Environmental Insurance

— RISK MANAGEMENT

Environmental insurance

Protecting your business starts with understanding your goals.

Knowledge and guidance

Whether you own property, a construction company or a manufacturing firm, you face potential environmental liabilities. Our experts can help you manage them, with guidance in contractor’s pollution legal liability policies, site-specific environmental liability coverage, real estate transactional policies and storage tank liability policies.

Your Lockton team will evaluate your current and potential future liabilities before developing a risk transfer plan that gives your company financial stability if you experience a loss. We take a creative approach to marketing and placing coverage, using our experience and relationships with insurance carriers to negotiate the best terms possible.

Specialist solutions

Our specialists will provide you with solutions to meet:

  • Board of directors objectives

  • Contract requirements

  • Landlord requirements

  • Lender requirements

  • Regulatory obligations

  • Shareholders’ needs

Latest news & insights

The recent grounding of the MSC Antonia near the Eliza Shoals off Jeddah on 10 May 2025 has brought into sharp focus the real-world consequences of cyber-physical attacks in the maritime sector – and particularly within the MENA region. Analysis by respected maritime intelligence firms such as Pole Star Global and Windward indicate that the vessel's navigational systems were likely compromised by GPS jamming, leading to incorrect positioning data and ultimately to the grounding incident. This event underscores the growing cyber threat to vessel movement in the region – one with potential outcomes including groundings, collisions, and environmental harm. For MENA, where critical trade routes such as the Strait of Hormuz and the Suez Canal are lifelines of global commerce, the implications are particularly serious. Regional security dynamics, increased reliance on digital systems, and proximity to cyber-capable nation-state actors elevate both the frequency and severity of these risks. Despite this, in our work with marine clients across the Middle East and North Africa, we continue to observe a significant disconnect between emerging cyber threats and existing risk transfer arrangements. That gap must close before the next incident occurs. Cyber-physical risk in the marine sector: a wake-up call from the MSC Antonia

Cyber-physical risk in the marine sector: a wake-up call from the MSC Antonia

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The recent grounding of the MSC Antonia near the Eliza Shoals off Jeddah on 10 May 2025 has brought into sharp focus the real-world consequences of cyber-physical attacks in the maritime sector – and particularly within the Middle East and North Africa (MENA) ...
Read moreCyber-physical risk in the marine sector: a wake-up call from the MSC Antonia

Ontario introduces new leave entitlements for employees

Ontario is set to expand employee leave options with the introduction of two new types of leave. Beginning 19 June 2025, a new unpaid long-term illness leave will take effect, providing support for employees facing extended health challenges. Additionally, a new unpaid leave for employees on the placement of a child through adoption or surrogacy is on the horizon, with its implementation date yet to be announced.Ontario is set to expand employee leave options with the introduction of two new types of leave. Beginning 19 June 2025, a new unpaid long-term illness leave will take effect, providing support for employees facing extended health challenges. Additionally, a new unpaid leave for employees on the placement of a child through adoption or surrogacy is on the horizon, with its implementation date yet to be announced.

Ontario introduces new employment law reforms

Ontario is scheduled to implement two key employment law reforms aimed at improving transparency and safeguarding employee rights. Beginning 1 July 2025, employers will be required to provide new hires with key information before their first day of work. Additionally, starting 1 January 2026, all publicly advertised job postings must include expected compensation and disclose any use of artificial intelligence in the hiring process.Ontario is scheduled to implement two key employment law reforms aimed at improving transparency and safeguarding employee rights. Beginning 1 July 2025, employers will be required to provide new hires with key information before their first day of work. Additionally, starting 1 January 2026, all publicly advertised job postings must include expected compensation and disclose any use of artificial intelligence in the hiring process.

Ensuring the right cargo cover amid tariff uncertainty

The recent US import tariff changes have created significant trade disruption in the cargo market: goods were expedited prior to expected tariff increases, or after the announcement, diverted to other destinations, or held in storage awaiting improved tariff conditions.The recent US import tariff changes have created significant trade disruption in the cargo market: goods were expedited prior to expected tariff increases, or after the announcement, diverted to other destinations, or held in storage awaiting improved tariff conditions.
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