We deliver comprehensive and strategically tailored insurance solutions to help you manage the complexity of risks that ownership of assets can bring.

— PEOPLE

Private Clients

Contact Us (opens a new window)

Personal service designed around you

Our clients come from a variety of backgrounds, with interests and passions that reflect their different circumstances, personalities and requirements. Whilst each client is unique, they share a common need to protect and preserve their wealth and investments.

Personal and flexible

Lockton are the first International Insurance Broker in the region to receive Chartered Broker status from the Chartered Insurance Institute (CII) – the gold standard of excellence, professionalism and integrity.

So you can be certain that your home and valuables receive the highest standard of protection under our care. Our UAE-based personal insurance experts provide help and support with insuring your high value items, helping you access market leading cover.

Our Services

We deliver comprehensive and strategically tailored insurance solutions to help you manage the complexity of risks that ownership of assets can bring. 

  • Motor

  • Property

  • Art

  • Equine

  • Individual Life

  • Jewellery

  • Aviation

  • Yacht 

You get better value service and cover when you manage your personal insurance portfolio in one place.

Key Contacts

Placeholder image

Adeeb Al Naser

CEO - Retail (UAE)

General Inquiries

General Enquiries

contact@mena.lockton.com

Latest news and insights

Lockton Secures Reinsurance Licence in Saudi Arabia Appoints Mohammed Al Rowais as CEO for Reinsurance Lockton Secures Reinsurance Licence in Saudi Arabia Appoints Mohammed Al Rowais as CEO for Reinsurance

Lockton Secures Reinsurance Licence in Saudi Arabia Appoints Mohammed Al Rowais as CEO for Reinsurance

article
Riyadh, Saudi Arabia - Lockton, the world’s largest privately held insurance brokerage, has secured its reinsurance licence in the Kingdom of Saudi Arabia. This marks the next phase of Lockton’s geographical expansion and reflects the firm’s broader internatio ...
Read moreLockton Secures Reinsurance Licence in Saudi Arabia Appoints Mohammed Al Rowais as CEO for Reinsurance

Political Violence & War Coverage

Recent developments in the Middle East have led insurers to take a closer look at political violence and war risk across the region. For organisations with operations, assets or supply chains connected to the Gulf, this has created a more fluid environment for insurance discussions. Political violence cover exists to support organisations through periods of uncertainty. While uncertainty itself is not new, the pace at which market conditions are evolving has increased, making early awareness and timely conversations more helpful than usual.Recent developments in the Middle East have led insurers to take a closer look at political violence and war risk across the region. For organisations with operations, assets or supply chains connected to the Gulf, this has created a more fluid environment for insurance discussions. Political violence cover exists to support organisations through periods of uncertainty. While uncertainty itself is not new, the pace at which market conditions are evolving has increased, making early awareness and timely conversations more helpful than usual.

Organisation Recovery

Volatility and uncertainty are no longer intermittent challenges for businesses — they are part of day-to-day operations. Against the backdrop of tensions in the Middle East, businesses are navigating an environment where disruption can emerge quickly and from multiple directions. Yet what shapes performance amid this volatility has less to do with the disruption itself than with an organisation’s ability to respond, adapt and recover. Research from McKinsey & Company and SAP found that only around 25% of companies consider themselves to be fully resilient[1,2]. Those that can proactively build resilience in turn gain a competitive advantage. This moment calls for organisations to take a more deliberate look at how they strengthen readiness, resilience and protection across their people, finances and operations. Volatility and uncertainty are no longer intermittent challenges for businesses — they are part of day-to-day operations. Against the backdrop of tensions in the Middle East, businesses are navigating an environment where disruption can emerge quickly and from multiple directions. Yet what shapes performance amid this volatility has less to do with the disruption itself than with an organisation’s ability to respond, adapt and recover. Research from McKinsey & Company and SAP found that only around 25% of companies consider themselves to be fully resilient[1,2]. Those that can proactively build resilience in turn gain a competitive advantage. This moment calls for organisations to take a more deliberate look at how they strengthen readiness, resilience and protection across their people, finances and operations.

Business Interruption Values

When the commodity prices driving a business’s revenue shift as sharply as they have in early 2026, the assumptions built into an organisations insurance programme can quickly fall behind. This piece looks at what that means and where the gaps tend to appear. As of early March 2026, oil prices have soared. Although prices have sharply risen and then fallen back several times in response to the rapidly shifting nature of events, projections suggest a real potential surge to USD 150 a barrel. Global oil benchmarks have seen their strongest weekly uptick since 2020, and global natural gas prices have also risen sharply, extending their biggest gains since the energy crisis of 2022. With energy infrastructure in the GCC now also being subject to a (growing) number of attacks, and the near closure of the Strait of Hormuz, businesses of all types face uncertainties and interruptions. For any business whose revenue is connected to commodity markets, or indeed that is reliant on imports that travel through the Strait, these shifts raise a question that goes beyond market commentary: Does the cover sitting behind the business still match the income it is actually generating? Where declared values were set in a lower price environment, the answer increasingly is no.When the commodity prices driving a business’s revenue shift as sharply as they have in early 2026, the assumptions built into an organisations insurance programme can quickly fall behind. This piece looks at what that means and where the gaps tend to appear. As of early March 2026, oil prices have soared. Although prices have sharply risen and then fallen back several times in response to the rapidly shifting nature of events, projections suggest a real potential surge to USD 150 a barrel. Global oil benchmarks have seen their strongest weekly uptick since 2020, and global natural gas prices have also risen sharply, extending their biggest gains since the energy crisis of 2022. With energy infrastructure in the GCC now also being subject to a (growing) number of attacks, and the near closure of the Strait of Hormuz, businesses of all types face uncertainties and interruptions. For any business whose revenue is connected to commodity markets, or indeed that is reliant on imports that travel through the Strait, these shifts raise a question that goes beyond market commentary: Does the cover sitting behind the business still match the income it is actually generating? Where declared values were set in a lower price environment, the answer increasingly is no.
See all news and insights