Lockton Risk Finance

— RISK MANAGEMENT

Risk Finance

Superior results happen when you treat insurance as a form of capital.

Delivering results

Nowhere else will you find a team dedicated solely to solving your risk financing and collateral issues. Lockton’s Risk Finance team meets our clients' ever-increasing demand for risk alternatives through captive consultation, collateral management strategies, and alternative structure solutions.

The team is a collaborative group of finance, accounting, credit, and insurance professionals whose primary role is to assist our service teams with the design and implementation of program structures that match our clients' needs from a cost-of-risk, cash-flow, accounting, tax and collateral perspective. This group is renowned for delivering results while linking clients' risk management programs to their strategic and financial objectives.

The Lockton Risk Finance difference

You will have experts working seamlessly with our marketing and quantitative analysis teams to deliver integrated risk financing solutions. Services the team offers include:

  • Provide risk finance solutions to manage client balance sheet and cash flow volatility

  • Consult on effective captive insurance strategies

  • Evaluate and construct bespoke alternative program structures to meet the client’s needs

  • Evaluate the most efficient use of client’s capital

  • Compare insurance costs against a client's cost of capital

  • Navigate through carrier credit underwriting process

  • Eliminate redundant working capital

  • Help clients make informed decisions

  • Provide ongoing consultation — going beyond transactional insurance services

Latest news & insights

Lockton formalizes its Global Transaction Liability practice, appointing senior industry leaders to strengthen its integrated, expert‑led platform for managing cross‑border M&A risk and delivering consistent, technically rigorous transaction liability solutions worldwide. Lockton Formalizes Global Transaction Liability Practice and Appoints Senior Industry Leadership to Advance Integrated Platform

Lockton Formalizes Global Transaction Liability Practice and Appoints Senior Industry Leadership to Advance Integrated Platform

article
A Coordinated, Expert-Led Approach to Transaction Risk—Globally Lockton Companies today announced the formalization of its global Transaction Liability practice, underscoring the firm’s continued investment in providing clients with a coordinated, expert-led a ...
Read moreLockton Formalizes Global Transaction Liability Practice and Appoints Senior Industry Leadership to Advance Integrated Platform

Going public in 2026? Make sure your D&O coverage is up to the task

2026 is already shaping up to be a pivotal year for IPOs. For leadership teams, ensuring robust D&O insurance coverage isn’t optional; it’s essential. 2026 is already shaping up to be a pivotal year for IPOs. For leadership teams, ensuring robust D&O insurance coverage isn’t optional; it’s essential.

What the Supreme Court’s ruling on disgorgement could mean for your D&O program

Public companies, senior executives, and the directors and officers liability insurance community should take note of its recent grant of certiorari in Securities Exchange Commission v. Sripetch.Public companies, senior executives, and the directors and officers liability insurance community should take note of its recent grant of certiorari in Securities Exchange Commission v. Sripetch.

Stay ahead of 2026 leave laws: Your guide to what’s changing

Stay ahead of 2026 leave laws: Your guide to what’s changingStay ahead of 2026 leave laws: Your guide to what’s changing
View All news and insights