Life and Disability insurance gives individuals the peace of mind people only get from knowing that they have protected their loved ones in case of death, accidents, critical illness or disabilities. Lockton offers various life and disability solutions through our panel of solid and specialized insurance partners.

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Individual Life & Disability Solutions

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Individual Life & Disability Solutions

    Life and Disability insurance provides individuals with the peace of mind people only get from knowing that they have protected their loved ones in case of death, accidents, critical illness or disabilities. Lockton offers various life and disability solutions through our panel of solid and specialized insurance partners.

    Our specialists conduct a detailed need analysis based on lifestyle, expenses and disposable income to estimate an appropriate amount of sum insured which covers whether on work or on vacation, we ensure a 24/7 international coverage is in place through carefully selected plans suitable to individual and family needs.

    Latest news & insights

    All new technologies carry risks when introduced on an enterprise level. Artificial intelligence (AI) is no exception, and directors and officers may find themselves in the crosshairs should negative repercussions arise from the use of such tools. To be prepared for the potential regulatory scrutiny or claims activity that comes along with the introduction of a new technology, it is imperative that boards carefully consider the introduction of AI, and ensure sufficient risk mitigation measures are in place. AI risks: what directors and officers need to know

    AI risks: what directors and officers need to know

    article
    All new technologies carry risk when introduced on an enterprise level, and artificial intelligence (AI) is no exception. Directors and officers may find themselves in the crosshairs should negative repercussions arise from the use of such tools. To be prepar ...
    Read moreAI risks: what directors and officers need to know

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    Our People solutions team bring creative thinking and an entrepreneurial spirit to the insurance business and are uniquely positioned to help you succeed.

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    Lockton People Solutions FAQs

    What is Lockton People Solutions?

    Lockton believes every business maximizes their potential when their people maximize theirs. That’s why we help our clients make their business, and their people’s lives, better. We know employers need solutions that help balance attracting and retaining talent, manage costs and promote employee well-being. Lockton helps guide clients to people solutions that drive employee understanding, engagement and satisfaction; incorporate competitive total rewards and benefits packages; and manage and measure the effectiveness of your programs.

    Lockton’s People Solutions Market Update offers comprehensive quarterly insights on the U.S. market dynamics impacting cost management, employee wellbeing, and benefits strategies. In our Q4 2025 edition, we explore the broader industry forces behind system-wide strain and connect high-cost claims analysis with a full picture of how widespread market pressures are shaping employer plan costs. You can find our latest market update here.

    We work with every client thinking about how we can best improve your employee experiences to drive engagement, understanding, satisfaction and productivity; design total rewards and benefits that increase perceived value and help attract and retain talent, while controlling costs; and help you make information-based decisions, measure and manage your programs, while driving a competitive business advantage amid an increasingly complex landscape.

    Lockton delivers a full suite of solutions in the following areas: employee experiences and engagement, total rewards and benefits, and management and measurement.

    Lockton is privately owned, which allows teams to prioritize client business. Our Associates are empowered to go above and beyond to help their clients succeed and the entrepreneurial culture at Lockton fosters data-driven solutions, solving problems faster and more efficiently.

    Lockton operates all over the globe through Lockton offices and a network of Lockton Global Partners.

    We can help with all M&A transactions from SME to large corporate.

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