Build to rent

— PRODUCTS AND SERVICES

Protecting your projects and assets

Safeguard your build to rent assets and portfolio

The build-to-rent (BTR) sector is rapidly expanding. It offers professionally managed rental homes designed for long-term occupancy.

As this sector grows, so too does the complexity of the risks involved, from construction and operational exposures to tenant liabilities and reputational concerns.

Comprehensive insurance solutions tailored to the unique needs of BTR developments are essential to safeguard investments, ensure continuity, and build trust with residents. Whether you’re a developer, investor, or operator, understanding and managing these risks is crucial to the success and resilience of your BTR portfolio.

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Compliance and regulatory risks to be aware of in the BTR sector

State tenancy laws (e.g., the Residential Tenancies Act in each state) affect lease structuring and dispute resolution.
Building Code of Australia (BCA) compliance, especially around fire safety, disability access, and energy performance.
Exposure to defective cladding or non-compliant materials, particularly in NSW and VIC, where rectification is tightly regulated.
Obligations around building management systems, especially if offering shared amenities like gyms, rooftops, or co-working spaces.

How does effective risk and insurance management support investment and institutional funding in BTR?

Institutional investors and super funds look for:

A stable, risk-mitigated income stream supported by strong tenancy and insurance strategies.
Clear evidence of professional risk management, including claims history, compliance, and ESG performance.
Scalable, bundled insurance programs for portfolios across different states to control premium volatility.
Independent risk audits or engineering reports to satisfy underwriting and due diligence requirements.