Retail

RISK MANAGEMENT

Retail

Industry expertise from the high street through the internet.

One size never fits all

The retail environment is constantly changing and evolving while the global marketplace grows more and more competitive. Without a doubt, it’s a challenging landscape. But with Lockton, it is but navigable. As the world’s largest independent insurance broker, Lockton is empowered to respond to changing markets and changing risks. Our independence allows us to think bigger, to try new things on for size. We make it our business to focus on what matters to you. Whether that’s distribution concerns, supply chain issues, employee concerns, or anything at all, we have you covered.

Lockton understands all aspects of the retail world, from the high street through the internet via distribution and home shopping. We deliver customized solutions tailored specifically to fit your needs.

All shapes and sizes

Our team is driven by courage, creativity, and a relentless need deliver the right solutions to you. Count on Lockton for expert retail advice in: understanding cyber and internet sales exposure, analyzing supply chain and logistical risk.

From mom-and-pops to stores with a global presence, our team has expert advice in understanding cyber and internet sales exposure, analyzing supply chain and logistical risk across borders, assessing fire and life safety risks, and limiting crime exposure. Additionally, we manage employee benefits and well-being while providing robust employer and public liability claims defensibility.

At Lockton, we are not different for the sake of being different. We are different for the sake of being better.

Client-focused, creative solutions

We provide Business Continuity Planning (BCP) to ensure the continuation of operations in the event of a catastrophic event.  We will work with you through Lockton’s BCP disaster recovery planning to identify the actions, resources, and procedures to help keep your business operational despite unexpected interruptions.

To structure your retail insurance program, we start by understanding your business goals and human capital strategy. Then, we align risk management, employee benefits and retirement strategies with your business objectives. 

Latest news & insights

Luxembourg has amended its Labor Code under articles L. 312-9 and L312-10 to introduce an explicit right to disconnect for employees and implement fines for employers who fail to take action or breach the provisions of a right to disconnect agreement. The law came into force on 4 July 2023.Luxembourg enacts right to disconnect [Updated]

Australia Combines and Expands Parental Leave Entitlements [Updated]

The Australian government recently announced that the existing government-paid primary caregiver parental leave and partners leave will be combined into a single 20 week leave available to, and shareable between, both parents starting from 1 July 2023.The Australian government recently announced that the existing government-paid primary caregiver parental leave and partners leave will be combined into a single 20 week leave available to, and shareable between, both parents starting from 1 July 2023.

Where there’s smoke: How plan sponsors can guard against tobacco surcharge litigation

For organizations that offer wellness programs to their workforce, there’s increased scrutiny over how employees who use other tobacco products are treated under those programs. For organizations that offer wellness programs to their workforce, there’s increased scrutiny over how employees who use other tobacco products are treated under those programs.

IRS releases HSA and high-deductible health plan limits for 2027

The IRS has announced the inflation-adjusted contributions and related amounts for health savings accounts (HSAs) and HSA-compatible high-deductible health plans (HDHPs) for 2027.The IRS has announced the inflation-adjusted contributions and related amounts for health savings accounts (HSAs) and HSA-compatible high-deductible health plans (HDHPs) for 2027.
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