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Insights
There is always something exciting happening at Lockton. Here are just a few from our newsroom.
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— Articles
House Bills 198 and 4144 Present a Rare and Strategic Opportunity for Texas Municipalities
Texas House Bills 198 and 4144 — both signed into law in 2025 — shift the responsibility for first-responder health onto public sector employers, instead of leaving employees to deal with the costs of occupational health risks on their own. Together, …
— Articles
EDUCATION
Education Market Update: Insurance market strengthening, but challenges remain
The insurance marketplace for educational institutions continues to stabilize in 2026, providing organizations, schools, colleges, and universities with more favorable conditions across many major lines of coverage. Increased carrier competition, imp …
— Articles
LIFE SCIENCES
Life Sciences Market Update: Capitalizing on a competitive market
The life sciences insurance market remains highly competitive, with ample capacity and stable to declining rates across most lines. Directors and officers (D&O) and employment practices liability (EPL) markets continue to offer favorable pricing desp …
— Alert
IRS proposes rules on dependent care FSA discrimination testing, including 55% benefits te …
Included with proposed regulations issued this week on the tax treatment of employer contributions to Trump Accounts, the IRS has issued first-of-its-kind proposed rules on the discrimination testing requirement for dependent care flexible spending a …
— Articles
Stay ahead of leave and pay transparency developments with our fall/winter webcast series
Join our experts for a series of webcasts covering key developments in federal, state, and local leave laws, as well as the rapidly evolving area of pay transparency. Designed for employers nationwide, these sessions offer practical insights into cri …
— Articles
Claims as strategy: How early decisions drive casualty costs up or down
Rising casualty costs are often blamed on forces outside an organization's control, from social inflation and nuclear verdicts to increasingly aggressive plaintiff tactics. While these trends are real, they tell only part of the story. The missing pi …
