Lockton's actuarial solutions include assisting you in setting rates, reserve levels, benefit design planning, contribution modeling, network discount and access analysis.

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Actuarial Solutions

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Actuarial Solutions

    Lockton works with clients to provide data analytics which assist our clients on making informed decisions regarding their people solutions.

    The Actuarial Solutions team develops models to help measure expected cost differences associated with variations in benefit plans and can show a range of possible outcomes, allowing the employer to calculate various scenarios and outcomes.

    Our actuaries can assist you in setting rates, reserve levels, benefit design planning, contribution modeling, network discount and access analysis.

    Our services

    • Rate setting and reserving

    • Plan design and contribution studies and modeling

    • Network discount and access analysis

    • Stop loss levels and terms evaluation

    • Projection of liabilities for retiree medical plans

    • Plan assumptions review

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    We're here to help

    Our People solutions team bring creative thinking and an entrepreneurial spirit to the insurance business and are uniquely positioned to help you succeed.

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    Lockton People Solutions FAQs

    What is Lockton People Solutions?

    Lockton believes every business maximizes their potential when their people maximize theirs. That’s why we help our clients make their business, and their people’s lives, better. We know employers need solutions that help balance attracting and retaining talent, manage costs and promote employee well-being. Lockton helps guide clients to people solutions that drive employee understanding, engagement and satisfaction; incorporate competitive total rewards and benefits packages; and manage and measure the effectiveness of your programs.

    Lockton’s People Solutions Market Update offers comprehensive quarterly insights on the U.S. market dynamics impacting cost management, employee wellbeing, and benefits strategies. In our Q4 2025 edition, we explore the broader industry forces behind system-wide strain and connect high-cost claims analysis with a full picture of how widespread market pressures are shaping employer plan costs. You can find our latest market update here.

    We work with every client thinking about how we can best improve your employee experiences to drive engagement, understanding, satisfaction and productivity; design total rewards and benefits that increase perceived value and help attract and retain talent, while controlling costs; and help you make information-based decisions, measure and manage your programs, while driving a competitive business advantage amid an increasingly complex landscape.

    Lockton delivers a full suite of solutions in the following areas: employee experiences and engagement, total rewards and benefits, and management and measurement.

    Lockton is privately owned, which allows teams to prioritize client business. Our Associates are empowered to go above and beyond to help their clients succeed and the entrepreneurial culture at Lockton fosters data-driven solutions, solving problems faster and more efficiently.

    Lockton operates all over the globe through Lockton offices and a network of Lockton Global Partners.

    We can help with all M&A transactions from SME to large corporate.

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