Insurance is largely based on statistics – and motor insurance is no exception.
Premiums are calculated from tracking claims and identifying common traits from collision incidents, such as the frequency of certain vehicles involved and how those incidents occurred.
Within the performance vehicle sector, claims arising from loss of control give insurers the greatest cause for concern. It is, therefore, crucial drivers remain composed behind the wheel and in control of their vehicle at all times.
Remaining vigilant: cars, conditions, and mindset
Sports, super, and hyper cars are becoming more powerful. And, even with increasingly sophisticated electronic safety systems, incidents where drivers have ultimately been unable to avoid a collision still occur – usually resulting in significant claims for damage caused, or even total loss of the vehicle.
Combine this with a car park that is now full of highly powerful and instant torque EVs and hybrids, despite the additional weight gain of these additional power systems, they are all intertwined with state-of-the-art electronic systems to continue to provide an engaged driving experience. As such, in 2026, adopting a proactive and pragmatic approach is key before jumping between vehicles and setting off.
We understand that many owners will be familiar with high performance cars, and that many have owned a series of this type of vehicle. We also know that those who must claim remain in the minority, and we are not suggesting that tuition should be mandatory.
However, refreshing your skills behind the wheel is a positive move, and understanding how a modern performance car behaves will ultimately make you a better driver. Ultimately, many cars are simply faster than they were even a decade ago. And to compound this, the roads are busier and, in some areas, not as well maintained as most of us would like. All of these factors can converge at times in a way that nobody wants.
By understanding how your car behaves approaching and at the limit of its capabilities, you are likely to be better able to avoid a situation that could mean extensive repairs, or, in worst case scenarios, having to wait to replace a car made to a bespoke specification.
How to stay in control
As we head into spring motoring, we have compiled five tips for motorists:
Consider enrolling in a driver training course. There are many road-based offerings available that focus on real-world driving and interaction with other road users. There is also some merit in track-based teaching, which will be at higher speeds where vehicles are closer to physical limits.
As we exit winter, driving on UK roads can be more challenging than normal. Paying attention to the condition of the road surface throughout the entire journey is a must – whether that’s in a daily driver or hypercar. Having enough forward view, time, and planning to tackle what’s ahead is prudent to prevent, tyres, wheels, and suspension damage. Time off the road and in the garage is not where anyone wants to be as we approach those sunny spring trips.
Before setting off, conduct pre-journey checks of not just tyre depths, but sidewall condition, to identify any cracks or even cuts and pressures that could impair your drive.
Loss of control rarely arrives out of nowhere. More often than not, it occurs from carrying just a little too much speed for the road, the weather, or the traffic around you. Damp surfaces, low temperatures, tighter corners, and heavier flows all demand extra consideration. Backing off early usually removes the need for sudden reactions later, and calm progress beats rushed pace, every time.
Finally, remaining relaxed at all times is an imperative for road driving. Modern cars are designed to assist, but they’re most effective when the driver remains composed, calm, and measured.
There’s always tomorrow for a drier road and less traffic. You will always thank yourself for being the Driver in Control.
Visit our Performance (opens a new window) page, or reach out to a member of our team.
