, and operational disruptions increasingly trigger multiple policies at once, …
