Lockton Risk Finance

— RISK MANAGEMENT

Risk Finance

Superior results happen when you treat insurance as a form of capital.

Delivering results

Nowhere else will you find a team dedicated solely to solving your risk financing and collateral issues. Lockton’s Risk Finance team meets our clients' ever-increasing demand for risk alternatives through captive consultation, collateral management strategies, and alternative structure solutions.

The team is a collaborative group of finance, accounting, credit, and insurance professionals whose primary role is to assist our service teams with the design and implementation of program structures that match our clients' needs from a cost-of-risk, cash-flow, accounting, tax and collateral perspective. This group is renowned for delivering results while linking clients' risk management programs to their strategic and financial objectives.

The Lockton Risk Finance difference

You will have experts working seamlessly with our marketing and quantitative analysis teams to deliver integrated risk financing solutions. Services the team offers include:

  • Provide risk finance solutions to manage client balance sheet and cash flow volatility

  • Consult on effective captive insurance strategies

  • Evaluate and construct bespoke alternative program structures to meet the client’s needs

  • Evaluate the most efficient use of client’s capital

  • Compare insurance costs against a client's cost of capital

  • Navigate through carrier credit underwriting process

  • Eliminate redundant working capital

  • Help clients make informed decisions

  • Provide ongoing consultation — going beyond transactional insurance services

Latest news & insights

Summary of trends that have defined the personal insurance market in 2023.2023 Trends in Private Risk Insurance

2023 Trends in Private Risk Insurance

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As we reflect on the intricate landscape of risk management for successful individuals and families, a few key trends emerged in 2023 that are reshaping protection for luxury asset portfolios. Let's explore the trends that have redefined the insurance market t ...
Read more2023 Trends in Private Risk Insurance

As MoCRA takes effect, manufacturers should consider product recall coverage

The Modernization of Cosmetics Regulation Act of 2022 (MoCRA) represents a significant step forward for the cosmetics industry. The Modernization of Cosmetics Regulation Act of 2022 (MoCRA) represents a significant step forward for the cosmetics industry.

Weighing the value of fronted programs for real estate companies

Nearing the end of 2023, real estate companies face a difficult insurance market. Property premiums have skyrocketed this year, in part due to capacity constraints fueled by growing catastrophe losses, the impact of rampant inflation on property valuations, and challenges in the reinsurance marketplace. Nearing the end of 2023, real estate companies face a difficult insurance market. Property premiums have skyrocketed this year, in part due to capacity constraints fueled by growing catastrophe losses, the impact of rampant inflation on property valuations, and challenges in the reinsurance marketplace.

Construction expert Josh Tyndell joins Lockton’s Seattle operation

Lockton, the world’s largest privately held independent insurance brokerage firm, is pleased to announce that Josh Tyndell, an industry-leading construction expert, has joined the company in its Seattle office.Lockton, the world’s largest privately held independent insurance brokerage firm, is pleased to announce that Josh Tyndell, an industry-leading construction expert, has joined the company in its Seattle office.
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