Lockton Risk Finance

— RISK MANAGEMENT

Risk Finance

Superior results happen when you treat insurance as a form of capital.

Delivering results

Nowhere else will you find a team dedicated solely to solving your risk financing and collateral issues. Lockton’s Risk Finance team meets our clients' ever-increasing demand for risk alternatives through captive consultation, collateral management strategies, and alternative structure solutions.

The team is a collaborative group of finance, accounting, credit, and insurance professionals whose primary role is to assist our service teams with the design and implementation of program structures that match our clients' needs from a cost-of-risk, cash-flow, accounting, tax and collateral perspective. This group is renowned for delivering results while linking clients' risk management programs to their strategic and financial objectives.

The Lockton Risk Finance difference

You will have experts working seamlessly with our marketing and quantitative analysis teams to deliver integrated risk financing solutions. Services the team offers include:

  • Provide risk finance solutions to manage client balance sheet and cash flow volatility

  • Consult on effective captive insurance strategies

  • Evaluate and construct bespoke alternative program structures to meet the client’s needs

  • Evaluate the most efficient use of client’s capital

  • Compare insurance costs against a client's cost of capital

  • Navigate through carrier credit underwriting process

  • Eliminate redundant working capital

  • Help clients make informed decisions

  • Provide ongoing consultation — going beyond transactional insurance services

Latest news & insights

Lockton, the world’s largest privately held insurance brokerage, is pleased to announce a new leadership appointment, supporting the continued growth of its People Solutions business. Robert Reiff has rejoined Lockton as a Regional Executive, People Solutions, bringing deep expertise in addressing the evolving needs of clients related to leave, absence management, life, disability, and voluntary benefits. Lockton Announces the Return of Robert Reiff as a Regional Executive, People Solutions

Lockton Announces the Return of Robert Reiff as a Regional Executive, People Solutions

article
Lockton, the world’s largest privately held insurance brokerage, is pleased to announce a new leadership appointment, supporting the continued growth of its People Solutions business. Robert Reiff has rejoined Lockton as a Regional Executive, People Solutions, ...
Read moreLockton Announces the Return of Robert Reiff as a Regional Executive, People Solutions

2025 Lockton National Benefits Survey

2025 Lockton National Benefits Survey2025 Lockton National Benefits Survey

New tariffs, new risks: How businesses can respond

Since taking office, President Trump has swiftly imposed broad and costly tariffs on countries around the world – significantly impacting the global economy. The consequences for the insurance industry and commercial insurance buyers are broad and deep.Since taking office, President Trump has swiftly imposed broad and costly tariffs on countries around the world – significantly impacting the global economy. The consequences for the insurance industry and commercial insurance buyers are broad and deep.

How cyber insurance can help protect your business from social media’s risks

For many brands, social media has become an indispensable marketing and communications tool. In choosing to go all-in on social media, however, businesses must also contend with its myriad risks. General liability (GL) insurance, and cyber and media liability insurance can provide needed protection from social media risk.For many brands, social media has become an indispensable marketing and communications tool. In choosing to go all-in on social media, however, businesses must also contend with its myriad risks. General liability (GL) insurance, and cyber and media liability insurance can provide needed protection from social media risk.
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