Environmental Insurance

RISK MANAGEMENT

Environmental insurance

Protecting your business starts with understanding your goals.

Knowledge and guidance

Whether you own property, a construction company or a manufacturing firm, you face potential environmental liabilities. Our experts can help you manage them, with guidance in contractor’s pollution legal liability policies, site-specific environmental liability coverage, real estate transactional policies and storage tank liability policies.

Your Lockton team will evaluate your current and potential future liabilities before developing a risk transfer plan that gives your company financial stability if you experience a loss. We take a creative approach to marketing and placing coverage, using our experience and relationships with insurance carriers to negotiate the best terms possible.

Specialist solutions

Our specialists will provide you with solutions to meet:

  • Board of directors objectives

  • Contract requirements

  • Landlord requirements

  • Lender requirements

  • Regulatory obligations

  • Shareholders’ needs

Latest news & insights

Employers with group health plans that provide prescription drug coverage to Medicare‑eligible individuals must submit an annual disclosure to the Centers for Medicare & Medicaid Services (CMS) indicating whether their prescription drug coverage is creditable or non‑creditable. Medicare Part D creditable/non‑creditable coverage disclosure to CMS due March 2, 2026

The United Kingdom introduces reforms for stronger employment rights [Updated]

The UK government recently published the Employment Rights Bill, which proposes several reforms, including granting certain employment rights from the first day of employment and making flexible working the default where feasible.The UK government recently published the Employment Rights Bill, which proposes several reforms, including granting certain employment rights from the first day of employment and making flexible working the default where feasible.

A double dose of PBM reform: What employers should know about the new federal law and proposed DOL rules

The president has signed into law the Consolidated Appropriations Act, 2026, which includes extensive new federal reforms for pharmacy benefit managers (PBMs). This comes on the heels of proposed regulations issued by the Department of Labor’s Employee Benefits Security Administration (EBSA) that would significantly expand ERISA disclosure requirements for PBMs.The president has signed into law the Consolidated Appropriations Act, 2026, which includes extensive new federal reforms for pharmacy benefit managers (PBMs). This comes on the heels of proposed regulations issued by the Department of Labor’s Employee Benefits Security Administration (EBSA) that would significantly expand ERISA disclosure requirements for PBMs.

February 2026 Healthcare Market Update

Explore the key financial, workforce, and risk pressures shaping healthcare in 2026. Learn how providers can strengthen enterprise‑wide risk, insurance, and benefits strategies.Explore the key financial, workforce, and risk pressures shaping healthcare in 2026. Learn how providers can strengthen enterprise‑wide risk, insurance, and benefits strategies.
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