Keeping your passion for yachting afloat. Enjoy the pleasures of boating, knowing your watercraft, crew and everyone aboard are protected.

PRIVATE CLIENTS

Yachts

Keeping your passion for yachting afloat.

Enjoy the pleasures of boating, knowing your watercraft, crew and everyone aboard are protected. Owning a yacht or superyacht is one of the great luxuries of life. But it comes with its own very particular set of risks - which is why Lockton Private Clients have crafted a specific and completely comprehensive Yacht Insurance offering, designed to address every eventuality for the exposures faced whilst under construction, navigating, berthed or laid up and whilst in a yard undergoing works. We go beyond the physical assets at stake. We ensure your protection extends from the yacht's hull, machinery, equipment and contents (from fine art to priceless features) to the crew and guests on board, and the liability exposures associated with owning and operating a yacht – using coverage devised by experts with an implicit understanding of the world you operate in.

Benefits to you

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Your requirements are as unique as your yacht - from its construction to its operations. We devise an all-encompassing programme, delivering you cover that protects you where you need it

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Your policy will be written by expert marine, liability and crew insurers

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You will only receive specialist products underwritten by insurers who specialise in this niche area of yacht insurance and its unique and associated risks

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Our global team of experts are on hand to assist you throughout the lifespan of your coverage, including specialist claims advice and assistance

What's covered

Comprehensive policy coverage to wrap-around the operations of the vessel. Cover can typically include:

  • Hull and machinery insurance

  • Tenders and submersible vessel insurance

  • War risks and piracy insurance

  • Protection and indemnity/third party liability insurance

  • Loss of Charter Hire Protection

  • Pollution liability (COFRs) insurance protection

  • Personal effects insurance

  • Medical and personal accident insurance for your crew and guests

  • Career ending insurance for professional yacht captains

  • Kidnap and ransom insurance

  • Berth liability insurance

  • Insurance for boat builders

  • Insurance for boat transporters

  • Mortgagees interest insurance

  • Cyber risk

Additional Services

Our latest Private Clients insights

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Articles

Private Clients Insurance: Market Update March 2026