Differentiation driving outcomes in stabilizing market
In 2026, insurance for financial institutions is no longer a pricing exercise. It's a test of preparedness.
As insurers tighten underwriting to protect margins, they are rewarding financial institutions that can clearly demonstrate resilience. Underwriters now expect visible AI governance, a credible digital asset strategy, strong cyber resilience, and disciplined fraud controls. Financial institution leaders who actively manage risk, claims, and policy language are securing better terms, capacity, and program stability.
Understand what insurers are prioritizing, the questions your board should be asking, and the actions that sharpen renewal outcomes.
Explore Lockton’s February 2026 Financial Institutions Market Update here. (opens a new window)
