Lockton Risk Finance

— RISK MANAGEMENT

Risk Finance

Superior results happen when you treat insurance as a form of capital.

Delivering results

Nowhere else will you find a team dedicated solely to solving your risk financing and collateral issues. Lockton’s Risk Finance team meets our clients' ever-increasing demand for risk alternatives through captive consultation, collateral management strategies, and alternative structure solutions.

The team is a collaborative group of finance, accounting, credit, and insurance professionals whose primary role is to assist our service teams with the design and implementation of program structures that match our clients' needs from a cost-of-risk, cash-flow, accounting, tax and collateral perspective. This group is renowned for delivering results while linking clients' risk management programs to their strategic and financial objectives.

The Lockton Risk Finance difference

You will have experts working seamlessly with our marketing and quantitative analysis teams to deliver integrated risk financing solutions. Services the team offers include:

  • Provide risk finance solutions to manage client balance sheet and cash flow volatility

  • Consult on effective captive insurance strategies

  • Evaluate and construct bespoke alternative program structures to meet the client’s needs

  • Evaluate the most efficient use of client’s capital

  • Compare insurance costs against a client's cost of capital

  • Navigate through carrier credit underwriting process

  • Eliminate redundant working capital

  • Help clients make informed decisions

  • Provide ongoing consultation — going beyond transactional insurance services

Latest news & insights

Changes in the real estate and hospitality industry are contributing to an insurance landscape that is challenging insurance buyers to make smarter decisions about their insurance programs.Real estate & hospitality: Navigating an evolving insurance market

Real estate & hospitality: Navigating an evolving insurance market

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Real estate and hospitality companies continue to face significant and rapid change. Attitudes regarding in-office attendance are evolving, with companies in individual geographies and industries taking varying approaches. Migration patterns are shifting. Infl ...
Read moreReal estate & hospitality: Navigating an evolving insurance market

Third quarter state law overview: A surge in activity affecting health plan compliance

Over the past quarter, federal and state actions continued to reshape the legal and compliance landscape for health plans in the areas of abortion and gender-affirming care. We have seen a surge in federal agency enforcement, new rulemaking and litigation, as well as ongoing state developments that both challenge and reinforce these federal efforts. Over the past quarter, federal and state actions continued to reshape the legal and compliance landscape for health plans in the areas of abortion and gender-affirming care. We have seen a surge in federal agency enforcement, new rulemaking and litigation, as well as ongoing state developments that both challenge and reinforce these federal efforts.

SEC’s new stance on mandatory arbitration alters risk landscape for companies going public

Recently, the SEC announced a new policy that reverses its long-standing practice of declining to accelerate the effectiveness of registration statements of organizations whose corporate charters or bylaws contained such a provision. Even with the prospect of less litigation for companies seeking to go public, it’s important that senior leaders do not ignore the risks that remainRecently, the SEC announced a new policy that reverses its long-standing practice of declining to accelerate the effectiveness of registration statements of organizations whose corporate charters or bylaws contained such a provision. Even with the prospect of less litigation for companies seeking to go public, it’s important that senior leaders do not ignore the risks that remain

Webcast Replay | Breaking Borders: Digital asset regulations and insurance strategies to keep up

The digital asset ecosystem continues its steady march toward regulatory clarity. Learn how these shifts impact businesses—and why insurance is a cornerstone of effective risk management within the digital assets space.The digital asset ecosystem continues its steady march toward regulatory clarity. Learn how these shifts impact businesses—and why insurance is a cornerstone of effective risk management within the digital assets space.
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