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Insights
There is always something exciting happening at Lockton. Here are just a few from our newsroom.
How salary sacrifice can offset rising employers’ National Insurance costs
Rachel Reeves’ Budget introduced several changes for employers, many of which came into force from April 2025. By far the most significant of these, however, was the increase to employers’ National Insurance contributions (NIC), which for many employ …
Private Clients Insurance: Market Update May 2025
As summer approaches, our experts look at the key trends affecting the High-Net-Worth Insurance market. Below, find the latest updates on household, home renovation, cyber, and fine art insurance: High Net Worth Household Insurance Various factors ar …
Construction contractors: key tips to build a successful Surety programme
Over the last 24 months, several high-profile insolvencies within the UK construction sector have led to a hardening of the Surety market. Many sureties have been reducing their capacity, while others have withdrawn from the market entirely. Employer …
Construction Professional Indemnity Insurance: 2025 market snapshot
Conditions are improving for buyers of Construction Professional Indemnity Insurance (PII). Following the return of premium rates to profitable levels, insurers have greater capacity and appetite to underwrite new business. Many are now looking to in …
Life sciences M&A: navigating a new-look W&I market
With an uptick in life sciences M&A on the horizon, demand is rising for Warranty & Indemnity (W&I) solutions. In this article, our experts consider a market that has changed considerably in recent years, and the key takeaways for insurance buyers. 1 …
Protecting your wine cellar against risk
Wine cellars have a long history. The oldest evidence of a working wine cellar dates back more than 3,700 years, to the former Canaanite palace of Tel Kabri, in Israel. Uncovered by archaeologists in July 2013, the simple room held the remains of 40 …
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