Retail

RISK MANAGEMENT

Retail

Industry expertise from the high street through the internet.

One size never fits all

The retail environment is constantly changing and evolving while the global marketplace grows more and more competitive. Without a doubt, it’s a challenging landscape. But with Lockton, it is but navigable. As the world’s largest independent insurance broker, Lockton is empowered to respond to changing markets and changing risks. Our independence allows us to think bigger, to try new things on for size. We make it our business to focus on what matters to you. Whether that’s distribution concerns, supply chain issues, employee concerns, or anything at all, we have you covered.

Lockton understands all aspects of the retail world, from the high street through the internet via distribution and home shopping. We deliver customized solutions tailored specifically to fit your needs.

All shapes and sizes

Our team is driven by courage, creativity, and a relentless need deliver the right solutions to you. Count on Lockton for expert retail advice in: understanding cyber and internet sales exposure, analyzing supply chain and logistical risk.

From mom-and-pops to stores with a global presence, our team has expert advice in understanding cyber and internet sales exposure, analyzing supply chain and logistical risk across borders, assessing fire and life safety risks, and limiting crime exposure. Additionally, we manage employee benefits and well-being while providing robust employer and public liability claims defensibility.

At Lockton, we are not different for the sake of being different. We are different for the sake of being better.

Client-focused, creative solutions

We provide Business Continuity Planning (BCP) to ensure the continuation of operations in the event of a catastrophic event.  We will work with you through Lockton’s BCP disaster recovery planning to identify the actions, resources, and procedures to help keep your business operational despite unexpected interruptions.

To structure your retail insurance program, we start by understanding your business goals and human capital strategy. Then, we align risk management, employee benefits and retirement strategies with your business objectives. 

Latest news & insights

The four webcasts that make up our fall/winter Client Advisory Seminar Series cover a wide range of topical matters for plan sponsors and employers, including COBRA and ACA..Keep track of COBRA, emergency preparedness and more in our upcoming series of ERISA compliance webcasts

2026 trend data shows cost pressures holding steady at high levels

Medical and pharmacy trends remain high at 7.7% overall. Learn what's driving healthcare costs and what employers should expect moving forward.Medical and pharmacy trends remain high at 7.7% overall. Learn what's driving healthcare costs and what employers should expect moving forward.

Stay ahead of leave and pay transparency developments with our fall/winter webcast series

Join our experts for a series of webcasts covering key developments in federal, state, and local leave laws, as well as the rapidly evolving area of pay transparency.Join our experts for a series of webcasts covering key developments in federal, state, and local leave laws, as well as the rapidly evolving area of pay transparency.

FTC settlement with CVS Caremark: What employers need to know

Learn how the FTC Caremark settlement could reshape PBM pricing, point-of-sale rebates, transparency requirements, and employer pharmacy benefit strategies.Learn how the FTC Caremark settlement could reshape PBM pricing, point-of-sale rebates, transparency requirements, and employer pharmacy benefit strategies.
See all news and insights