Lockton Risk Finance

— RISK MANAGEMENT

Risk Finance

Superior results happen when you treat insurance as a form of capital.

Delivering results

Nowhere else will you find a team dedicated solely to solving your risk financing and collateral issues. Lockton’s Risk Finance team meets our clients' ever-increasing demand for risk alternatives through captive consultation, collateral management strategies, and alternative structure solutions.

The team is a collaborative group of finance, accounting, credit, and insurance professionals whose primary role is to assist our service teams with the design and implementation of program structures that match our clients' needs from a cost-of-risk, cash-flow, accounting, tax and collateral perspective. This group is renowned for delivering results while linking clients' risk management programs to their strategic and financial objectives.

The Lockton Risk Finance difference

You will have experts working seamlessly with our marketing and quantitative analysis teams to deliver integrated risk financing solutions. Services the team offers include:

  • Provide risk finance solutions to manage client balance sheet and cash flow volatility

  • Consult on effective captive insurance strategies

  • Evaluate and construct bespoke alternative program structures to meet the client’s needs

  • Evaluate the most efficient use of client’s capital

  • Compare insurance costs against a client's cost of capital

  • Navigate through carrier credit underwriting process

  • Eliminate redundant working capital

  • Help clients make informed decisions

  • Provide ongoing consultation — going beyond transactional insurance services

Latest news & insights

Tax insurance protects renewable energy projects from IRS scrutiny, ensuring ITC/PTC value, compliance, and financing certainty in a shifting IRA and OBBBA landscape.From Risk to Revenue: How Tax Insurance Secures Clean Energy Credits

From Risk to Revenue: How Tax Insurance Secures Clean Energy Credits

article
The U.S. renewable energy industry is transforming faster than ever, and so are the tax incentives fueling it. New credits, new bonus opportunities, and new monetization strategies have boosted value for project owners, investors, and credit buyers. But with t ...
Read moreFrom Risk to Revenue: How Tax Insurance Secures Clean Energy Credits

How captives may offer stability in a volatile medical stop loss market

Stop loss captives article.Stop loss captives article.

Join our summer series of webcasts on ERISA compliance topics

Over the next four months, the summer edition of our Client Advisory Series Seminar series of webcasts will chew on some meaty and topical compliance issues, including pharmacy cost management tactics and strategies, what to expect when the next renewal cycle hits, and some practical compliance considerations when acquiring or merging with another company. Over the next four months, the summer edition of our Client Advisory Series Seminar series of webcasts will chew on some meaty and topical compliance issues, including pharmacy cost management tactics and strategies, what to expect when the next renewal cycle hits, and some practical compliance considerations when acquiring or merging with another company.

2026 Lockton National Benefits Survey results are in

Lockton’s eighth annual 2026 survey of over 1,700 U.S. employers helps employers compare their benefit strategies with those of other employers -providing benchmark data, highlighting trends, and illuminating new ideas.Lockton’s eighth annual 2026 survey of over 1,700 U.S. employers helps employers compare their benefit strategies with those of other employers -providing benchmark data, highlighting trends, and illuminating new ideas.
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