Retail

RISK MANAGEMENT

Retail

Industry expertise from the high street through the internet.

One size never fits all

The retail environment is constantly changing and evolving while the global marketplace grows more and more competitive. Without a doubt, it’s a challenging landscape. But with Lockton, it is but navigable. As the world’s largest independent insurance broker, Lockton is empowered to respond to changing markets and changing risks. Our independence allows us to think bigger, to try new things on for size. We make it our business to focus on what matters to you. Whether that’s distribution concerns, supply chain issues, employee concerns, or anything at all, we have you covered.

Lockton understands all aspects of the retail world, from the high street through the internet via distribution and home shopping. We deliver customized solutions tailored specifically to fit your needs.

All shapes and sizes

Our team is driven by courage, creativity, and a relentless need deliver the right solutions to you. Count on Lockton for expert retail advice in: understanding cyber and internet sales exposure, analyzing supply chain and logistical risk.

From mom-and-pops to stores with a global presence, our team has expert advice in understanding cyber and internet sales exposure, analyzing supply chain and logistical risk across borders, assessing fire and life safety risks, and limiting crime exposure. Additionally, we manage employee benefits and well-being while providing robust employer and public liability claims defensibility.

At Lockton, we are not different for the sake of being different. We are different for the sake of being better.

Client-focused, creative solutions

We provide Business Continuity Planning (BCP) to ensure the continuation of operations in the event of a catastrophic event.  We will work with you through Lockton’s BCP disaster recovery planning to identify the actions, resources, and procedures to help keep your business operational despite unexpected interruptions.

To structure your retail insurance program, we start by understanding your business goals and human capital strategy. Then, we align risk management, employee benefits and retirement strategies with your business objectives. 

Latest news & insights

Less regulation doesn’t necessarily mean less risk. It often means less clarity. Read our regulatory risk report here and turn regulatory risk uncertainly into risk control.Managing professional & executive risk in an era of deregulation

Navigating the DOL’s latest worker classification proposal

A new proposed rule from the DOL revisits how employers must classify workers as either employees or independent contractors. Read our article to prepare your business. A new proposed rule from the DOL revisits how employers must classify workers as either employees or independent contractors. Read our article to prepare your business.

Brazil extends maternity leave for post-delivery hospitalization

Brazil has extended social security-paid maternity leave in cases of post-delivery hospitalization of the mother or the newborn due to childbirth-related complications, with the standard maternity leave period effectively extended by the duration of the hospitalization. This change took effect on 30 September 2025.Brazil has extended social security-paid maternity leave in cases of post-delivery hospitalization of the mother or the newborn due to childbirth-related complications, with the standard maternity leave period effectively extended by the duration of the hospitalization. This change took effect on 30 September 2025.

Why holistic GLP-1 strategies are needed now

GLP-1s are one of the most important employee health and benefit considerations for employers as costs rise, utilization increases, and new formulations and indications enter the marketGLP-1s are one of the most important employee health and benefit considerations for employers as costs rise, utilization increases, and new formulations and indications enter the market
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