Lockton’s Hospitality Insurance Practice provides comprehensive, innovative, and cost-effective risk management and transfer solutions for our clients across hospitality industry. Our team has the depth of experience and specialist expertise to develop a risk and insurance strategy that is tailored to your needs today and is future proofed as your business evolves.
Navigating a high-risk environment
From small gastro restaurants to late night bars and clubs to luxury hotels, the Lockton Ireland team provide innovative and cost-effective risk management solutions for businesses across the hospitality sector. As a high-risk environment for both customers and employees, it’s imperative for businesses to consider the risks associated with operating in this sector.
As the largest privately owned insurance broker, we’re able to leverage our global capacity and experienced team to place most comprehensive and bespoke insurance and risk management programme possible to suit our client’s specific needs.
Our solutions for Hospitality and Leisure businesses:
Product Liability
Public Liability
Property Damage and Business Interruption
Employers’ liability
Cyber
Crisis management
Reputational risk
Terrorism
Claims Management (new, live and closed/settled claims)
Management Liability
Money Cover
Personal Accident for employees
Latest Hospitality content
Contacts
Bruce Low
Senior Business Development Executive
bruce.low@lockton.com
+353 873669770
Get in touch
Hospitality Insurance FAQs
What is Hospitality and Leisure insurance and why do I need it?
Hospitality and Leisure insurance is cover for establishments within the sector, including bars and restaurants, to protect both themselves and their customers in the event of a loss or incident. These losses can range from property damage and business interruption cover in case of loss of earnings due to a fire on your hotel premises, to public liability cover in the event of a customer injuring themselves in your nightclub premises.
What type of premises can you provide Hospitality insurance cover for:
Restaurants, from chain restaurants to small restaurants
Pubs and sports bars
Fine dining including gourmet and Michelin dining
Hotels, from boutique hotels to B&B’s
Late bars, clubs and nightclubs
Entertainment venues and casinos .
What insurers markets do you have access to?
We have access to markets in both Ireland and the UK.
What are some areas to consider around Leisure and Hospitality risks?
Do you keep sufficient records?
Is there room for improvement in company safety?
Are you confident that you are fully compliant with HACCP and other on site regulations?
Do you have a high turnover of staff?
Are you high risk for trips, slips and falls?
Do you have ample security and doors staff?
What is typically covered by Business Interruption (BI) cover?
Business interruption cover is crucial for businesses in the Leisure and Hospitality sector as it protects against loss of earnings due to a covered incident. For example, if your restaurant premises was subject to a fire and had to close throughout the duration it was being restored, BI insurance could cover the losses involved.