Lockton Risk Finance

— RISK MANAGEMENT

Risk Finance

Superior results happen when you treat insurance as a form of capital.

Delivering results

Nowhere else will you find a team dedicated solely to solving your risk financing and collateral issues. Lockton’s Risk Finance team meets our clients' ever-increasing demand for risk alternatives through captive consultation, collateral management strategies, and alternative structure solutions.

The team is a collaborative group of finance, accounting, credit, and insurance professionals whose primary role is to assist our service teams with the design and implementation of program structures that match our clients' needs from a cost-of-risk, cash-flow, accounting, tax and collateral perspective. This group is renowned for delivering results while linking clients' risk management programs to their strategic and financial objectives.

The Lockton Risk Finance difference

You will have experts working seamlessly with our marketing and quantitative analysis teams to deliver integrated risk financing solutions. Services the team offers include:

  • Provide risk finance solutions to manage client balance sheet and cash flow volatility

  • Consult on effective captive insurance strategies

  • Evaluate and construct bespoke alternative program structures to meet the client’s needs

  • Evaluate the most efficient use of client’s capital

  • Compare insurance costs against a client's cost of capital

  • Navigate through carrier credit underwriting process

  • Eliminate redundant working capital

  • Help clients make informed decisions

  • Provide ongoing consultation — going beyond transactional insurance services

Latest news & insights

On March 5, the Federal Trade Commission (FTC), Department of Justice Antitrust Division, and Department of Health and Human Services announced a joint public inquiry into the increasing involvement and control of private equity in healthcare.FTC, DOJ and HHS inquiry into private equity and healthcare: Will your insurance respond?

FTC, DOJ and HHS inquiry into private equity and healthcare: Will your insurance respond?

article
On March 5, the Federal Trade Commission (FTC), Department of Justice Antitrust Division, and Department of Health and Human Services announced a joint public inquiry into the increasing involvement and control of private equity in healthcare. According to the ...
Read moreFTC, DOJ and HHS inquiry into private equity and healthcare: Will your insurance respond?

Supreme Court’s 10b-5 ruling favors public companies but doesn’t eliminate their litigation risk

In positive news for both public companies and directors and officers liability (D&O) insurers, the U.S. Supreme Court last week held that a failure to disclose information required by Securities and Exchange Commission (SEC) Regulation S-K, does not, in and of itself, create a private right of action for investors under Section 10(b) of the Securities Exchange Act of 1934 and SEC Rule 10b-5. Despite being a clear win, it’s important that public companies continue to diligently monitor the securities litigation threats they still face.In positive news for both public companies and directors and officers liability (D&O) insurers, the U.S. Supreme Court last week held that a failure to disclose information required by Securities and Exchange Commission (SEC) Regulation S-K, does not, in and of itself, create a private right of action for investors under Section 10(b) of the Securities Exchange Act of 1934 and SEC Rule 10b-5. Despite being a clear win, it’s important that public companies continue to diligently monitor the securities litigation threats they still face.

How multinationals can comply with new Russian sanctions

Following Russia’s invasion of Ukraine in February 2022, the Biden administration implemented sanctions targeting Russia’s financial, military, and energy sectors.Following Russia’s invasion of Ukraine in February 2022, the Biden administration implemented sanctions targeting Russia’s financial, military, and energy sectors.

Extreme Exodus: Is Your Homeowner’s Policy at Risk of Cancellation?

800 word blog outlining the state of homeowner insurance, including reasons for rising premiums. With a focus on HNW markets such as Florida and California, Excess & Surplus lines might be a viable alternative when traditional carriers exit high-risk markets. 800 word blog outlining the state of homeowner insurance, including reasons for rising premiums. With a focus on HNW markets such as Florida and California, Excess & Surplus lines might be a viable alternative when traditional carriers exit high-risk markets.
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