An appropriately tailored cyber insurance policy is an essential protection. But you can count on Lockton for much more than that. We’ll help you develop a comprehensive cyber security plan. Acting as your cyber risk consultant, we’ll help you implement best-practice cyber security measures across your business, and minimise the chances, and potential consequences, of any cyber attack.

The cyber risks your business faces depend on the nature and scope of your operations. That's why you need cover that’s tailor-made to your unique needs. Working with a cyber risk partner like Lockton also protects you against cyber liability claims, with legal resources and reimbursement of legal fees. You can also expect incident preparation and response support, employee training, forensics and breach of notification services. And you can count on protection against lost revenue and expenses, regulatory fines, data and hardware restoration costs, and reputational harm.

The best way to ensure you’ve identified and protected your business against the full range of cyber and technology risks you face is by working with a partner like Lockton who can provide the insight and solutions you need. Our expertise and insurance solutions span the entire spectrum of cyber and technology risk. So you can be confident of getting the answers and solutions you need.

Wherever you’re based, whatever sector you’re in, your business will benefit from having comprehensive Cyber Liability Insurance.

Here are some of the key benefits our Cyber Liability solutions deliver:

• Risk mitigation: We work closely with you to understand the threats your business faces. Based on this detailed analysis, we can help you implement rigorous procedures and systems, so you can prevent cyber incidents arising in the first place

• Recovery: Your Cyber Liability insurance will cover the costs of bringing in professional services to help you recover from a cyber attack. This ensures your business will be back up and running with minimal disruption

• Peace of mind: With your finances and reputation on the line, falling victim to a cyber attack can prove extremely stressful. Our comprehensive Cyber Liability Insurance removes a lot of that stress, leaving you free to focus on your business.

However small (or large) your business, if you use technology then you have a cyber risk exposure. The frequency, severity and sophistication of cyber attacks is constantly increasing. It only takes one successful cyber attack to have a potentially catastrophic impact on your finances and reputation. We can help protect your business against cyber attacks and data breaches - and mitigate the impact if you should fall victim to cyber crime.

Technology Professional Indemnity (PI) Insurance, also known as Technology Errors and Omissions (E&O) Insurance, covers your business against legal costs and damages arising from claims alleging shortcomings in your provision of technology-related products or services - or from services delivered through the medium of technology. This would typically include mistakes or oversights, failure to deliver promised services, contract breaches, data breach lawsuits, and, potentially, elements of Intellectual Property and Media Liability Insurance.

If your business creates or shares content of any kind - either physically or digitally - you have a potential media liability exposure. Media Liability Insurance protects your business by covering any legal costs and/or damages associated with claims of defamation, libel, slander, copyright infringement, invasion of privacy or other claims arising from your creation or dissemination of media content.

Your business - like every other business - has a range of intangible assets, which collectively make up your ‘intellectual property’ or IP. For many companies, much of their value is wrapped up in their IP. It’s important to protect that value. But it’s also crucial to protect yourself from alleged infringements of other people’s IP. Taking out a robust Intellectual Property Insurance policy will protect you against financial losses resulting from alleged infringement, misappropriation or other violation of others’ intellectual property. It can also cover you against losses resulting from the theft or unauthorised use of your trade secrets, proprietary information or other types of IP, and cover costs you incur in taking legal action to enforce you IP rights.