Your strategic partner for material damage and business interruption services

PRODUCTS AND SERVICES

Property and Business Interruption

Local and global experience matters

Whether you own one property or a hundred, property insurance is essential to protect your assets. We can tailor a property program to suit your needs, covering your property, loss of income and increased working costs, ensuring interruption is kept to a minimum.

Globally Lockton are very experienced in the property insurance market - we have strong relationships that allow us to negotiate the best possible deal for you. 

Our knowledge of your business and your risk when entering the market delivers a result which remains consistently ahead of the market.

Lockton has delivered us unparalleled service and a considerable breadth of insurance advice. They have become one of our trusted professional advisors and really an extension of our team.
Invesco Asset Management Ltd

Our Products and Services

We offer a range of products and services to compliment your property placement:

  • Program design placement

  • Primaries, quota share, excess layers

  • Wording reviews

  • Single and multi-peril policies

  • Catastrophe covers including wind, flood and earthquake

  • Risk management advice

  • Stand-alone terrorism and sabotage

  • War and political violence

  • Loss prevention

  • Business continuity planning

Key Contacts

Placeholder image

Stephen Cooper

General Manager, Property & Casualty, Australia
stephen.cooper@lockton.com
+61 401 322 358

Questions? We'll guide you in the right direction.

Ask us about our products, services or anything else on your mind. Our insurance and risk specialists are here to help.

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Latest from Lockton

Rising Professional Indemnity (PI) claims highlight a pressing vulnerability: poor due diligence during vendor onboarding. Without consistent oversight, this gap continues to expose businesses to significant risk. This can also be exacerbated by lack of ongoing reviews. 
Risk is now front and centre in a world defined by global volatility, complex supply chains, stringent regulations, and the growing impact of US tariffs on Australian businesses. This one PI insight presents business leaders with a clear opportunity to control and mitigate their risk.
Poor due diligence can increase your organisation's potential PI exposure, the consequences of which can be costly. From reputational damage, financial and operational costs, and even legal expenses.
Sign here, sue later: the risks of rushed onboarding

Cyber-physical risk in the marine sector: a wake-up call from the MSC Antonia

The recent grounding of the MSC Antonia near the Eliza Shoals off Jeddah on 10 May 2025 has brought into sharp focus the real-world consequences of cyber-physical attacks in the maritime sector – and particularly within the MENA region. Analysis by respected maritime intelligence firms such as Pole Star Global and Windward indicate that the vessel's navigational systems were likely compromised by GPS jamming, leading to incorrect positioning data and ultimately to the grounding incident.

This event underscores the growing cyber threat to vessel movement in the region – one with potential outcomes including groundings, collisions, and environmental harm. For MENA, where critical trade routes such as the Strait of Hormuz and the Suez Canal are lifelines of global commerce, the implications are particularly serious. Regional security dynamics, increased reliance on digital systems, and proximity to cyber-capable nation-state actors elevate both the frequency and severity of these risks.

Despite this, in our work with marine clients across the Middle East and North Africa, we continue to observe a significant disconnect between emerging cyber threats and existing risk transfer arrangements. That gap must close before the next incident occurs.
The recent grounding of the MSC Antonia near the Eliza Shoals off Jeddah on 10 May 2025 has brought into sharp focus the real-world consequences of cyber-physical attacks in the maritime sector – and particularly within the MENA region. Analysis by respected maritime intelligence firms such as Pole Star Global and Windward indicate that the vessel's navigational systems were likely compromised by GPS jamming, leading to incorrect positioning data and ultimately to the grounding incident.

This event underscores the growing cyber threat to vessel movement in the region – one with potential outcomes including groundings, collisions, and environmental harm. For MENA, where critical trade routes such as the Strait of Hormuz and the Suez Canal are lifelines of global commerce, the implications are particularly serious. Regional security dynamics, increased reliance on digital systems, and proximity to cyber-capable nation-state actors elevate both the frequency and severity of these risks.

Despite this, in our work with marine clients across the Middle East and North Africa, we continue to observe a significant disconnect between emerging cyber threats and existing risk transfer arrangements. That gap must close before the next incident occurs.

Balance Sheet Protection: Specialised D&O Insurance Solutions

Directors & Officers (D&O) insurance should not be treated as a routine procurement exercise. As a non-prescribed class of insurance, D&O policies are not subject to minimum coverage standards. In today’s soft insurance market, this means insurers can significantly dilute policy terms to maintain premium competitiveness, potentially leaving critical gaps in protection.Directors & Officers (D&O) insurance should not be treated as a routine procurement exercise. As a non-prescribed class of insurance, D&O policies are not subject to minimum coverage standards. In today’s soft insurance market, this means insurers can significantly dilute policy terms to maintain premium competitiveness, potentially leaving critical gaps in protection.

Ensuring the right cargo cover amid tariff uncertainty

The recent US import tariff changes have created significant trade disruption in the cargo market: goods were expedited prior to expected tariff increases, or after the announcement, diverted to other destinations, or held in storage awaiting improved tariff conditions.The recent US import tariff changes have created significant trade disruption in the cargo market: goods were expedited prior to expected tariff increases, or after the announcement, diverted to other destinations, or held in storage awaiting improved tariff conditions.
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