Affinity Groups

— INNOVATIVE INSURANCE SOLUTIONS

Sponsored programs

Customized insurance for franchises, associations, clubs, trade groups, & more.

Tailored insurance solutions

The Lockton Affinity team underwrites, distributes and services specialty insurance products that fall outside standard markets. This includes building customized insurance solutions for affinity groups, associations, franchises and non-profits and administering millions of transactions for PEOs, risk purchasing groups and captives.

Contact our team to build a unique insurance solution, tailored to your needs.

Specialized expertise. Dedicated teams.

Lockton Affinity’s in-house solutions provide unique features to ensure program longevity and add real value for your group.

  • Our IT department can develop a custom online insurance experience, including online apply-to-bind customer journeys, customer account management portals, and integration with program sponsor's existing systems.

  • Our underwriting team has delegated authority to bind policies on behalf of our carrier partners, streamlining the insurance buying process for insureds.

  • Our backroom administration team can automate and service your group’s high-volume insurance transactions like certificate and policy issuance, ID card generation and billing.

  • A dedicated team of licensed and trained service experts provide your group with personalized attention and service. Our teams meet the highest service expectations and real people answer the phones, adding a much-needed personal touch to insurance.

  • Our full-service marketing team helps reinforce the value of the insurance program to your group, strengthening your organization’s value proposition.

Areas of Expertise 

Sponsored programs - We’ve built unique, lasting insurance programs for hundreds of affinity partners over the past three decades.

  • COMMERCIAL AUTO

Transportation

  • FINANCIAL SERVICES

Financial advisors

  • FITNESS AND WELLNESS

Fitness and wellness groups

  • FRANCHISE SYSTEMS

Hotels and hospitality

Quick service restaurants

Retail businesses

Other franchise systems

  • GROUP BENEFITS

Group benefits

  • HEALTHCARE

Allied health professionals

  • HOME CARE

Home care businesses

  • NON-PROFIT ORGANIZATIONS

National non-profit organizations

Fraternal organizations

  • OUTDOOR/RECREATIONAL

Outdoor enthusiasts

Outdoor/recreational businesses

Motorsports enthusiasts

  • PROFESSIONAL ASSOCIATIONS

Optometrists

Orthodontists

Photographers

Physicians

  • PROFESSIONAL ENTITIES

Architects and engineers

Law firms and bar associations

  • SMALL BUSINESSES

Automotive aftermarket

Inventory dealers

Other small businesses

Latest news & insights

A host of tariff-related developments has companies in a state of uncertainty and exposes directors and officers to new compliance, litigation, and disclosure risks. Learn how D&O insurance can safeguard leadership and corporate balance sheets from tariff-related risks. Ongoing tariff uncertainty gives rise to D&O coverage questions

Ongoing tariff uncertainty gives rise to D&O coverage questions

article
President Trump has made trade policy the centerpiece of his second term, unleashing a flurry of new tariffs on imports and prompting retaliatory levies from U.S. trading partners, punctuated by starts and stops and legal challenges that have generated signifi ...
Read moreOngoing tariff uncertainty gives rise to D&O coverage questions

Lockton Appoints Kelly Thoerig as its D&O and EPL Product Leader

Lockton, the world's largest privately held insurance brokerage, is pleased to announce the appointment of Kelly Thoerig as its new U.S. Directors and Officers Liability (D&O) and Employment Practices Liability (EPL) Product Leader within its Professional & Executive Risk division. Lockton, the world's largest privately held insurance brokerage, is pleased to announce the appointment of Kelly Thoerig as its new U.S. Directors and Officers Liability (D&O) and Employment Practices Liability (EPL) Product Leader within its Professional & Executive Risk division.

Denmark increases parental leave for parents of hospitalized newborn children

Denmark is significantly increasing government-paid leave for parents of hospitalized newborn children from a combined total of three months for both parents to 12 months for each parent. This extension will also apply to “early homestays,” where medical treatment is provided at home instead of in hospital, rather than only to hospitalized cases. These changes will take effect from 1 January 2026 and apply to parents of children born or adopted on or after 1 January 2026. Denmark is significantly increasing government-paid leave for parents of hospitalized newborn children from a combined total of three months for both parents to 12 months for each parent. This extension will also apply to “early homestays,” where medical treatment is provided at home instead of in hospital, rather than only to hospitalized cases. These changes will take effect from 1 January 2026 and apply to parents of children born or adopted on or after 1 January 2026.

France introduces additional rights for employees engaged in medically assisted conception or adoption processes

France has implemented new employer-paid leave entitlements for male employees to attend necessary appointments related to medically assisted conception treatment, as well as for all employees, regardless of gender, to attend mandatory interviews required during the adoption process. In addition, anti-discrimination protections have been strengthened for employees engaged in medically assisted conception or adoption. These changes took effect on 2 July 2025. France has implemented new employer-paid leave entitlements for male employees to attend necessary appointments related to medically assisted conception treatment, as well as for all employees, regardless of gender, to attend mandatory interviews required during the adoption process. In addition, anti-discrimination protections have been strengthened for employees engaged in medically assisted conception or adoption. These changes took effect on 2 July 2025.
View All news and insights