As a fintech leader, you're transforming how the world transacts, invests, and manages money. Whether you're streamlining payments, redefining lending, or digitizing wealth management, Fintechs like yours are driving financial services innovation. But disruption doesn't come without risk. You operate at the intersection of finance and technology — a high-pressure environment where a single coding error, system outage, cyberattack, or regulatory misstep can trigger costly lawsuits, customer losses, and reputational damage. The very innovation that sets you apart also exposes you to a unique set of risks. That’s where Lockton comes in. We partner with you to turn these risks into opportunities, so you continue building the future of finance, knowing you’re protected every step of the way.
Insurance for fintechs
Safeguarding innovation with specialized risk management solutions
As a fintech leader, you're transforming how the world transacts, invests, and manages money. Whether you're streamlining payments, redefining lending, or digitizing wealth management, fintechs like yours are driving financial services innovation. But disruption doesn't come without risk. You operate at the intersection of finance and technology — a high-pressure environment where a single coding error, system outage, cyberattack, or regulatory misstep can trigger costly lawsuits, customer losses, and reputational damage. The very innovation that sets you apart also exposes you to a unique set of risks. That’s where Lockton comes in. We partner with you to turn these risks into opportunities, so you continue building the future of finance, knowing you’re protected every step of the way.
Fintechs we serve:
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Payment solutions
Lending & credit
Investment & wealth management
Insurance technology (Insurtech)
Regulatory & compliance technology (Regtech)
Digital assets, blockchain, & web-3
Enterprise solutions
Download the brochure
Learn how we help protect organizations like yours in the fintech space through risk solutions like D&O, Crime and Cyber. Click to get your copy of our brochure.
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Let’s talk insurance for your fintech
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Talk To Our TeamFintech Insurance FAQs
What insurance should I consider as a fintech?
In the fast-moving fintech landscape, insurance is often overlooked—but it’s vital. One lawsuit or cyber event can threaten a company’s survival. The right insurance protects against litigation, regulatory, and operational risks, while also boosting credibility with investors, partners, and regulators. Early investment in insurance fosters long-term insurer relationships, better terms, and protection during key milestones like IPOs or acquisitions. Fintechs face unique exposures that standard policies can’t cover—specialist insight is essential. Lockton helps tailor coverage to your specific needs and deliver insurance solutions including (but not limited to):
Directors and Officers Insurance (D&O)
Network Security and Privacy Liability (Cyber)
Crime/FI Bond including Computer Crime
Employment Practices Liability
Fiduciary or Pension Trust Liability
Financial Services Professional Liability / Errors and Omissions (E&O)
Technology Errors & Omissions (E&O)
K&R (Kidnap and Ransom)
Transaction Liability
Employee Benefits
What are the key risks fintech companies face?
Fintechs are exposed to a unique range of risks. Although the likelihood and impact of individual risks can vary, fintech companies are typically exposed to:
Cybersecurity Risks
Technology & System Risks
Operational Resilience & Third-Party Dependency
Fraud & Financial Crime
Regulatory & Compliance Risks
Litigation & Legal Exposure
Human Capital Risks
Why is directors and officers liability (D&O) insurance important for fintechs?
Fintech companies need directors & officers (D&O) insurance to protect both their leadership and their balance sheet. It shields directors and officers from personal financial loss if they’re sued for decisions made in their roles and reimburses the company for indemnifying them. In a highly regulated and fast-evolving industry, D&O insurance is essential to defend against claims from investors, regulators, or stakeholders. It also helps attract and retain top talent by reducing personal liability risks for key leaders.