Protecting you and your legal liability

INSURANCE SOLUTIONS

Public and Products Liability

Protecting you and your legal liability.

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Experience where and when it matters

Accidents can and do happen, so with the highly litigated environment that companies face today, Public and Products Liability insurance covers your legal liability to pay compensation (including legal expenses) to third parties in the event that you caused, or are alleged to have caused, injury, death or loss of or damage to property arising out of business operations or products.

Our fully integrated broking team provides a full placement service, from preparation of marketing documents through the negotiation stage to invoicing and issuing of contract wordings. This ensures that we are best placed to deliver an efficient, accurate and responsive service, both through the renewal process and mid-term.

Our Products and Services

We have market leading expertise in:

  • Public and products liability

  • Product guarantee and recall

  • Contaminated products

  • Defective products and finished consumer products

  • Environmental impairment liability

  • Employers' liability

  • Program benchmarking 

  • Hospitality

  • Automotive component 

  • Multinational placements

  • Captive and other self-insured structures

  • Technical wording review

  • Automobile liability

  • Contract Review

  • Contractual Liability / Principals Indemnity

With full access to the London, European and Bermudan markets, we ensure that the widest range of insurers are utilised for your benefit.

Key Contacts

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Peter Barron

National Manager, Corporate Risks (Perth)
peter.barron@lockton.com
+61 437 202 955

Questions? We'll guide you in the right direction.

Ask us about our products, services or anything else on your mind. Our insurance and risk specialists are here to help.

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Latest from Lockton

The Federal Court’s decision in ASIC v Bekier & Ors [2026] FCA 196 is a significant reminder for directors and officers of the elements of their duty of care under s180(1) of the Corporations Act 2001 (Cth) (Corporations Act). It provides a useful illustration of the roles and responsibilities between management and non-executive directors and the factors that will be considered by the Courts when determining liability. The proceeding was brought by ASIC against 11 past directors and officers of The Star Entertainment Group Limited (Star). 
Directors Duties: lessons from ASIC v Bekier [2026] FCA 196

Flexible work and EPL risk: lessons from recent Fair Work Commission decisions

Since the COVID-19 pandemic, many workplaces are encouraging employees to return to the office to reinforce the importance of collaborative, face-to-face work and promote a positive workplace culture.  
As a result, many workplaces are implementing and re-examining their internal hybrid work models and flexible working policies to ensure they align with the current work landscape post-COVID-19.  
As organisations reassess hybrid working models, disputes are increasingly being heard before the Fair Work Commission. The outcomes of these matters provide timely guidance on how employment practices are being scrutinised and where risk is emerging from an EPL perspective.
Since the COVID-19 pandemic, many workplaces are encouraging employees to return to the office to reinforce the importance of collaborative, face-to-face work and promote a positive workplace culture.  
As a result, many workplaces are implementing and re-examining their internal hybrid work models and flexible working policies to ensure they align with the current work landscape post-COVID-19.  
As organisations reassess hybrid working models, disputes are increasingly being heard before the Fair Work Commission. The outcomes of these matters provide timely guidance on how employment practices are being scrutinised and where risk is emerging from an EPL perspective.

Professional & Executive Risk Quarterly Market Update: March 2026

Australia’s insurance market is transitioning to a more stable environment. Yet, it is important that key decisionmakers fully understand what a more stable market means and it why it should not be mistaken for simplicity.Australia’s insurance market is transitioning to a more stable environment. Yet, it is important that key decisionmakers fully understand what a more stable market means and it why it should not be mistaken for simplicity.

Lockton Pacific Announces Senior Leadership Appointments to Support Continued Growth

Lockton, the world's largest privately owned insurance brokerage, has appointed Glenn Preece as Pacific Growth Leader and Sare Ozkara as Head of Market Strategy, Engagement, and Portfolio Solutions – Pacific. Lockton, the world's largest privately owned insurance brokerage, has appointed Glenn Preece as Pacific Growth Leader and Sare Ozkara as Head of Market Strategy, Engagement, and Portfolio Solutions – Pacific.
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