Executive & financial risks insurance

— RISK MANAGEMENT

Executive & financial risks insurance

Understand your exposures, reduce your risks, and stay covered.

Know your exposures

Changing litigation and regulatory landscapes bring new requirements for corporate risk management. Lockton is on top of it. Our team of specialists helps you understand your exposures, reduce your risks and keep you covered.

Our business risk experts identify the issues that may affect your company’s financial performance, brand and culture. Then we come up with solutions. As your partner, we:

  • Educate your executive and risk management team on exposures and risk-transfer and -mitigation solutions.

  • Differentiate your company with the underwriting community in order to obtain optimal risk transfer options.

  • Provide ongoing communication of legal and regulatory changes that may affect your company.

Directors and officers liability

Companies and their directors and officers face increasingly strict regulations and a hostile litigation environment. A decision that adversely affects shareholders, employees, customers or creditors, or that runs afoul of a regulatory issue, can lead to a lawsuit or regulatory investigation that may leave individuals personally liable. A directors and officers (D&O) liability insurance policy offers individuals and the company protection from negligent wrongful acts.

D&O insurance is intended to provide cover for directors, officers and other insureds—including the company itself in certain circumstances—for liability that arises out of their leadership roles.

While D&O coverage is subject to some exclusions and other coverage terms, the policy typically pays for defense costs, settlements and judgments, usually in excess of a deductible for those claims.

Latest news & insights

On March 5, the Federal Trade Commission (FTC), Department of Justice Antitrust Division, and Department of Health and Human Services announced a joint public inquiry into the increasing involvement and control of private equity in healthcare.FTC, DOJ and HHS inquiry into private equity and healthcare: Will your insurance respond?

FTC, DOJ and HHS inquiry into private equity and healthcare: Will your insurance respond?

article
On March 5, the Federal Trade Commission (FTC), Department of Justice Antitrust Division, and Department of Health and Human Services announced a joint public inquiry into the increasing involvement and control of private equity in healthcare. According to the ...
Read moreFTC, DOJ and HHS inquiry into private equity and healthcare: Will your insurance respond?

Supreme Court’s 10b-5 ruling favors public companies but doesn’t eliminate their litigation risk

In positive news for both public companies and directors and officers liability (D&O) insurers, the U.S. Supreme Court last week held that a failure to disclose information required by Securities and Exchange Commission (SEC) Regulation S-K, does not, in and of itself, create a private right of action for investors under Section 10(b) of the Securities Exchange Act of 1934 and SEC Rule 10b-5. Despite being a clear win, it’s important that public companies continue to diligently monitor the securities litigation threats they still face.In positive news for both public companies and directors and officers liability (D&O) insurers, the U.S. Supreme Court last week held that a failure to disclose information required by Securities and Exchange Commission (SEC) Regulation S-K, does not, in and of itself, create a private right of action for investors under Section 10(b) of the Securities Exchange Act of 1934 and SEC Rule 10b-5. Despite being a clear win, it’s important that public companies continue to diligently monitor the securities litigation threats they still face.

How multinationals can comply with new Russian sanctions

Following Russia’s invasion of Ukraine in February 2022, the Biden administration implemented sanctions targeting Russia’s financial, military, and energy sectors.Following Russia’s invasion of Ukraine in February 2022, the Biden administration implemented sanctions targeting Russia’s financial, military, and energy sectors.

Extreme Exodus: Is Your Homeowner’s Policy at Risk of Cancellation?

800 word blog outlining the state of homeowner insurance, including reasons for rising premiums. With a focus on HNW markets such as Florida and California, Excess & Surplus lines might be a viable alternative when traditional carriers exit high-risk markets. 800 word blog outlining the state of homeowner insurance, including reasons for rising premiums. With a focus on HNW markets such as Florida and California, Excess & Surplus lines might be a viable alternative when traditional carriers exit high-risk markets.
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