Hospitality insurance for Irish hotels, restaurants and pubs. Lockton builds risk and insurance programmes around your business and plans for what comes next.
You care about your guests and want them to enjoy every stay, meal and night out. But costs are climbing and the risks are growing with them. That is true across the whole sector, whether you run pubs, restaurants, hotels or serviced accommodation. Comprehensive insurance protection can help you do more than get by. It can help you grow.
Sector-specific expertise
Lockton understands hospitality and the pressures that come with it, and our sector knowledge makes a real difference. You also get the benefit of our global reach and close relationships with insurers. We can tailor risk solutions to help keep your business protected.
Insurance covers available:
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Property Damage and Business Interruption
Liability
Cyber Risks
Construction Risks
Directors & Officers Liability
Claims Management
Crisis Management
Terrorism
Reputational Risk
Environmental
Analytics
Hospitality FAQs
What is hospitality insurance?
Hospitality insurance is cover built for businesses such as hotels, restaurants, bars and event venues. It helps protect against the financial loss that can come with running a business in this sector. From a small pub to a large hotel group, it can help protect your business, your staff and your guests when something unexpected happens.
Why is hospitality insurance important?
Hospitality moves fast and faces many risks, from property damage and injured customers to cyber attacks. Without the right cover, a single incident can lead to serious financial loss. Suitable insurance can help you stay protected, meet your obligations [TO CONFIRM: Irish regulatory or legal requirements that apply to hospitality businesses] and bounce back more quickly after a setback.
What does hospitality insurance cover?
Cover usually includes public liability, property and business interruption insurance. Together they address the main risks facing pubs, hotels and restaurants. Public liability responds to claims from guests or customers who are injured. Property insurance can help protect your building, contents and other assets from damage.
Business interruption cover can provide financial support if you have to close after an incident such as a fire or flood. You may also need extras such as cyber insurance or employers' liability [TO CONFIRM: Irish terms and requirements for employers' liability and any other compulsory cover]. A broker can help you check that your policy covers the risks that matter, so Irish hospitality businesses get protection that fits.
What is business interruption insurance for hospitality?
Business interruption insurance can pay hospitality businesses when they have to shut for a while because of a fire, flood or equipment breakdown. Hotels, restaurants and pubs rely on it to replace lost income. It can help with ongoing costs such as rent, utilities and wages while you are closed.
A sudden closure can hit cash flow hard. This cover can help close that gap so you can recover without heavy financial strain. It matters most when repairs or replacement equipment take weeks or months, because it can help you stay financially steady and get back to serving customers sooner.
