Retail

RISK MANAGEMENT

Retail

Industry expertise from the high street through the internet.

One size never fits all

The retail environment is constantly changing and evolving while the global marketplace grows more and more competitive. Without a doubt, it’s a challenging landscape. But with Lockton, it is but navigable. As the world’s largest independent insurance broker, Lockton is empowered to respond to changing markets and changing risks. Our independence allows us to think bigger, to try new things on for size. We make it our business to focus on what matters to you. Whether that’s distribution concerns, supply chain issues, employee concerns, or anything at all, we have you covered.

Lockton understands all aspects of the retail world, from the high street through the internet via distribution and home shopping. We deliver customized solutions tailored specifically to fit your needs.

All shapes and sizes

Our team is driven by courage, creativity, and a relentless need deliver the right solutions to you. Count on Lockton for expert retail advice in: understanding cyber and internet sales exposure, analyzing supply chain and logistical risk.

From mom-and-pops to stores with a global presence, our team has expert advice in understanding cyber and internet sales exposure, analyzing supply chain and logistical risk across borders, assessing fire and life safety risks, and limiting crime exposure. Additionally, we manage employee benefits and well-being while providing robust employer and public liability claims defensibility.

At Lockton, we are not different for the sake of being different. We are different for the sake of being better.

Client-focused, creative solutions

We provide Business Continuity Planning (BCP) to ensure the continuation of operations in the event of a catastrophic event.  We will work with you through Lockton’s BCP disaster recovery planning to identify the actions, resources, and procedures to help keep your business operational despite unexpected interruptions.

To structure your retail insurance program, we start by understanding your business goals and human capital strategy. Then, we align risk management, employee benefits and retirement strategies with your business objectives. 

Latest news & insights

Update: The Thai government recently announced that the introduction of the Employee Welfare Fund (“EWF”) will be delayed by one year, postponing the original start date from 1 October 2025 to 1 October 2026.Thailand to implement national Employee Welfare Fund [Updated]

Federal agency guidance highlights avenues to provide fertility coverage as excepted benefits

The Employee Benefits Security Administration of the U.S. Department of Labor issued guidance intended to expand access to fertility treatments, in line with President Trump’s Executive Order, “Expanding Access to In Vitro Fertilization,” issued earlier this year. The Employee Benefits Security Administration of the U.S. Department of Labor issued guidance intended to expand access to fertility treatments, in line with President Trump’s Executive Order, “Expanding Access to In Vitro Fertilization,” issued earlier this year.

Real estate & hospitality: Navigating an evolving insurance market

Changes in the real estate and hospitality industry are contributing to an insurance landscape that is challenging insurance buyers to make smarter decisions about their insurance programs.Changes in the real estate and hospitality industry are contributing to an insurance landscape that is challenging insurance buyers to make smarter decisions about their insurance programs.

Third quarter state law overview: A surge in activity affecting health plan compliance

Over the past quarter, federal and state actions continued to reshape the legal and compliance landscape for health plans in the areas of abortion and gender-affirming care. We have seen a surge in federal agency enforcement, new rulemaking and litigation, as well as ongoing state developments that both challenge and reinforce these federal efforts. Over the past quarter, federal and state actions continued to reshape the legal and compliance landscape for health plans in the areas of abortion and gender-affirming care. We have seen a surge in federal agency enforcement, new rulemaking and litigation, as well as ongoing state developments that both challenge and reinforce these federal efforts.
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