Lockton’s dedicated Property Insurance team specialises in the sourcing and securing of targeted, bespoke insurance and risk solutions to protect a key cornerstone of your business: your property. Using a detail-oriented, data-backed approach, and harnessing strong relationships with key insurers, we are uniquely equipped to deliver a lasting solution that is matched to your needs and aspirations.

— PRODUCTS AND SERVICES

Corporate risk - Property

Get in touch (opens a new window)

Lasting solutions to mitigate your property risks

Lockton’s property insurance broking team is made up of highly experienced brokers who have significant knowledge of the insurance market and market cycles, coupled with strong key insurer relationships. Our approach has always been to build strong professional relationships with insurers, not only within the London market, but across insurance markets globally, to ensure we obtain the best coverage/cost combination for our clients.

The team’s focus and experience is in designing insurance programmes that are tailored to our clients’ specific needs, underpinned by robust analytical data and technical knowledge. Working closely with our risk control team, we advise on protective measures that dovetail with your insurance purchase strategy.

The broking team works closely with our claims specialists to enhance policy wordings and ensure they respond to any losses. The collaboration of a one-team approach continues to deliver exceptional results.

Our services

Sectors we cover

  • Hospitality

  • Food and drink

  • Manufacturing

  • Wholesale

  • Retail

  • Professional services

  • Pharmaceuticals

  • Telecommunications

  • Technology

  • Utilities and infrastructure

  • Waste management

What we bring to your business

  • Risk protection - Our risk control team works in partnership with our clients to provide a complete range of risk management support, including advice on protective measures to ensure your risk management strategy best protects your assets. Our expertise includes risk analysis, risk management strategy, business continuity planning and ongoing specialist advice.

  • Business impact analysis (BIA) - We work with you to understand the potential impact and cost of a major event at key premises. This is fundamental in revealing potential vulnerabilities and provides a foundation for building data-driven risk mitigation initiatives, or changes to your insurance programme structure and wording.

  • Business impact audit review - Building on the BIA, this audit puts greater focus on the financial impact of an event, ensuring your existing cover is fit for purpose. We will help you to de-risk ahead of any potential major claim, gathering key information for insurers and loss adjusters.

  • Programme structure design options - Our detailed analysis enables us to design a bespoke insurance programme with cover and limits that meet your specific needs now and into the future as your business evolves.

  • Major claims protocols and management - In conjunction with your key insurer and loss adjuster, we will work with you to design clear claims protocols in the event of a major loss event. This board-level roadmap encourages a stronger relationship between client, insurer and loss adjuster ahead of a major claim, which can work to expedite claim payments.

Our Property Insurance Team

Placeholder image

Jennifer Smith

Head of Property Placement
jennifer.smith@lockton.com
+44 207 933 2776

Placeholder image

Jim McDowall

Property Broker
jim.mcdowall@lockton.com
+44 738 541 0939

Placeholder image

Catherine Willsmer

Property Broker
catherine.willsmer@lockton.com
+44 758 590 8492

Placeholder image

Lizzy Pilato

Property Broker
lizzy.pilato@lockton.com
+44 790 953 2023

General Inquiries

Get in touch

enquiries@uk.lockton.com

News and Insights

The recent grounding of the MSC Antonia near the Eliza Shoals off Jeddah on 10 May 2025 has brought into sharp focus the real-world consequences of cyber-physical attacks in the maritime sector – and particularly within the MENA region. Analysis by respected maritime intelligence firms such as Pole Star Global and Windward indicate that the vessel's navigational systems were likely compromised by GPS jamming, leading to incorrect positioning data and ultimately to the grounding incident. This event underscores the growing cyber threat to vessel movement in the region – one with potential outcomes including groundings, collisions, and environmental harm. For MENA, where critical trade routes such as the Strait of Hormuz and the Suez Canal are lifelines of global commerce, the implications are particularly serious. Regional security dynamics, increased reliance on digital systems, and proximity to cyber-capable nation-state actors elevate both the frequency and severity of these risks. Despite this, in our work with marine clients across the Middle East and North Africa, we continue to observe a significant disconnect between emerging cyber threats and existing risk transfer arrangements. That gap must close before the next incident occurs. Cyber-physical risk in the marine sector: a wake-up call from the MSC Antonia

Cyber-physical risk in the marine sector: a wake-up call from the MSC Antonia

article
The recent grounding of the MSC Antonia near the Eliza Shoals off Jeddah on 10 May 2025 has brought into sharp focus the real-world consequences of cyber-physical attacks in the maritime sector – and particularly within the Middle East and North Africa (MENA) ...
Read moreCyber-physical risk in the marine sector: a wake-up call from the MSC Antonia

Ensuring the right cargo cover amid tariff uncertainty

The recent US import tariff changes have created significant trade disruption in the cargo market: goods were expedited prior to expected tariff increases, or after the announcement, diverted to other destinations, or held in storage awaiting improved tariff conditions.The recent US import tariff changes have created significant trade disruption in the cargo market: goods were expedited prior to expected tariff increases, or after the announcement, diverted to other destinations, or held in storage awaiting improved tariff conditions.

Data centers: Protecting projects across the life cycle

While global sentiment may be subdued in some sectors, there is a lot of excitement about data centers. Demand for data center capacity is expected to grow rapidly in coming years, driven not only by customer demand but also by the rapid rise of artificial intelligence (AI) advancements. To meet this demand, AI data center capacity is conservatively projected to experience a compound annual growth rate (CAGR) of 40.5% through 2027, according to estimates from the International Data Corporation. While global sentiment may be subdued in some sectors, there is a lot of excitement about data centers. Demand for data center capacity is expected to grow rapidly in coming years, driven not only by customer demand but also by the rapid rise of artificial intelligence (AI) advancements. To meet this demand, AI data center capacity is conservatively projected to experience a compound annual growth rate (CAGR) of 40.5% through 2027, according to estimates from the International Data Corporation.

New business appetite for cargo risks at record levels

After several years of post-pandemic recovery and trading uncertainties, the beginning of 2025 has seen an increase in market participants that has led to insurance capacity reaching an all-time high. This comes despite ongoing challenges in the broader economic and geopolitical landscape. After several years of post-pandemic recovery and trading uncertainties, the beginning of 2025 has seen an increase in market participants that has led to insurance capacity reaching an all-time high. This comes despite ongoing challenges in the broader economic and geopolitical landscape.
See all news and insights

We're here to help

We bring creative thinking and an entrepreneurial spirit to the insurance business and are uniquely positioned to help you succeed.

Talk to our team