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HMO FOR SME demo
It takes the right care to support the people who drive your success
MediLock is a comprehensive HMO program made for SMEs.
This offers inclusive, accessible, and supportive healthcare solutions powered by the trusted expertise of Lockton Philippines and iCare.
SME HMO healthcare solutions in the Philippines
Supporting the people who drive your business forward, MediLock is a comprehensive HMO program for SMEs, delivering inclusive and accessible healthcare through Lockton Philippines and iCare’s trusted expertise.
Request a QuoteWHAT LOCKTON BRINGS
Hands-on Intervention on Disputed Claims
Direct follow-up and resolution support for claims issues.
Benefits Orientation During Onboarding
Clear explanation of available benefits to new employees and their dependents
Employee and Dependents’ Communication Materials
Digital infographics, email blasts, and other materials to keep members informed.
Webinars on Health and Wellness
Topics covering healthcare, wellness, and chronic disease management.
Annual Benefits Review
Evaluation of current plans and recommendations for improvement.
Unlock competitive HMO Plans with:
INCLUSIVE COVERAGE
Minimum of three (3) employees
Coverage for Underserved Industries*
Coverage for employees and their partners, including Domestic and LGBT partners
Hassle-free enrollment
Plan options starting at ₱9,000*
ACCESSIBLE MEDICAL SERVICES
Access to preferred multispecialty clinics nationwide
Access to HR Portal, mobile app, and telemedicine
24/7 hotline
COMPREHENSIVE CARE
Coverage for pre-existing conditions*
Financial assistance*
Full maximum benefit limit for mid-year enrollees
Three (3) wellness webinars
Claims Administration Services
Communication support
End-to-end Lockton Support
SME HMO TEAM
CHRISTINE NILO
New Business Associate - Benefits Specialist for New Clients
Christine.Nilo@lockton.com
+63 917 137 9756
JHONA DATO
New Business Associate - Benefits Specialist for New Clients
Jhona.Dato@lockton.com
+639171207504
GET IN TOUCH
MEDILOCK FAQS
What coverages are included in MediLock?
•MediLock offers comprehensive healthcare coverage, including: Annual Physical Examination (APE), Executive Check-Up (ECU), Wellness Programs, Outpatient Care, Inpatient Care, Preventive Healthcare, Diagnostic and Therapeutic Procedures, Emergency Care, Maternity Benefits, Dental Benefits & Group Life Insurance.
How does the HMO availment process work?
Step 1: Submit your selected plan details and active employee list
Step 2: Wait for the COC issuance and instructions to access the online platform
Step 3: Schedule an orientation through Lockton
Can employees include their dependents, and how much does it cost?
Yes. Employees may enroll qualified dependents such as spouses and children. The cost varies depending on the selected plan and coverage level. Lockton can help assess the most cost-efficient option based on your company’s budget.
Why should SMEs work with an insurance broker for their HMO requirements?
Working with an Lockton gives you access to expert guidance, hands-on support, and fair treatment regardless of company size. We also support SME’s employee engagement through communication materials, wellness initiatives, and regular plan reviews to ensure your HMO remains effective as your business grows.
Is MediLock available for contractual or probationary employees?
Yes. Probationary, project-based, regular, and full-time employees are all eligible for enrollment under MediLock.
Are pre-existing conditions covered, and when do they become eligible for coverage?
Yes. Both dreaded and non-dreaded pre-existing conditions are covered for principals and dependents, subject to the terms and conditions of the selected plan.