Property Insurance


Property insurance

Matching your property risks to the global marketplace.

Protecting your assets

The property market offers a broad range of products, and offering you the best advice is central to what we do. Our skilled team works across all lines of business, sharing knowledge to ensure your solutions remain consistently ahead of the market standard. We take pride in our creative approach to leveraging markets, optimizing programs, and lowering costs.  

Property insurance varies considerably, depending on your risk profile and business footprint. Lockton’s specialists will work closely with you to create a custom solution that delivers optimum value.  

At Lockton, we believe one of the most important aspects of property insurance is the quality of your submission. Moving it to the top of the underwriter’s pile is key to achieving a successful outcome. We use the latest technology to present your story to underwriters in the most compelling manner.

Personal relationships with underwriters matter, so we don’t use centralized broking centers that are removed from the program. The team you interact with is the team negotiating with the markets on your behalf. More than “just another deal,” it’s a collaborative effort.

We have relationships throughout the global marketplace. This allows us to negotiate directly with the knowledgeable individuals in the appropriate territory in order to secure the best possible deal for you. 

You benefit from our expertise

One size never fits all. We deliver innovative, agile solutions custom-made for you. Our team challenges norms and delivers the most efficient, cutting-edge solutions in the marketplace.

  • Detailed review of coverage terms and conditions, policy wordings, and manuscript policy provisions

  • Retention analysis—for selection of deductibles and alternative risk-transfer models

  • Exposure and stratification-of-value analyses

  • Preparation of detailed, high-tech underwriting specifications

  • Direct involvement in face-to-face brokering of accounts to most senior underwriters

  • Assistance with complex claim recovery

  • Preparation and execution of engineering RFPs

  • Catastrophic modeling

  • Tailoring Lockton’s proprietary manuscript property policy to fit your coverage needs

  • Market updates and assistance with preparation of management reports

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