In 2021, the Lockton Kaagapay Program (LKP) was developed to address the most basic but oftentimes overlooked protection needs of Filipinos. For only Php 120 per year, LKP provides comprehensive coverage product with 8 benefits.

SERVICES & SOLUTIONS

Microinsurance

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Comprehensive and cost-efficient coverage with 8 protection benefits

In 2021, the Lockton Kaagapay Program (LKP) was developed to address the most basic but oftentimes overlooked protection needs of Filipinos. For only Php 120 per year, LKP provides comprehensive coverage product with 8 benefits.

Inclusion

  • Accidental death

  • Ambulance benefit

  • Accidental disablement and dismemberment

  • Accident and sickness cash assistance

  • Fire/lightning cash assistance

  • Motorcycling benefit

  • Natural death

  • Unprovoked murder and assault

Meet our Microinsurance Team

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Nino Sauler

Senior Vice President
Nino.Sauler@lockton.com
+63 917 545 1463

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Hanica Bayaborda See

Vice President, Client Services & Relationship Management
Hanica.Bayaborda@lockton.com

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Brian C. Fontanilla

Senior Manager, Deputy Head, Client Services
Brian.Fontanilla@lockton.com
+63 288 110 388

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Hye-Won "Eunice" Park

Vice President, Korean Accounts
Eunice.Park@lockton.com

News and Insights

The recent US import tariff changes have created significant trade disruption in the cargo market: goods were expedited prior to expected tariff increases, or after the announcement, diverted to other destinations, or held in storage awaiting improved tariff conditions.Ensuring the right cargo cover amid tariff uncertainty

Data centers: Protecting projects across the life cycle

While global sentiment may be subdued in some sectors, there is a lot of excitement about data centers. Demand for data center capacity is expected to grow rapidly in coming years, driven not only by customer demand but also by the rapid rise of artificial intelligence (AI) advancements. To meet this demand, AI data center capacity is conservatively projected to experience a compound annual growth rate (CAGR) of 40.5% through 2027, according to estimates from the International Data Corporation.

While global sentiment may be subdued in some sectors, there is a lot of excitement about data centers. Demand for data center capacity is expected to grow rapidly in coming years, driven not only by customer demand but also by the rapid rise of artificial intelligence (AI) advancements. To meet this demand, AI data center capacity is conservatively projected to experience a compound annual growth rate (CAGR) of 40.5% through 2027, according to estimates from the International Data Corporation.

AI risks: what directors and officers need to know

All new technologies carry risks when introduced on an enterprise level. Artificial intelligence (AI) is no exception, and directors and officers may find themselves in the crosshairs should negative repercussions arise from the use of such tools. 

To be prepared for the potential regulatory scrutiny or claims activity that comes along with the introduction of a new technology, it is imperative that boards carefully consider the introduction of AI, and ensure sufficient risk mitigation measures are in place. All new technologies carry risks when introduced on an enterprise level. Artificial intelligence (AI) is no exception, and directors and officers may find themselves in the crosshairs should negative repercussions arise from the use of such tools. 

To be prepared for the potential regulatory scrutiny or claims activity that comes along with the introduction of a new technology, it is imperative that boards carefully consider the introduction of AI, and ensure sufficient risk mitigation measures are in place.

Redefining Employee Health Benefits with Gender-Specific Insurance Solutions

Protect your people with healthcare that understands them

In today’s evolving workforce, employee wellness must go beyond the basics. Lockton Philippines now offers IC-approved gender-specific insurance and HMO products designed to address the unique health needs of women—delivering deeper support, financial protection, and inclusive care.

Why Gender-Specific Health Insurance Matters
Traditional health plans often miss the mark when it comes to women’s specific health risks. By integrating gender-sensitive benefits, you can close this gap and give your employees the care they truly deserve. These products not only address major health concerns like female-specific cancers and pregnancy-related conditions, but also support employees through preventive, surgical, and recovery stages of careProtect your people with healthcare that understands them

In today’s evolving workforce, employee wellness must go beyond the basics. Lockton Philippines now offers IC-approved gender-specific insurance and HMO products designed to address the unique health needs of women—delivering deeper support, financial protection, and inclusive care.

Why Gender-Specific Health Insurance Matters
Traditional health plans often miss the mark when it comes to women’s specific health risks. By integrating gender-sensitive benefits, you can close this gap and give your employees the care they truly deserve. These products not only address major health concerns like female-specific cancers and pregnancy-related conditions, but also support employees through preventive, surgical, and recovery stages of care
Read more news and insights

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