Lockton Risk Finance

— RISK MANAGEMENT

Risk Finance

Superior results happen when you treat insurance as a form of capital.

Delivering results

Nowhere else will you find a team dedicated solely to solving your risk financing and collateral issues. Lockton’s Risk Finance team meets our clients' ever-increasing demand for risk alternatives through captive consultation, collateral management strategies, and alternative structure solutions.

The team is a collaborative group of finance, accounting, credit, and insurance professionals whose primary role is to assist our service teams with the design and implementation of program structures that match our clients' needs from a cost-of-risk, cash-flow, accounting, tax and collateral perspective. This group is renowned for delivering results while linking clients' risk management programs to their strategic and financial objectives.

The Lockton Risk Finance difference

You will have experts working seamlessly with our marketing and quantitative analysis teams to deliver integrated risk financing solutions. Services the team offers include:

  • Provide risk finance solutions to manage client balance sheet and cash flow volatility

  • Consult on effective captive insurance strategies

  • Evaluate and construct bespoke alternative program structures to meet the client’s needs

  • Evaluate the most efficient use of client’s capital

  • Compare insurance costs against a client's cost of capital

  • Navigate through carrier credit underwriting process

  • Eliminate redundant working capital

  • Help clients make informed decisions

  • Provide ongoing consultation — going beyond transactional insurance services

Latest news & insights

Tax Insurance Safeguards Tax Leaders’ Decisions Tax Insurance Safeguards Tax Leaders’ Decisions

Managing a world of risk — and D&O programs — from a single boardroom

Article for Lockton.comArticle for Lockton.com

Financial Institutions Market Update | October 2026

The insurance market at an inflection point. Learn what underwriters are asking about, and four steps to position a financial institution as an attractive long-term risk.The insurance market at an inflection point. Learn what underwriters are asking about, and four steps to position a financial institution as an attractive long-term risk.

Lockton names Andrew Littlejohn to lead Entertainment & Sports Practice

Lockton names Andrew Littlejohn to lead Entertainment & Sports Practice Lockton names Andrew Littlejohn to lead Entertainment & Sports Practice
View All news and insights