Protect your business from environmental, pollution, and regulatory risks with tailored environmental insurance solutions. Lockton delivers specialized coverage, expert guidance, and industry‑leading support to manage complex environmental exposures and safeguard your operations.

Environmental Insurance

Helping you stay ahead of environmental risks

From changing climate conditions to emerging liabilities and regulatory requirements, organizations face an increasingly complex risk landscape. Lockton's environmental insurance specialists understand your unique challenges, provide clarity on these exposures, and develop tailored solutions that help protect your business and support long-term growth.

What is environmental insurance?

Environmental insurance, also known as environmental liability insurance or pollution liability insurance, helps businesses address the financial and legal consequences of environmental risks, including pollution events, contamination claims, cleanup costs, and third-party bodily injury or property damage. By addressing liabilities that traditional property and casualty insurance programs often exclude, it serves as a critical component of a risk management strategy that helps businesses safeguard their operations and financial stability.

Types of coverage we offer:

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Site Environmental Liability

Risks associated with fixed facilities


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Contractor Pollution Liability

Risks associated with operations


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Combined Policy Structures

Adding pollution coverage to general liability or professional forms.


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Financial Assurance

Policies for evidencing financial responsibility (tanks, RCRA facilities, etc.)


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Transactional Policies

Risks associated with mergers, acquisitions, or divestitures


— ENVIRONMENTAL MARKET UPDATE

Environmental Market Outlook – Fall 2026

Claims management

Environmental claims may be infrequent, but when they occur, they can be complex, costly, and disruptive. We work with you from the very beginning to understand your policy, secure the right coverage, and help ensure you receive the proper payout.

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What makes Lockton different?

Expertise: Our people are environmental specialists

We’re a global team of environmental insurance experts with backgrounds across underwriting, analytics, and environmental consulting. We design programs that meet your needs, while constantly monitoring and addressing regulations, emerging risks, and market conditions.

In today’s insurance market, relationships and expertise make a difference. We combine deep environmental knowledge with strong insurer relationships to help clients secure optimal coverage, pricing, and policy terms.

We don’t hand clients off to a separate placement team once the marketing process begins. The environmental broker who knows your business, understands your risks, and develops your strategy is the same individual who takes your story to the market and negotiates on your behalf.

No two clients are alike. We combine deep environmental expertise with a thorough understanding of your business to deliver solutions tailored to your unique risks, goals, and priorities.

Our environmental expertise spans every industry.

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Real Estate Developers and Commercial Property Owners

Manufacturing and Industrial

Healthcare Facilities

Hotels and Hospitality

Food & Beverage Processing

Fuel Storage and Distribution

Automotive Services and Dealerships

Data Centers

Agriculture

Transportation / Trucking / Logistics

Utilities and Energy

Chemical and Pharmaceutical

Waste Management and Recycling

Contaminated Site Redevelopment

Mineral Processing

Ports, Marinas, and Terminals

Airports

Municipalities and public entities

Environmental FAQs

Do I need environmental insurance?

Environmental risks vary across industries and continue to evolve as laws, regulations, and advances in science reveal new exposures. At the same time, many traditional property and casualty policies contain a pollution exclusion that can limit or eliminate coverage for environmental incidents.

Environmental insurance coverage is designed to help fill these gaps, providing coverage for pollution-related exposures that may not be covered elsewhere. This can include risks associated with environmental incidents, historical site conditions, legacy environmental issues, and emerging contaminants. As environmental risks and regulatory scrutiny evolve, organizations should understand their exposures and evaluate whether their existing insurance provides the right protection.

Many organizations are surprised to learn that environmental insurance coverage has become more affordable and comprehensive over time. Today's policies can provide broad coverage options with flexible deductibles and limits, making environmental coverage accessible to a wide range of businesses. The cost of coverage is often small compared to the potential expense of a significant pollution event.

Companies with potential pollution exposures should consider whether environmental insurance could provide additional protection. Even without a history of environmental losses, pollution conditions can remain undiscovered for years and create unexpected liabilities. When losses do occur, they can result in significant cleanup costs, legal expenses, and business disruption.

The right environmental insurance solution requires more than access to coverage. It requires specialized expertise, strong market relationships, and a clear understanding of your business. Lockton brings all three together, helping you navigate evolving environmental risks and secure coverage and terms designed around your specific needs.

Protect your organization from environmental risks.

Explore customized insurance solutions with our environmental specialists.

Contact us