Meteorologists across the country are predicting an exceptionally active hurricane season this year. With a possibility of 20+ named storms which could produce a dozen hurricanes – three or more of them in the “major” category with winds 111 MPH – early preparation has never been more important.
Climate is the primary cause, according to the National Oceanic and Atmospheric Association (NOAA), as the US is facing a combination of La Nina weather patterns, warmer ocean temperatures, and tropical trade winds.
Don’t forget: hurricanes aren’t just an east coast/gulf coast concern anymore.
For the first time in nearly a century, last summer Southern California experienced a tropical storm which produced life threatening floods and widespread power outages. And right in the middle of it, Mother Nature threw in a 5.1 earthquake just to keep things interesting.
Lockton is committed to helping you keep loved ones out of harm’s way. Here are some proactive steps to consider in advance of tropical storm season:
Update your “bug-out” bags with fresh protein bars and new bottles of water. Recharge your power banks and flashlights.
Ensure your emergency bag (opens a new window) and safe room have basic survival tools such as a manual can opener, duct tape, plastic sheeting, water purification tablets, toilet paper, blankets, and other necessities. You can never include too many zip-top bags.
Review your first aid kit and confirm that medications haven’t expired. Ensure it contains a variety of band aids, pain relievers, antiseptic cream, gauze, tape, compression wrap, alcohol wipes, scissors and tweezers. Include baby supplies, hygiene products, and other items that you can’t live without.
Don’t forget your pets! Make sure you’ve packed dry food, medications, leashes, and possibly a calming vest for anxious dogs. Have a plan to transport them to safety and don’t forget that they need water, too.
Place printed copies of important documents such as emergency contact information (no one memorizes phone numbers anymore) and insurance policies in a waterproof pouch and make digital copies. Originals should be kept in a separate location, such as a bank safety deposit box.
Review your evacuation plan with your family and modify as needed. Assign accountability for action items like turning off water valves, closing windows and shutters, unplugging appliances, and filling your gas tank. Identify local shelters and know how to get to them.
Select an interior room as a designated safe space. Consider moving art, jewelry, heirlooms and other precious items here before the storm. In some cities, offsite security vaults may be available for the temporary safekeeping of luxury vehicles and other high-end valuables.
Videotape or photograph each room of your home, including drawers and closets, then save digital copies in multiple locations. This will expedite any potential claims and help ensure you don’t overlook something important.
View our handy Hurricane Preparedness Checklist (opens a new window)and download it at your convenience.
In the coming weeks, we’ll remind you of ways to keep your precious belongings safer. Whether it’s your home, cars, collections, or sentimental heirlooms, we’ll provide a roadmap for keeping what you cherish out of harm’s way.
And if a loss does unfortunately occur, our concierge claims team will manage loss submissions on your behalf to maximize positive outcomes and minimize disruptions to your life and lifestyle.
At Lockton, we’re here for you every step of the way.
The information provided in this article is for educational purposes only and should not be considered professional advice. Please consult with a Lockton representative for information regarding specific insurance products and services.