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Where there’s smoke: How plan sponsors can guard against tobacco surcharge litigation
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There is always something exciting happening at Lockton. Here are just a few from our newsroom.
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Where there’s smoke: How plan sponsors can guard against tobacco surcharge litigation
For organizations that offer wellness programs to their workforce, there’s been increased scrutiny over how employees who smoke or use other tobacco products are treated under those programs. Tobacco surcharges – which impose higher premiums on emplo …
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Ahead of another hot summer, employers should plan to protect workers from heat
Employers in the United States should prepare for another hotter-than-average summer in 2026. AccuWeather forecasts that nearly the entire contiguous United States will sweat out average temperatures this year that exceed historical averages from Ju …
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Growing reverse and religious discrimination risks call for employers to adapt
Driven by shifting federal enforcement priorities and recent Supreme Court decisions, reverse discrimination and religious accommodation claims are becoming more viable and potentially costlier for employers. But they’re not replacing traditional emp …
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A highway crash and a Supreme Court decision lead to higher risks for freight brokers
In 2017, a speeding truck carrying a load of plastic pots slammed into a tractor-trailer parked on the side of an Illinois highway. A man inside the parked tractor-trailer — Shawn Montgomery — suffered severe injuries, including an amputated leg. I …
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Ensuring resilience as wildfires risks persist
In 2025, wildfires in Southern California destroyed more than 16,000 homes and businesses and cost insurers billions of dollars. So far, 2026 has not produced a singular wildfire event as large as last year’s California fires, and many smaller fires …
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Summer student travel risk: a structured framework for university risk managers
Heightened geopolitical tensions, greater scrutiny of U.S. travelers, and the expansion of nontraditional program types are reshaping student travel risks. This is challenging colleges and universities to take a more structured and strategic approach …
