— PERFORMANCE

Perfectly tuned insurance

For classic, specialist and minor collections.

You expect more. We deliver.

It’s no ordinary car. It’s a visual and performance masterpiece. It deserves specialist protection that meets its needs – and yours. Whether it’s a standalone classic or an entire collection, picture an insurance solution tailored precisely to you. From a partner with the passion, experience and expertise to deliver cover as exceptional as your set of wheels. A broker whose personal approach not only lives and breathes the world of cars, but gets to know you and your vehicle. So… are you ready?

Let’s get personal…

Think specialist car insurance from genuine enthusiasts who share your passion. A dedicated client manager looking after you from day one. No call centres, just direct access to an expert. Bespoke cover that fits like a glove. And, should the unthinkable happen, straightforward, efficient claims handled promptly and efficiently by specialists who care. Because we do everything possible to minimise your risk. You focus on the drive, we focus on you.

"What I value most about Lockton is their personal service. They really look after me."

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Why Lockton? Exceptional service. Extensive car knowledge. And the support you need, exactly when you need it.

Cover that works for you

Tell us your story and we’ll deliver a specialist car insurance solution to your specific needs.

Take to the wheel of any car. Whether you own it or not. And allow anyone over 35 to drive yours.

We’re not just insurance specialists. We’re car lovers, with a genuine passion for classic, performance and collectible cars. And we act in your best interest, always.

Traditional solutions aren’t enough

Think personal

One point of contact who knows your name and looks after you
A passion for understanding you and your cars
Wraparound support the moment you need it

Think specialist

Deep understanding of the performance, specialist and classic car market
A demonstrable passion for cars and events
A global network of specialist risk and insurance expertise

Think proactive

Our meticulous attention to detail ensures every corner of your risk is exposed, understood and managed
We put your best interests first, advising and guiding you – so you’re only paying for the benefits you need long-term
We deliver boundary-pushing, hand-holding claims support from phone call to resolution

Frequently asked questions

What sort of support can I expect?

You’ll have your very own client manager from day one. They’ll look after you, support you and act as your first point of call. And if they’re ill or on leave? Another team member steps in, so you’re never alone. You’ll also have access to our client portal – a safe and simple place to manage your policy and keep a handle on everything you need.

Will I be covered for business use as well as private?

Yes. We make sure your car’s covered for both work and personal use. There might be some occupations we’re unable to cover; please reach out to discuss.

Can I add or remove vehicles from my policy without a change to my premium?

Your policy will be based on the cars you insure from when the policy began. If you change a vehicle, you might have to pay an additional premium.

Would my policy allow me to drive other cars?

You’re insured to drive any other vehicle on a comprehensive basis, with the owner’s permission. The vehicle must be insured by its owner. There might be some circumstances where this isn’t possible but please reach out, we’re always happy to discuss.

Is agreed value/reinstatement value included at no extra cost?

Agreed value cover is available for any vehicle, including brand-new. Reinstatement-based cover is available for vehicles that have had extensive restoration work undertaken. In both cases, there’s no extra cost to insure your vehicle.

What breakdown cover is included?

The policy covers you at and away from home, anywhere in Europe. The cover’s provided by Call Assist who provide a high standard of service, both in the UK and Europe.