Terms and Conditions of Use

General

Welcome to our website. If you continue to browse and use this website, you are agreeing to comply with and be bound by the following terms and conditions of use, which—together with our Privacy Policy—govern Lockton Sime’s relationship with you in relation to this website.

The term “Lockton Sime” or “us” or “we” refers to the owner of the website, Lockton Sime Insurance Brokers Sdn Bhd, whose registered business address is:

19th Floor, Menara JKG, No. 282 Jalan Raja Laut, P.O. Box 12355, 50774 Kuala Lumpur.

The term “you” refers to the user or viewer of our website.

The use of this website is subject to the following terms:

• General Information: The content of this website is for your general information and use only. It is subject to change without notice.

• No Warranties: Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness, or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors, and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.

• Risk & Responsibility: Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services, or information available through this website meet your specific requirements.

• Intellectual Property: This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the content, design, layout, look, appearance, and graphics. Reproduction is prohibited other than in accordance with the copyright and trademark notice, which forms part of these terms and conditions.

• Trademarks: All trademarks reproduced in this website, which are not the property of, or licensed to the operator, are acknowledged on the website.

• Unauthorised Use: Unauthorised use of this website may give rise to a claim for damages and/or be a criminal offence.

• External Links: From time to time, this website may include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).

• Linking to our Site: You may not create a link to this website from another website or document without Lockton Sime’s prior written consent.

• Governing Law: Your use of this website and any dispute arising out of such use is subject to the laws of Malaysia.

Data Protection

Pursuant to the Malaysian Personal Data Protection Act 2010 (“PDPA”), we are required to regulate the processing of personal data and notify you regarding the collection and processing of your information. By providing your personal data to us, you are consenting to its use in accordance with our PDPA Notice.

Security

We are committed to ensuring that your information is secure. To prevent unauthorised access or disclosure, we have implemented suitable physical, electronic, and managerial procedures to safeguard and secure the information we collect online.

How We Use Cookies

A cookie is a small file which asks permission to be placed on your computer's hard drive. Once you agree, the file is added and the cookie helps analyse web traffic or lets you know when you visit a particular site.

We use traffic log cookies to identify which pages are being used. This helps us analyse data about web page traffic and improve our website to better tailor it to customer needs. We only use this information for statistical analysis purposes, after which the data is removed from the system.

You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser settings to decline them if you prefer. However, this may prevent you from taking full advantage of the website.

Links to Other Websites

Our website may contain links to our group companies and other third-party websites. However, once you use these links to leave our site, please note that we do not have any control over those external websites. Therefore, we cannot be responsible for the protection and privacy of any information you provide while visiting such sites. Such sites are not governed by this privacy statement.

Additional Disclaimer

The information contained in this website is for general information purposes only. The information is provided by Lockton Sime and while we endeavour to keep the information up-to-date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, or availability of the website or the information, products, or services contained therein.

In no event will we be liable for any loss or damage including, without limitation, indirect or consequential loss or damage arising from loss of data or profits in connection with the use of this website. Lockton Sime takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.

Copyright and Trademark Notice

All copyrights, trademarks, and other intellectual property in this website (including text, graphics, logos, icons, and sound recordings) are owned or licensed to Lockton Sime and are protected under the Malaysian Copyright Act 1987 and the Trademarks Act 1976.

Any redistribution or reproduction of part or all of the contents in any form is prohibited other than printing or downloading extracts for your personal and non-commercial use only.