Coverage for a unique asset class

We work with developers and operators in the data infrastructure space to determine the level of risk exposure for data centre investments/developments.

As data centres become the backbone of digital transformation, the risks associated with physical assets, network downtime, cyber threats, and operational disruptions have grown significantly.

Our team will guide you through the critical insurance solutions that protect your investments, ensure business continuity, and align with the complex regulatory and operational demands of modern data centre environments.

Whether you're building new facilities or managing existing infrastructure, understanding your coverage options is essential to safeguarding your project and your clients.

Related Data Centre Products & Services

Real Estate and Construction

Property & Business Interruption

Cyber Liability & Resilience

Understanding the insurance market and driving outcomes for you

Data centre developers face unique challenges, from equipment failure and construction delays to cyber and environmental risks. Comprehensive insurance coverage helps mitigate these risks and provides peace of mind throughout the development lifecycle.

Data Centre FAQs

How can site selection affect the insurability of a data centre project?

Insurers assess location-based risks such as:

Flood zones, seismic activity, and storm-prone regions.
Proximity to critical infrastructure like power, water, and fibre networks.
Crime rates and access control (physical security).

High-risk locations may lead to higher premiums or coverage exclusions unless mitigations (e.g., raised flooring, flood barriers) are implemented.

Are data centre operators liable for third-party data breaches?

Yes, depending on the contract and jurisdiction, data centre operators may be held liable for breaches affecting customer data, especially if caused by negligence or insufficient security. This is why contractual risk transfer and insurance coverage are essential to mitigate potential financial exposure.

What type of insurance coverage do data centres typically need?

Key insurance types for data centres include:

Property Insurance: Covers damage to physical infrastructure and equipment.
Business Interruption Insurance: Helps compensate for lost income due to service outages.
Cyber Liability Insurance: Covers losses from cyber attacks, data breaches, and legal liabilities.
Professional Liability (E&O): Protects against claims related to errors in services provided.