In the real estate and development sector, risk creates uncertainty that can increase costs, erode stakeholder confidence and hinder the delivery of project goals. Our risk management and risk transfer strategies are designed to reduce this uncertainty, giving your business a competitive advantage.
Real Estate and Construction Specialists
Your strategic partner for property risk management
A truly global real estate practice
In the real estate and construction sector, risk creates uncertainty that can increase costs, erode stakeholder confidence and hinder the delivery of project goals. We strategically use risk management and insurance to reduce this uncertainty, giving your business a competitive advantage while protecting your bottom line.
Backed by extensive experience and supported by our network of partners worldwide, our dedicated team of real estate and construction specialists has a detailed understanding of your particular issues and wider sector risks. We draw on our extensive network of some of the world’s best insurers to create a strategy that works for you.
Wherever you are in the property/development cycle, we focus on your business, your risks, and your needs. We work in partnership with you to develop solutions that benefit your interests and support your firm’s long-term success.
Specialist solutions for owners, investors and developers
We bring many years of experience in insurance program design, risk assessment, analytics and claims management. We have the expertise and flexibility to develop innovative solutions to respond to your challenging exposures, enabling you to focus on what matters most to your business
Lockton has delivered us unparalleled service and a considerable breadth of insurance advice. They have become one of our trusted professional advisors and really an extension of our team.
Expertise
Our team is supported by associates who specialise in advising clients who own, invest, and develop commercial real estate, hotels, aged care, student accommodation, and residential and mixed-use strata properties.
Commercial Property Investors
Whether office, industrial or retail, we have a solution for you. Some of the largest global property investors rely on us for advice.
Hotels
Some of the world’s largest hotel owners depend on Lockton. Our team provides the resources you need to connect your business goals to your risk management strategies.
Property Development
Our global practice specialises in addressing our clients' various development and investment requirements and providing asset, liability, and balance sheet protection.
Mergers and Acquisitions
We use specialist products and experience, including due diligence, lender due diligence, environmental impairment liability, and warranty and indemnity solutions, to help facilitate an acquisition or disposal.
Strata
We specialise in the insurance of complex and portfolio strata solutions for both commercial and residential properties. We work with developers and strata managers to ensure seamless cover from development to Certificate of Occupation. Our unique model for strata managers leverages the entire value chain, providing an enhanced product with premium efficiency for the benefit of the Owner Corporations and the lot owners they represent.
Hospitality Groups
From some of the largest global owners, managers and investors to multinational hospitality groups, our team provides deep insurance expertise and dedicated service solutions in their respective fields.

Our Products and Services
We offer a range of innovative solutions tailored to your property insurance needs, including:
Tailored insurance cover, including coverage for lease incentives, tenancy default, contractual liability and contingent risks.
Innovative insurance solutions to help mitigate clients’ exposures. Specialist tools are designed to give management control over the property risk management and insurance process.
A streamlined claims handling process, including appointing nominated loss adjusters, live online claims data, and tools for detailed trend analysis and claims reporting.
Property and business interruption
Public and product liability
Construction - all risks
Plant and machinery
Transactional insurances
Tenant risk insurances
Commercial and residential strata
Asset online
Lockton has developed a software package called Asset, a market-leading insurance and risk management platform that enables our clients to efficiently manage their property portfolios and supports our broking service. The secure online system gives you access to real-time claims information, analysis of historic loss data, credit control for reconciliations and invoicing, risk exposure information, tailored policy wordings and risk management control across multiple locations.

Key Contacts
Stephen Cooper
General Manager, Property & Casualty, Australia
stephen.cooper@lockton.com
+61 401 322 358

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