Our real estate specialists are here to work with you to find innovative solutions and focus on turning insurance and economic market changes into advantages for your retail centres. Our deep understanding of insurers’ challenges, and specialist real estate insurance language, we can access hard to-place markets.

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Retail

Protecting your projects and assets

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Protecting retail property developments and investments with tailored risk solutions

In today’s dynamic retail environment, risk is not an option, it’s a variable to control.

We deliver strategic insurance and risk management solutions specifically engineered for retail property developers, owners, and asset managers.

From single-site operations to expansive retail portfolios, our expertise helps you protect your investments, ensure operational continuity, and drive long-term value with confidence.

Retail FAQs

What are the biggest liability risks for retail property owners and how can they be managed?

Common liability risks include:

  • Slip-and-fall accidents or injuries on the property.

  • Inadequate security leading to crime or claims.

  • Negligent maintenance causing injury or damage.

Risk management strategies:

  • Routine property inspections and maintenance.

  • Adequate lighting and surveillance systems.

  • Clearly defined tenant and landlord responsibilities in leases.

  • Maintaining robust general liability insurance with appropriate coverage limits.

  • Demographic and economic trends – to gauge long-term tenant demand.

  • Environmental and zoning regulations – including flood zones, contamination, and permitting constraints.

  • Market saturation and competition – to understand potential tenant demand and lease rates.

  • Crime rates and safety – impacting both insurance premiums and tenant desirability.

  • Access to infrastructure – including traffic flow, parking, and utilities.

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Key contacts

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Stephen Cooper

General Manager, Property & Casualty, Australia
stephen.cooper@lockton.com
+61 401 322 358

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Ashish Bhattacharya

National Manager
Ashish.Bhattacharya@lockton.com

Questions? We'll guide you in the right direction.

Ask us about our products, services or anything else on your mind. Our insurance and risk specialists are here to help.

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