Lockton, the world’s largest independent insurance brokerage, marks the one-year anniversary of enabling clients to pay their insurance premiums in cryptocurrency. The milestone caps a year of client adoption and demonstrates how digital asset payments are modernizing one of the industry’s most traditional financial processes.
Since launching the capability in 2025, Lockton has enabled clients across sectors to fund premiums using digital assets held on their balance sheets. The solution has delivered faster settlement times, treasury efficiencies, and flexibility for companies operating globally or managing liquidity across multiple asset types.
Client Success and Real-World Use
Over the past year, clients have incorporated digital-asset payments into their insurance transactions. One global company client recently completed its second consecutive annual renewal by paying its entire premium in its own proprietary token. The transaction reflects both the reliability of Lockton’s system and the growing demand for modernized financial workflows among digital-first organizations.
For crypto-native clients or those clients holding digital assets on their balance sheet, paying premiums directly from digital asset holdings reduces operational friction, eliminates the need to convert to fiat, accelerates cross-border transactions, and supports more efficient treasury management.
Advancing Innovation in Insurance Finance
“Introducing cryptocurrency premium payments wasn’t just about adding a new payment method, it was about removing barriers for clients innovating at speed,” said Sarah Downey, Lockton’s Global Blockchain & Digital Assets (LEAP) Advisory Leader. “In just one year, we’ve seen how digital asset payments can streamline international operations, create treasury flexibility, and align insurance processes with digital-first organizations.”
Downey added, “Businesses want secure, efficient, and future-ready ways to manage risk. Lockton’s responsibility is not only to meet clients where they are today, but to help them operate where the market is heading.”
Purpose Built for Companies Holding Digital Assets
The company’s cryptocurrency payment capability is supported by Lockton’s Emerging Asset Protection (LEAP) team, a global network of more than 35 advisors and attorneys specializing in blockchain and digital asset risk. With experts based in the U.S., U.K., Hong Kong, Singapore, Bermuda, and Australia, the LEAP team provides around-the-clock guidance to clients operating worldwide.
A Foundation for the Future of Insurance Payments
The introduction of digital asset premium payments aligns with Lockton’s broader strategy of investing in digital transformation and developing new financial models that keep pace with emerging risks and client needs. The company continues to explore additional ways blockchain and digital asset infrastructure can enhance risk management and insurance operations.
For more information about Lockton’s cryptocurrency premium payment capability or the LEAP team, contact LEAP@lockton.com (opens a new window)