Insurance for the hospitality industry

RISK MANAGEMENT

Hospitality

Improve safety, reduce claims costs, and make your business stronger.

Capitalize on your business goals

In the hospitality industry, customer satisfaction is everything.  

At Lockton, our fierce commitment to service, client-first attitude and strong entrepreneurial spirit sets us apart and empowers our team to deliver uncommon results. We believe it’s not just what you do, it’s how you do it.  

Some of the world’s largest hotel management companies and real estate investment trusts depend on Lockton. With the intense financial pressures of the industry and the quicksilver changing risks, our team helps you improve safety, reduce claims cost and make your business stronger. Count on us to provide the resources you need to connect your business goals to your risk management and employee benefits strategies.

Expert risk management is key

Hotels, casinos, restaurants, resorts and other hospitality properties are susceptible to significant claim activity. Everything from slip and fall accidents and equipment breakdowns to business interruptions, natural disasters, or pandemics, you need thoughtful pre-and post-loss strategies to reduce expenses.

Around the globe and domestically, we know how to build cost-effective property insurance programs, especially in catastrophe-prone regions. Our experts possess the knowledge to structure business interruption and contingent business interruption programs to protect you when a storm, strike, flood, or other risks might turn guests away. Leave unpredictability to the elements. Lockton’s team of specialists has you covered.

When profit margins are as razor-thin as they are in the hospitality industry, controlling the impact of claims costs improves your financial performance.

Relationships provide insight.

We make it a point to stay actively involved in leading industry groups to understand current and potential future risks better. This added awareness and personalized depth allows us to craft the strongest strategy for your business. One size never fits all. We deliver innovative, agile solutions custom-made for you. Our team challenges norms and delivers the most efficient, cutting-edge solutions in the marketplace. As the world’s largest privately held, independent insurance broker, we answer to no one but our clients. This independence allows us the freedom and strength to do what’s best for you, at all times.

Latest news & insights

Lockton’s March 2026 Market Update breaks down the trends shaping insurance decisions this year, from economic conditions to capacity and emerging risks. Opportunity through precision: March 2026 Lockton Market Update

Webinar | Cyber Risk in Wartime: What Leaders Need to Know Now

As geopolitical conflict escalates, our recent webinar breaks down what wartime cyber activity really looks like, and what organizations should be doing now to stay resilient.As geopolitical conflict escalates, our recent webinar breaks down what wartime cyber activity really looks like, and what organizations should be doing now to stay resilient.

FTC settlement with Express Scripts signals major shift in PBM pricing

The Federal Trade Commission’s recent settlement with Express Scripts (ESI) marks one of the most significant regulatory interventions in the pharmacy benefit manager (PBM) space in years. For employers, the agreement may signal a broader shift in the industry toward true net-cost drug pricing models, with potential implications for pharmacy benefit design, budgeting, and future PBM contracting. The Federal Trade Commission’s recent settlement with Express Scripts (ESI) marks one of the most significant regulatory interventions in the pharmacy benefit manager (PBM) space in years. For employers, the agreement may signal a broader shift in the industry toward true net-cost drug pricing models, with potential implications for pharmacy benefit design, budgeting, and future PBM contracting.

First quarter state law overview: Continued litigation, enforcement activity and other updates

This state law update highlights key legal and regulatory developments affecting employee benefits and healthcare access. 
During the first quarter of the year, regulators and enforcement authorities continued to shape the benefits landscape primarily through ongoing litigation and targeted regulatory actions rather than new, sweeping legislation. This state law update highlights key legal and regulatory developments affecting employee benefits and healthcare access. 
During the first quarter of the year, regulators and enforcement authorities continued to shape the benefits landscape primarily through ongoing litigation and targeted regulatory actions rather than new, sweeping legislation.
See all news and insights