War & Terrorism insurance programmes are tailor made specifically for each client's exposure and assets through bespoke wordings offered.

— CORPORATE

War & Terrorism

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You don't have to be a target, to be a victim

Nobody is immune from the risks of social unrest and terrorism. Year on year there are increasing numbers of businesses in the Middle East who understand the need for financial security and are purchasing insurance cover which suits their needs.

Acting as your strategic partner, we work hard to understand the pressures that your business faces to manage its political violence, terrorism and special contingency exposures. The ever present hidden threat of terrorism affects a huge percentage of businesses. Political Violence perils are highly unpredictable and can have a catastrophic impact upon a corporation’s people, assets and ability to continue trading.

What we bring to your business

  • We offer dedicated and specialist services encompassing all aspects of Political Violence, War and Terrorism coverage with the ability to access Regional, London and global markets.

  • Through adopting innovative methods of presenting your risk to insurers via our in-house political violence and special contingency team, we can develop bespoke insurance solutions to fit the particular threat levels your business faces.

  • Our standalone Terrorism and/or Political Violence programmes are tailor made specifically for each client's exposure and assets through bespoke wordings offered.

Our services and areas of expertise

Terrorism, sabotage and political violence including bespoke products for:

  • Sabotage and terrorism property damage and business interruption

  • Terrorism liability (third party and employees)

  • Political violence property damage and business interruption

  • Loss of attraction

  • The threat of a malicious act

  • Non damage related business interruption

Key Contacts

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Rishi Thapar

Head of War, Terrorism and Political Violence

General Inquiries

General Enquiries

contact@lockton.com

Latest news and insights

April to May 2025 saw a record 236% spike in distributed denial of service (DDoS) attacks across the Middle East and North Africa (MENA), according to a multisectoral analysis of government and private sector infrastructures. Beyond productivity and financial impact, DDoS attacks can cause the collapse of health and safety mechanisms that result in physical harm to people. The MENA Cyber Summit 2025 Annual Report highlights various sectors with vulnerabilities - the energy and manufacturing sectors are a case in point. In 2017, Triton malware targeted safety instrumented systems (SIS) in a Saudi petrochemical facility, disabling controls and risking explosions or loss of life if not contained. While the attack triggered an emergency shutdown without immediate casualties, it underscores the potential for catastrophic failures in MENA's industrial infrastructure, such as overridden emergency systems that can rapidly lead to fires or the release of toxic chemicals. Other regions have been less lucky. A 2023 study by the University of Minnesota demonstrated that hospitals in the United States hit by ransomware saw a 20-35% rise in in-hospital deaths due to delayed care and operational disruptions. Now, with sustained, worldwide, geopolitical tensions and the potential for cyberwarfare, the MENA region has become increasingly exposed to bodily injury as a result of cyber-physical attacks. Cyber-Physical Risks: Safeguarding Against Industrial Bodily Injury in the Middle East

Cyber-Physical Risks: Safeguarding Against Industrial Bodily Injury in the Middle East

article
April to May 2025 saw a record 236% spike in distributed denial of service (DDoS) attacks across the Middle East and North Africa (MENA), according to a multisectoral analysis of government and private sector infrastructures.1 Beyond productivity and financial ...
Read moreCyber-Physical Risks: Safeguarding Against Industrial Bodily Injury in the Middle East

Lockton Expands into Saudi Arabia, Appoints Mohammad Al Abdul Jabbar as CEO

Lockton expands into Saudi Arabia, launching direct operations in Riyadh with a team of 20 specialists. Led by CEO Mohammad Al Abdul Jabbar, the move strengthens Lockton’s MENA presence and delivers tailored insurance solutions backed by global expertise.Lockton expands into Saudi Arabia, launching direct operations in Riyadh with a team of 20 specialists. Led by CEO Mohammad Al Abdul Jabbar, the move strengthens Lockton’s MENA presence and delivers tailored insurance solutions backed by global expertise.

Protecting Tomorrow, Today: Rethinking Renewal Strategies for Sustainable Benefits

Renewing your company’s medical insurance isn’t just an administrative task, it’s a strategic opportunity to realign your benefits programme with workforce needs, market trends and financial goals. A proactive approach ensures your plan remains competitive, sustainable and valued by employees.Renewing your company’s medical insurance isn’t just an administrative task, it’s a strategic opportunity to realign your benefits programme with workforce needs, market trends and financial goals. A proactive approach ensures your plan remains competitive, sustainable and valued by employees.

Market Squeeze: How Rising Demand is Driving Higher Political Violence Costs and Tighter Capacity

In today’s evolving political violence (PV) insurance market, a mix of global and regional pressures are tightening reinsurance capacity and pushing up premiums. Whilst new entrants are adding fresh capacity this must be weighed against the need for sustainable prices in the face of growing risks. Global events such as regional conflicts, along with political unrest and targeted infrastructure hits, are generating losses for reinsurers in active zones – and this has a knock-on effect on terms and access for GCC-based clients. In today’s evolving political violence (PV) insurance market, a mix of global and regional pressures are tightening reinsurance capacity and pushing up premiums. Whilst new entrants are adding fresh capacity this must be weighed against the need for sustainable prices in the face of growing risks. Global events such as regional conflicts, along with political unrest and targeted infrastructure hits, are generating losses for reinsurers in active zones – and this has a knock-on effect on terms and access for GCC-based clients.
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