In today’s fast-changing and highly regulated financial landscape, managing the risks your Financial Institution faces has become more difficult than ever. From safeguarding your balance sheet to navigating regulatory change, and all points in between – businesses like yours are continually challenged to find the right solutions to the complex array of exposures your business faces.

— PRODUCT AND SERVICES

Insurance for Financial Institutions

Tailored risk solutions to safeguard your success

In today’s fast-changing and highly regulated financial landscape, managing the risks you face has become more complex than ever. From safeguarding your balance sheet to navigating regulatory change, and all points in between – businesses like yours are continually challenged. To thrive in this landscape, having the right insurance partner becomes essential. You need a partner who understands your financial institution and can deliver the risk solutions tailored to your specific needs. Being able to safeguard your success is core to your mission – that’s where Lockton come in to partner with you.

Your business comes first

With Lockton, you’ll be working with experienced financial institution risk professionals who always put your needs first. Because our global team is dedicated to your industry, we understand the unique challenges you face and the latest trends.

80x80xcardsxmarket-leadingxwording2

Analytics to manage your risks

Our analytics platform rapidly transforms risk data into actionable insights, empowering better decisions and delivering an insurance program that prepares you for the future.


80x80xcardsxmarket-leadingxwording8

Coverage that fits

Your insurance needs are unique. We match those needs with tailored policy wordings that protect your bottom line and maintain customer trust.


80x80xcardsxclientxportal 5

Total claims support

Lockton’s claims team supports you through the entirety of a claim, guiding you confidently through complex challenges to deliver the best possible outcome.


80x80xcardsxglobalxreach9

Risk control & loss prevention

Our risk control and loss prevention capabilities benefit your firm with informed decision-making, enhanced visibility of your top risks, regulatory support, and more.


Download our brochure

Learn how we help protect organizations like yours in the financial services sector through risk solutions like D&O, Crime and Cyber.

Download now

Financial institutions we protect:

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Private equity

Banks

Investment banks

Non-bank lenders

Asset management firms

Venture capital

Wealth managers

Hedge funds

Mutual funds

Real Estate Funds/REITs

Private funds

FinTech

Digital assets

Security Broker- Dealers

Insurance companies

Let’s talk insurance for your Financial Institution

Get peace of mind for your financial institution - connect with our team and we’ll be in touch as soon as we can.

Talk to our team

Insurance for financial institutions – FAQs

What is classed as a financial institution?

The umbrella term financial institutions encompasses a wide range of organizations within the broader financial services market. From asset managers to private equity and venture capital firms, from banks and insurance companies to aircraft leasing firms, these are typically businesses involved in managing, protecting and growing assets. The financial institutions sector includes entities providing investment management, financial planning, banking, insurance, real estate advisory, and innovative financial technology solutions. It serves individuals, families, corporations, and institutions, offering services like wealth management, asset allocation, capital investment, compliance, risk management, and financial transactions. Firms in the financial institutions sector play a critical role in facilitating capital flows, ensuring financial security, and driving economic growth across global markets.

When it comes to your financial institution’s insurance program, we tailor your coverage to ensure it addresses your organization’s unique risk profile and best suits your objectives. There is no “one size fits all” approach when it comes to insurance for financial institutions. We partner with a diverse range of organizations from the financial institutions industry to acutely understand the current and emerging risks they face and will devise a program that specifically manages these exposures. Coverages to consider might include:

  • Directors, officers, and general partners liability

  • Errors and omissions

  • Crime and FI Bonds

  • Cyber

  • Property & Casualty

  • Pension Trust/Fiduciary Liability

  • Employment practices liability

  • Transactional risk

  • Employee Benefits

  • Surety Bonds

Specialized insurance for financial institutions is very important to have given the unique and complex risk profile organizations in the space face. Whether your financial institution is a bank, asset manager, insurance company, investment fund, security broker-dealer, or financial advisor – you need a variety of specialized insurance solutions to protect your assets and people. Based on your firm’s risk tolerance the decision to transfer or retain risk varies, and the need for specialized insurance may be driven by regulation, customer, board member, and vendor demands.

A comprehensive financial institution insurance program will often combine several lines of coverage.

Although the likelihood and impact of individual risks can vary from financial institution to financial institution, there are ten significant risk categories that broadly apply to most financial services firms:

  1. Cybersecurity threats

  2. Regulatory compliance

  3. Disruptive technologies

  4. Data privacy and protection

  5. Economic volatility (market, liquidity, and credit risk)

  6. Operational Risk (fraud, system failures, human error)

  7. Environmental Social and Governance (ESG) and climate risks

  8. Geopolitical risks

  9. Business interruption

  10. Human capital, diversity, and talent management risks