Lockton Risk Finance

RISK MANAGEMENT

Risk Finance

Superior results happen when you treat insurance as a form of capital.

Delivering results

Nowhere else will you find a team dedicated solely to solving your risk financing and collateral issues. Lockton’s Risk Finance team meets our clients' ever-increasing demand for risk alternatives through captive consultation, collateral management strategies, and alternative structure solutions.

The team is a collaborative group of finance, accounting, credit, and insurance professionals whose primary role is to assist our service teams with the design and implementation of program structures that match our clients' needs from a cost-of-risk, cash-flow, accounting, tax and collateral perspective. This group is renowned for delivering results while linking clients' risk management programs to their strategic and financial objectives.

The Lockton Risk Finance difference

You will have experts working seamlessly with our marketing and quantitative analysis teams to deliver integrated risk financing solutions. Services the team offers include:

  • Provide risk finance solutions to manage client balance sheet and cash flow volatility

  • Consult on effective captive insurance strategies

  • Evaluate and construct bespoke alternative program structures to meet the client’s needs

  • Evaluate the most efficient use of client’s capital

  • Compare insurance costs against a client's cost of capital

  • Navigate through carrier credit underwriting process

  • Eliminate redundant working capital

  • Help clients make informed decisions

  • Provide ongoing consultation — going beyond transactional insurance services

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Whether you’re a Lockton client or not, we hope you’ll make the time to attend the Spring 2026 edition of our Client Advisory Seminar Series. These free, one-hour webcasts will provide practical, informed guidance on adapting to ongoing changes at Department of Labor, navigating federal and state laws to provide compliant fertility benefits options and, finally, learning the basics and new wrinkles to HIPAA privacy law. Whether you’re a Lockton client or not, we hope you’ll make the time to attend the Spring 2026 edition of our Client Advisory Seminar Series. These free, one-hour webcasts will provide practical, informed guidance on adapting to ongoing changes at Department of Labor, navigating federal and state laws to provide compliant fertility benefits options and, finally, learning the basics and new wrinkles to HIPAA privacy law.
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