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Lockton Risk Finance
— RISK MANAGEMENT
Risk Finance
Superior results happen when you treat insurance as a form of capital.
Delivering results
Nowhere else will you find a team dedicated solely to solving your risk financing and collateral issues. Lockton’s Risk Finance team meets our clients' ever-increasing demand for risk alternatives through captive consultation, collateral management strategies, and alternative structure solutions.
The team is a collaborative group of finance, accounting, credit, and insurance professionals whose primary role is to assist our service teams with the design and implementation of program structures that match our clients' needs from a cost-of-risk, cash-flow, accounting, tax and collateral perspective. This group is renowned for delivering results while linking clients' risk management programs to their strategic and financial objectives.
The Lockton Risk Finance difference
You will have experts working seamlessly with our marketing and quantitative analysis teams to deliver integrated risk financing solutions. Services the team offers include:
Provide risk finance solutions to manage client balance sheet and cash flow volatility
Consult on effective captive insurance strategies
Evaluate and construct bespoke alternative program structures to meet the client’s needs
Evaluate the most efficient use of client’s capital
Compare insurance costs against a client's cost of capital
Navigate through carrier credit underwriting process
Eliminate redundant working capital
Help clients make informed decisions
Provide ongoing consultation — going beyond transactional insurance services
Latest news & insights
As debanking probe escalates, financial institutions must act quickly to manage risk
articleFederal scrutiny of alleged “debanking” practices is accelerating, with subpoenas targeting major banks and potentially broader regulatory enforcement ahead. The implications extend well beyond compliance, raising material legal, financial, and reputational ri ...
