Public entities are the backbone of our communities, managing critical infrastructure, public safety, and essential services. With so much at stake, the everyday risks for public entities are often more diverse and complex than those faced by private organizations. Growing risks like assailant events, cyber threats, limited budgets, staff retention, and aging infrastructures present new and emerging challenges that public entities need to address. As these risks continue to grow and evolve, and with insurance markets remaining challenging, you need a partner with experience, a laser focus on your needs, and a commitment to finding solutions. Trust Lockton to protect your institution, so you can continue serving your employees, assets, and communities with confidence.
Protecting public entities, strengthening communities
Public entities are the backbone of our communities, managing critical infrastructure, public safety, and essential services. With so much at stake, the everyday risks for public entities are often more diverse and complex than those faced by private organizations. Growing risks like assailant events, cyber threats, limited budgets, staff retention, and aging infrastructures present new and emerging challenges that public entities need to address.
As these risks continue to grow and evolve, and with insurance markets remaining challenging, you need a partner with experience, a laser focus on your needs, and a commitment to finding solutions. Trust Lockton to protect your institution, so you can continue serving your employees, assets, and communities with confidence.
Specialists you can count on
At Lockton, you'll work with a team that understands the unique needs of public sector clients locally, domestically, and globally. With over two decades of experience in the public sector, we are committed to finding the right solutions for your business.
Deep expertise
Our dedicated team provides specialized risk management and insurance solutions for municipalities, government risk pools, higher education institutions, and airports.
Beyond brokerage
We go beyond placing insurance; we provide underwriting support, administrative services, claims consulting, and advanced analytics and risk modeling tailored to public sector needs.
Innovative solutions
From traditional property and casualty programs to emerging risks, including PTSD coverage for first responders, we offer comprehensive protection.
Client-first approach
As the world's largest privately held insurance brokerage, we are free from shareholder influence, allowing us to prioritize our clients and their communities.
Our solutions
Professional liability
We offer specialized liability insurance and risk management services for law enforcement, public officials, educators, and public leadership.
Pools & Government Immunity
We consult on immunity, tort caps, and risk pools to help public entities and schools ensure coverage and maximize shared risk under state and federal laws.
Aging infrastructure
We manage construction risk for public projects, using OCIPs to cut costs, reduce liability, and simplify administration.
Frequently asked questions
What insurance should I be considering as a public entity?
Core coverages included general liability, property, workers’ compensation, auto, cyber, builders risk, and professional liability.
Do I need specialized insurance products as a public entity?
Yes. Public Entities face unique exposures and legal obligations. Tailored solutions, such as law enforcement liability help address these specialized risks effectively.
What are the most common risks for public entities?
Public entities often face a number of risks including, but not limited to, civil rights claims, employment practices lawsuits, cyber-attacks, property damage, and builders risk claims.
We’re here to help
Learn more about our services and solutions. Connect with our team today.
Contact us