Lockton’s dedicated Property Insurance team specialises in the sourcing and securing of targeted, bespoke insurance and risk solutions to protect a key cornerstone of your business: your property. Using a detail-oriented, data-backed approach, and harnessing strong relationships with key insurers, we are uniquely equipped to deliver a lasting solution that is matched to your needs and aspirations.

PRODUCTS AND SERVICES

Corporate risk - Property

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Lasting solutions to mitigate your property risks

Lockton’s property insurance broking team is made up of highly experienced brokers who have significant knowledge of the insurance market and market cycles, coupled with strong key insurer relationships. Our approach has always been to build strong professional relationships with insurers, not only within the London market, but across insurance markets globally, to ensure we obtain the best coverage/cost combination for our clients.

The team’s focus and experience is in designing insurance programmes that are tailored to our clients’ specific needs, underpinned by robust analytical data and technical knowledge. Working closely with our risk control team, we advise on protective measures that dovetail with your insurance purchase strategy.

The broking team works closely with our claims specialists to enhance policy wordings and ensure they respond to any losses. The collaboration of a one-team approach continues to deliver exceptional results.

Our services

Sectors we cover

  • Hospitality

  • Food and drink

  • Manufacturing

  • Wholesale

  • Retail

  • Professional services

  • Pharmaceuticals

  • Telecommunications

  • Technology

  • Utilities and infrastructure

  • Waste management

What we bring to your business

  • Risk protection - Our risk control team works in partnership with our clients to provide a complete range of risk management support, including advice on protective measures to ensure your risk management strategy best protects your assets. Our expertise includes risk analysis, risk management strategy, business continuity planning and ongoing specialist advice.

  • Business impact analysis (BIA) - We work with you to understand the potential impact and cost of a major event at key premises. This is fundamental in revealing potential vulnerabilities and provides a foundation for building data-driven risk mitigation initiatives, or changes to your insurance programme structure and wording.

  • Business impact audit review - Building on the BIA, this audit puts greater focus on the financial impact of an event, ensuring your existing cover is fit for purpose. We will help you to de-risk ahead of any potential major claim, gathering key information for insurers and loss adjusters.

  • Programme structure design options - Our detailed analysis enables us to design a bespoke insurance programme with cover and limits that meet your specific needs now and into the future as your business evolves.

  • Major claims protocols and management - In conjunction with your key insurer and loss adjuster, we will work with you to design clear claims protocols in the event of a major loss event. This board-level roadmap encourages a stronger relationship between client, insurer and loss adjuster ahead of a major claim, which can work to expedite claim payments.

News and Insights

Amid the backdrop of increasing scrutiny and societal awareness around sexual abuse litigation, insurance carriers are reviewing their portfolios for potential Sexual Misconduct Liability (SML) exposure. Consequently, non-renewals, exclusions, and policy restrictions for SML-related incidents are becoming more frequent.SML coverage: evolving risks and how to approach a standalone renewal

Lockton report warns marine P&I clubs face decade-high claims and sustained pressure

LONDON, 18 September 2025 – Lockton, the world’s largest independent insurance broker, today releases its latest analysis of the marine Protection & Indemnity (P&I) market, highlighting mounting financial pressures on the International Group of P&I Clubs despite modest premium increases.LONDON, 18 September 2025 – Lockton, the world’s largest independent insurance broker, today releases its latest analysis of the marine Protection & Indemnity (P&I) market, highlighting mounting financial pressures on the International Group of P&I Clubs despite modest premium increases.

Lockton launches Flex IQ to bring clarity to the flex benefits platform market

New insights tool helps HR leaders avoid buyer’s remorse and choose the right platform for their peopleNew insights tool helps HR leaders avoid buyer’s remorse and choose the right platform for their people

How D&O insurance coverage can help protect against cyber related liability

The consistent evolution in the risk, breadth, and nature of cyber-attacks has solidified cyber risks as a key topic in many boardrooms. Beyond businesses suffering immediate financial losses and operational disruption, directors and officers may face shareholder litigation alleging negligence — potentially exposing them to personal liability.The consistent evolution in the risk, breadth, and nature of cyber-attacks has solidified cyber risks as a key topic in many boardrooms. Beyond businesses suffering immediate financial losses and operational disruption, directors and officers may face shareholder litigation alleging negligence — potentially exposing them to personal liability.
See all news and insights

Lockton Denmark Contacts

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Helle Roemer Ingholt

Co-Head of Property
helle.ingholt@lockton.com
+45 4020 8330

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Niels Bundgaard Larsen

Head of Property & Real Estate
Niels.Larsen@lockton.com
+45 2480 3090

We're here to help

We bring creative thinking and an entrepreneurial spirit to the insurance business and are uniquely positioned to help you succeed.

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