2025 Financial Institutions Market Outlook

Strong competition drives favorable insurance market conditions

Financial and professional insurance market conditions are generally favorable for banks, insurers, asset managers, and private equity firms at the start of 2025, with abundant capacity fueling strong competition. Amid a generally stable claims environment and some optimism about the regulatory outlook, carriers are generally eager to underwrite professional and executive risks for financial institutions.

Although insurers are eyeing certain subsector-specific challenges, most continue to offer flexible terms and conditions and tailored coverage to buyers, which can see more favorable results by working closely with their insurance brokers to market their programs.

Read our 2025 Financial Institutions Market Outlook and learn how to manage financial institution risk and insurance programs with more confidence.

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