Retail

RISK MANAGEMENT

Retail

Industry expertise from the high street through the internet.

One size never fits all

The retail environment is constantly changing and evolving while the global marketplace grows more and more competitive. Without a doubt, it’s a challenging landscape. But with Lockton, it is but navigable. As the world’s largest independent insurance broker, Lockton is empowered to respond to changing markets and changing risks. Our independence allows us to think bigger, to try new things on for size. We make it our business to focus on what matters to you. Whether that’s distribution concerns, supply chain issues, employee concerns, or anything at all, we have you covered.

Lockton understands all aspects of the retail world, from the high street through the internet via distribution and home shopping. We deliver customized solutions tailored specifically to fit your needs.

All shapes and sizes

Our team is driven by courage, creativity, and a relentless need deliver the right solutions to you. Count on Lockton for expert retail advice in: understanding cyber and internet sales exposure, analyzing supply chain and logistical risk.

From mom-and-pops to stores with a global presence, our team has expert advice in understanding cyber and internet sales exposure, analyzing supply chain and logistical risk across borders, assessing fire and life safety risks, and limiting crime exposure. Additionally, we manage employee benefits and well-being while providing robust employer and public liability claims defensibility.

At Lockton, we are not different for the sake of being different. We are different for the sake of being better.

Client-focused, creative solutions

We provide Business Continuity Planning (BCP) to ensure the continuation of operations in the event of a catastrophic event.  We will work with you through Lockton’s BCP disaster recovery planning to identify the actions, resources, and procedures to help keep your business operational despite unexpected interruptions.

To structure your retail insurance program, we start by understanding your business goals and human capital strategy. Then, we align risk management, employee benefits and retirement strategies with your business objectives. 

Latest news & insights

Lockton’s eighth annual 2026 survey of over 1,700 U.S. employers helps employers compare their benefit strategies with those of other employers -providing benchmark data, highlighting trends, and illuminating new ideas.2026 Lockton National Benefits Survey results are in

Inside Healthcare M&A: Risk, Strategy, and Reps & Warranties Insurance

Gain expert insights into navigating healthcare M&A risks in this conversation between Transaction Liability’s Annie Heiss and Ropes & Gray M&A attorney Raxit Shah. Learn how reps and warranties insurance is reshaping deal strategy, reducing liability, and supporting successful outcomes in today’s evolving healthcare transactions.Gain expert insights into navigating healthcare M&A risks in this conversation between Transaction Liability’s Annie Heiss and Ropes & Gray M&A attorney Raxit Shah. Learn how reps and warranties insurance is reshaping deal strategy, reducing liability, and supporting successful outcomes in today’s evolving healthcare transactions.

Healthcare Enterprise Risk & the Role of Insurance

Explore ASHRM’s top 10 healthcare enterprise risks for 2025 and how insurance solutions help organizations manage financial, clinical, cyber, and operational exposure.Explore ASHRM’s top 10 healthcare enterprise risks for 2025 and how insurance solutions help organizations manage financial, clinical, cyber, and operational exposure.

The Department of Labor’s regulatory arm has new priorities for ERISA. Here’s how employers can adapt.

As is often the case under a new presidential administration, the past year has brought significant changes to the federal Department of Labor (DOL), including new leadership and a new approach to regulatory enforcement.  It’s up to employers to make sure legal counsel is aware of these changes and taking steps to remain compliant with the DOL’s priorities. As is often the case under a new presidential administration, the past year has brought significant changes to the federal Department of Labor (DOL), including new leadership and a new approach to regulatory enforcement.  It’s up to employers to make sure legal counsel is aware of these changes and taking steps to remain compliant with the DOL’s priorities.
See all news and insights