Lockton Affinity designs and services customized insurance solutions for associations, franchises, nonprofits, and small businesses. As a leading insurance brokerage, we build tailored personal insurance and business coverage programs that go beyond standard markets.

INNOVATIVE INSURANCE SOLUTIONS

Sponsored programs

Customized insurance for franchises, associations, clubs, trade groups, & more.

Tailored insurance solutions

The Lockton Affinity team underwrites, distributes and services specialty insurance products that fall outside standard markets. This includes building customized insurance solutions for affinity groups, associations, franchises and non-profits and administering millions of transactions for PEOs, risk purchasing groups and captives.

Contact our team to build a unique insurance solution, tailored to your needs.

Specialized expertise. Dedicated teams.

Lockton Affinity’s in-house solutions provide unique features to ensure program longevity and add real value for your group.

  • Our IT department can develop a custom online insurance experience, including online apply-to-bind customer journeys, customer account management portals, and integration with program sponsor's existing systems.

  • Our underwriting team has delegated authority to bind policies on behalf of our carrier partners, streamlining the insurance buying process for insureds.

  • Our backroom administration team can automate and service your group’s high-volume insurance transactions like certificate and policy issuance, ID card generation and billing.

  • A dedicated team of licensed and trained service experts provide your group with personalized attention and service. Our teams meet the highest service expectations and real people answer the phones, adding a much-needed personal touch to insurance.

  • Our full-service marketing team helps reinforce the value of the insurance program to your group, strengthening your organization’s value proposition.

Areas of Expertise 

Sponsored programs - We’ve built unique, lasting insurance programs for hundreds of affinity partners over the past three decades.

  • COMMERCIAL AUTO

Transportation

  • FINANCIAL SERVICES

Financial advisors

  • FITNESS AND WELLNESS

Fitness and wellness groups

  • FRANCHISE SYSTEMS

Hotels and hospitality

Quick service restaurants

Retail businesses

Other franchise systems

  • GROUP BENEFITS

Group benefits

  • HEALTHCARE

Allied health professionals

  • HOME CARE

Home care businesses

  • NON-PROFIT ORGANIZATIONS

National non-profit organizations

Fraternal organizations

  • OUTDOOR/RECREATIONAL

Outdoor enthusiasts

Outdoor/recreational businesses

Motorsports enthusiasts

  • PROFESSIONAL ASSOCIATIONS

Optometrists

Orthodontists

Photographers

Physicians

  • PROFESSIONAL ENTITIES

Architects and engineers

Law firms and bar associations

  • SMALL BUSINESSES

Automotive aftermarket

Inventory dealers

Other small businesses

Backroom administration We build automated, scalable, efficient processing solutions to service your high-volume insurance transactions like certificate and policy issuance, ID card generation, billing and other related policy documentation.

  • Professional Employer Organizations (PEOs)

  • Agency captives and risk purchasing groups

  • Carriers

  • Anyone with a high volume of insurance-related transactions

Latest news & insights

This state law update highlights key legal and regulatory developments affecting employee benefits and healthcare access. 
During the first quarter of the year, regulators and enforcement authorities continued to shape the benefits landscape primarily through ongoing litigation and targeted regulatory actions rather than new, sweeping legislation. First quarter state law overview: Continued litigation, enforcement activity and other updates

Upcoming key compliance deadlines & reminders for second quarter 2026

The second quarter of 2026 brings a few employee benefits compliance deadlines that plan sponsors should note and prepare for in advance. This alert highlights key filing, notice, contribution, and reporting obligations commonly applicable during the April-June timeframe, including ERISA plan filings, health plan reporting, and HSA-related actions.The second quarter of 2026 brings a few employee benefits compliance deadlines that plan sponsors should note and prepare for in advance. This alert highlights key filing, notice, contribution, and reporting obligations commonly applicable during the April-June timeframe, including ERISA plan filings, health plan reporting, and HSA-related actions.

States are trying to regulate pharmacy costs. Can they override federal law?

For over 50 years, the Employee Retirement Income Security Act (ERISA) has served as the foundation around which employer benefit plans are built. That foundation, however, has shown cracks in recent years as the cost of healthcare continues to rise and many states try to take regulatory matters into their own hands. 
For over 50 years, the Employee Retirement Income Security Act (ERISA) has served as the foundation around which employer benefit plans are built. That foundation, however, has shown cracks in recent years as the cost of healthcare continues to rise and many states try to take regulatory matters into their own hands.

Lockton Accelerates Transaction Liability Growth with Strategic EMEA Appointments

Lockton strengthens its global Transaction Liability platform with new EMEA leadership, expanding integrated M&A risk, tax, and advisory capabilities for clients. Lockton strengthens its global Transaction Liability platform with new EMEA leadership, expanding integrated M&A risk, tax, and advisory capabilities for clients.
View All news and insights

Key Lockton Affinity Contacts

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Patrick O’Farrell

President, Lockton Affinity
POfarrell@LocktonAffinity.com
+1 913 652 7578

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Joe Ziegler

Chief Operations Officer, Lockton Affinity
JZiegler@LocktonAffinity.com
+1 913 652 7668