Environmental Insurance

— RISK MANAGEMENT

Environmental insurance

Protecting your business starts with understanding your goals.

Knowledge and guidance

Whether you own property, a construction company or a manufacturing firm, you face potential environmental liabilities. Our experts can help you manage them, with guidance in contractor’s pollution legal liability policies, site-specific environmental liability coverage, real estate transactional policies and storage tank liability policies.

Your Lockton team will evaluate your current and potential future liabilities before developing a risk transfer plan that gives your company financial stability if you experience a loss. We take a creative approach to marketing and placing coverage, using our experience and relationships with insurance carriers to negotiate the best terms possible.

Specialist solutions

Our specialists will provide you with solutions to meet:

  • Board of directors objectives

  • Contract requirements

  • Landlord requirements

  • Lender requirements

  • Regulatory obligations

  • Shareholders’ needs

Latest news & insights

Lockton People Solutions is excited to announce details of its 2026 Global Benefits Forum, an annual event series bringing together HR leaders from around the world to explore the forces reshaping employee benefits and workforce strategies for multinational employers. Lockton announces 2026 Global Benefits Forum series

Lockton announces 2026 Global Benefits Forum series

article
Lockton People Solutions is excited to announce details of its 2026 Global Benefits Forum, an annual event series bringing together HR leaders from around the world to explore the forces reshaping employee benefits and workforce strategies for multinational em ...
Read moreLockton announces 2026 Global Benefits Forum series

Luxembourg reforms state pension system

Luxembourg recently passed reforms to the state pension system. Key changes include an increase in the total social security pension contribution rate from 24% to 25.5%, effective 1 January 2026, and a gradual increase in the minimum contribution period required for early retirement at age 60, from 480 to 488 months, between 1 July 2026 and 2030.Luxembourg recently passed reforms to the state pension system. Key changes include an increase in the total social security pension contribution rate from 24% to 25.5%, effective 1 January 2026, and a gradual increase in the minimum contribution period required for early retirement at age 60, from 480 to 488 months, between 1 July 2026 and 2030.

5 Things to Watch in Food and Agriculture

Explore five forces reshaping food and agriculture — from production pressures to workforce shifts — and how businesses can navigate risk with clarity and confidence.Explore five forces reshaping food and agriculture — from production pressures to workforce shifts — and how businesses can navigate risk with clarity and confidence.

Political Violence Market Update 2026

A softening market for Political Violence (PV) Insurance is a welcome sign for buyers, following a prolonged hard period. An influx of approximately £350m of new capacity via Lloyd’s syndicates and specialist underwriting agencies is driving competition, enabling brokers to market accounts more widely and deliver premium savings to clients. But it's not all straightforward. While the years prior to 2022 saw a high volume of claims relating to civil unrest, the market has since been dominated by larger-scale incidents of political violence – forcing insurers to adapt their strategies. For buyers, this introduces complexity: S&T policies are now unlikely to offer indemnity against some of the most common threats of the last three-to-five years. This being the case, more buyers may gravitate towards the broader scope of Political Violence cover.A softening market for Political Violence (PV) Insurance is a welcome sign for buyers, following a prolonged hard period. An influx of approximately £350m of new capacity via Lloyd’s syndicates and specialist underwriting agencies is driving competition, enabling brokers to market accounts more widely and deliver premium savings to clients. But it's not all straightforward. While the years prior to 2022 saw a high volume of claims relating to civil unrest, the market has since been dominated by larger-scale incidents of political violence – forcing insurers to adapt their strategies. For buyers, this introduces complexity: S&T policies are now unlikely to offer indemnity against some of the most common threats of the last three-to-five years. This being the case, more buyers may gravitate towards the broader scope of Political Violence cover.
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