War & Terrorism insurance programmes are tailor made specifically for each client's exposure and assets through bespoke wordings offered.

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War & Terrorism

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You don't have to be a target, to be a victim

Nobody is immune from the risks of social unrest and terrorism. Year on year there are increasing numbers of businesses in the Middle East who understand the need for financial security and are purchasing insurance cover which suits their needs.

Acting as your strategic partner, we work hard to understand the pressures that your business faces to manage its political violence, terrorism and special contingency exposures. The ever present hidden threat of terrorism affects a huge percentage of businesses. Political Violence perils are highly unpredictable and can have a catastrophic impact upon a corporation’s people, assets and ability to continue trading.

What we bring to your business

  • We offer dedicated and specialist services encompassing all aspects of Political Violence, War and Terrorism coverage with the ability to access Regional, London and global markets.

  • Through adopting innovative methods of presenting your risk to insurers via our in-house political violence and special contingency team, we can develop bespoke insurance solutions to fit the particular threat levels your business faces.

  • Our standalone Terrorism and/or Political Violence programmes are tailor made specifically for each client's exposure and assets through bespoke wordings offered.

Our services and areas of expertise

Terrorism, sabotage and political violence including bespoke products for:

  • Sabotage and terrorism property damage and business interruption

  • Terrorism liability (third party and employees)

  • Political violence property damage and business interruption

  • Loss of attraction

  • The threat of a malicious act

  • Non damage related business interruption

Key Contacts

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Rishi Thapar

Head of War, Terrorism and Political Violence

General Inquiries

General Enquiries

contact@lockton.com

Latest news and insights

In today’s evolving political violence (PV) insurance market, a mix of global and regional pressures are tightening reinsurance capacity and pushing up premiums. Whilst new entrants are adding fresh capacity this must be weighed against the need for sustainable prices in the face of growing risks. Global events such as regional conflicts, along with political unrest and targeted infrastructure hits, are generating losses for reinsurers in active zones – and this has a knock-on effect on terms and access for GCC-based clients.

Market Squeeze: How Rising Demand is Driving Higher Political Violence Costs and Tighter Capacity

As technology outages become the new normal, staying operational means staying vigilant

From cloud outages to cybersecurity failures, the digital backbone of modern business is under constant strain. Recent high-profile disruptions, including this week’s AWS outage, have exposed just how vulnerable organisations can be when critical systems go dark. These incidents aren’t isolated anomalies; they’re signals of a new status quo where technology-driven interruptions happen every day, with potentially far-reaching consequences.
In this environment, preparation and planning aren’t optional, they’re a must. Organisations can build resilience through risk assessments, incident response planning, and cyber insurance strategies that help mitigate the impact of inevitable outages.
From cloud outages to cybersecurity failures, the digital backbone of modern business is under constant strain. Recent high-profile disruptions, including this week’s AWS outage, have exposed just how vulnerable organisations can be when critical systems go dark. These incidents aren’t isolated anomalies; they’re signals of a new status quo where technology-driven interruptions happen every day, with potentially far-reaching consequences.
In this environment, preparation and planning aren’t optional, they’re a must. Organisations can build resilience through risk assessments, incident response planning, and cyber insurance strategies that help mitigate the impact of inevitable outages.

Lockton in the Middle East and North Africa Expands Claims Service Capabilities with the Launch of New Claims Consulting Services Practice

Lockton, the world’s largest independent insurance broker, has officially launched its new Claims Consultancy Services (CCS) practice across the Middle East and North Africa. Designed as a specialist unit, CCS extends Lockton’s claims expertise for both Lockton clients and the wider policyholder market. This strategic investment strengthens Lockton’s ability to help businesses navigate today’s fast changing claims environment, shaped by economic pressures, environmental change and increasingly complex losses with greater clarity, control and confidence.Lockton, the world’s largest independent insurance broker, has officially launched its new Claims Consultancy Services (CCS) practice across the Middle East and North Africa. Designed as a specialist unit, CCS extends Lockton’s claims expertise for both Lockton clients and the wider policyholder market. This strategic investment strengthens Lockton’s ability to help businesses navigate today’s fast changing claims environment, shaped by economic pressures, environmental change and increasingly complex losses with greater clarity, control and confidence.

The New Reality of Cyber - Physical Risks in Pakistan

In 2024, the CEO of Power Information Technology Company (PITC) - a subsidiary of Pakistan’s Ministry of Power – disclosed that Pakistan had faced 40 million cyberattacks in just one year.  Many of those were directed against the country's infrastructure. The country’s natural resources sectors have also been targeted, including pipelines. These attacks not only threaten energy supply and economic growth, but they can also result in highly costly material damage, operational shutdowns, or safety system failures. In 2024, the CEO of Power Information Technology Company (PITC) - a subsidiary of Pakistan’s Ministry of Power – disclosed that Pakistan had faced 40 million cyberattacks in just one year.  Many of those were directed against the country's infrastructure. The country’s natural resources sectors have also been targeted, including pipelines. These attacks not only threaten energy supply and economic growth, but they can also result in highly costly material damage, operational shutdowns, or safety system failures.
See all news and insights