Insurance for the hospitality industry

RISK MANAGEMENT

Hospitality

Improve safety, reduce claims costs, and make your business stronger.

Capitalize on your business goals

In the hospitality industry, customer satisfaction is everything.  

At Lockton, our fierce commitment to service, client-first attitude and strong entrepreneurial spirit sets us apart and empowers our team to deliver uncommon results. We believe it’s not just what you do, it’s how you do it.  

Some of the world’s largest hotel management companies and real estate investment trusts depend on Lockton. With the intense financial pressures of the industry and the quicksilver changing risks, our team helps you improve safety, reduce claims cost and make your business stronger. Count on us to provide the resources you need to connect your business goals to your risk management and employee benefits strategies.

Expert risk management is key

Hotels, casinos, restaurants, resorts and other hospitality properties are susceptible to significant claim activity. Everything from slip and fall accidents and equipment breakdowns to business interruptions, natural disasters, or pandemics, you need thoughtful pre-and post-loss strategies to reduce expenses.

Around the globe and domestically, we know how to build cost-effective property insurance programs, especially in catastrophe-prone regions. Our experts possess the knowledge to structure business interruption and contingent business interruption programs to protect you when a storm, strike, flood, or other risks might turn guests away. Leave unpredictability to the elements. Lockton’s team of specialists has you covered.

When profit margins are as razor-thin as they are in the hospitality industry, controlling the impact of claims costs improves your financial performance.

Relationships provide insight.

We make it a point to stay actively involved in leading industry groups to understand current and potential future risks better. This added awareness and personalized depth allows us to craft the strongest strategy for your business. One size never fits all. We deliver innovative, agile solutions custom-made for you. Our team challenges norms and delivers the most efficient, cutting-edge solutions in the marketplace. As the world’s largest privately held, independent insurance broker, we answer to no one but our clients. This independence allows us the freedom and strength to do what’s best for you, at all times.

Latest news & insights

Antitrust and regulatory coverage under directors and officers liability (D&O) policies was once widely available to healthcare organizations. With litigation costs soaring and enforcement intensifying, underwriters are scrutinizing this coverage more closely. Fading antitrust and regulatory D&O coverage challenge healthcare organizations to act

IRS announces benefit plan limits for 2026

The IRS has released the cost-of-living adjusted (COLA) limits for welfare and retirement benefit plans for 2026.The IRS has released the cost-of-living adjusted (COLA) limits for welfare and retirement benefit plans for 2026.

Download Today: 2026 Global Healthcare Cost Trend Report

Employer health plan costs are projected to rise 10.9% globally, with more than  half of countries expecting double-digit increases. Chronic disease, pharmacy costs, and labor shortages are driving this trend. Employers are responding with smarter negotiations, digital tools, and preventive strategies. Download Lockton’s Global Healthcare Cost Trend Report to read more about these insights.  Employer health plan costs are projected to rise 10.9% globally, with more than  half of countries expecting double-digit increases. Chronic disease, pharmacy costs, and labor shortages are driving this trend. Employers are responding with smarter negotiations, digital tools, and preventive strategies. Download Lockton’s Global Healthcare Cost Trend Report to read more about these insights.

Eight emerging risks to watch for food, agriculture, and beverage companies

New and emerging risks are shaping the food, agriculture, and beverage industry. In today’s market, understanding key risk factors, and how to mitigate them, is essential. Here are eight emerging risks to knowNew and emerging risks are shaping the food, agriculture, and beverage industry. In today’s market, understanding key risk factors, and how to mitigate them, is essential. Here are eight emerging risks to know
See all news and insights