Your people are unique. The way you support and engage them should be too. At Lockton, we combine global reach and expertise with a family-business mentality, working with you to build a benefit package that reflects your employees and truly sets you apart.

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Group Insurance - Life and Disability Solutions

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Making your people, our business

Your people are unique. The way you support and engage them should be too. At Lockton, we combine global reach and expertise with a family-business mentality, working with you to build a benefit package that reflects your employees and truly sets you apart. The financial advice and insurance needs of a modern business are constantly evolving, complex and challenging to navigate – even more difficult when creating a fit-for-purpose benefit program to meet the recruitment and retention needs of your most valuable asset – your employees.

To help you on your journey to becoming an employer of choice, Lockton have invested heavily in a team of Employee Benefit consultants to provide your organisation with stability, market-leading expertise and innovation on all people risk insurances. We are here to help you and support you in implementing and maintaining your fit-for-purpose Employee Benefits program.

Constantly evolving markets

Life Insurance Markets have changed over the past few years. Insurers have had to overcome changes in ownership, compliance requirements and new health issues (COVID19) which are impacting claims in the short and long term. Some insurers have adapted better than others. Lockton Life consultants can help you assess existing and future insurance needs to ensure you are achieving maximum value for the premium spent, while employees enjoy added personal financial security.

Tailored advice and cover designed to meet your needs

The Lockton Life team has years of experience advising clients on employee benefits plans. Providing tailored, fit-for-purpose solutions to meet your needs in these complex and constantly evolving times. A successful employee benefits plan should be simple, easy for all participants to understand and be flexible enough to meet the needs of all employees. There is a vast selection of insurers and policy types that can be considered, depending on the company’s objectives. These include:

  • Group Income Protection Insurance

  • Group Life Insurance

  • Group Total and Permanent Disability Insurance

Why investing in your employees is more important than ever

  • Assists in attracting and retaining the best talent where there is a current skills shortage in many industries and sectors

  • Provides a level of guaranteed cover to provide benefits for employees with pre-existing conditions, protecting those who are most vulnerable

  • Replaces the financial and moral burden on whether you pay an employee when they are unable to work due to an injury or illness

  • Allows you to focus on supporting your people financially in their journey back to full time work

  • Helps your employees with their mental and physical wellbeing whilst being on claim

We have gathered the best people in the industry to help you protect, enrich and motivate you most important asset – your people.

Our offering

Lockton is committed to providing you with tailored solutions to meet your evolving needs.

Our products and services include:

  • Consulting on overall benefits programs

  • Broking and placement services

  • Sourcing and implementing employee wellbeing services

  • Global benefits management and placement

  • Employee and employer facing technology

  • Actuarial and data analytics

  • M&A support and reviews

Where there is an area of insurance or additional services you require which sits outside our expertise, we will engage with our specialist partners to provide these services. This could include (but is not limited to):

  • Corporate Superannuation Fund review and support

  • A range of Business Insurance services including Key Person and Business Protection solutions

  • Wealth Management services

  • Retail/Personal Insurance reviews

  • Education around Financial Wellbeing and the journey to retirement

  • A wide range of Mental Health support and services to help in the creation of a well-rounded employee benefits proposition

Key contacts

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Dean Currie

National Manager Life, Accident & Health
dean.currie@lockton.com
+61 421 052 900

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Kerry Kostevski

National Relationship Manager Life, Accident & Health
kerry.kostevski@lockton.com
+61 477 016 787

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Mark Kelt

Consultant, Life, Accident & Health (Perth)

Latest news and insights

As the Federal Government sets the stage for sweeping reforms with the NDIS Amendment Bill 2024, disability service providers are set to face both opportunities and challenges. In this article, we examine the latest updates on NDIS reform as well as some of the key potential risk and insurance implications likely to be encountered by NDIS providers during the reform process. Stay informed and prepared for the journey ahead with our expert insights.Navigating NDIS reform: potential risk and insurance implications for NDIS providers

The Victorian Workers' Compensation ‘Premium Freeze’: when a freeze is not a freeze

Amidst the ongoing discourse surrounding Victoria’s WorkCover Scheme Modernisation Act, attention has been drawn to what has been termed a "premium freeze”. But what does this term really mean? And how will the so-called premium freeze actually impact Victorian employers? In this arrticle, we explore these questions and provides valuable insights into what Victorian employers can actually expect at their upcoming workers' compensation renewal.Amidst the ongoing discourse surrounding Victoria’s WorkCover Scheme Modernisation Act, attention has been drawn to what has been termed a "premium freeze”. But what does this term really mean? And how will the so-called premium freeze actually impact Victorian employers? In this arrticle, we explore these questions and provides valuable insights into what Victorian employers can actually expect at their upcoming workers' compensation renewal.

Aged Care Wage Increases: Risk and Insurance Perspectives

The Fair Work Commission's decision to increase wages for aged care workers by up 28.5 per cent to is set to have a significant impact on the sector. From mitigating risks to navigating insurance challenges, we explore what we consider to be some of the key potential risk and insurance implications of the wage increases for aged care providers. Discover why leveraging the wage increases as a catalyst for positive change could enable aged care providers to strategically position themselves for long-term success amidst the sector's challenging landscape.The Fair Work Commission's decision to increase wages for aged care workers by up 28.5 per cent to is set to have a significant impact on the sector. From mitigating risks to navigating insurance challenges, we explore what we consider to be some of the key potential risk and insurance implications of the wage increases for aged care providers. Discover why leveraging the wage increases as a catalyst for positive change could enable aged care providers to strategically position themselves for long-term success amidst the sector's challenging landscape.

Dan Chapman rejoins Lockton’s Trade Credit, Surety and Political Risk team

Mr. Chapman was one of the founding members of Lockton Australia in 2012 and returns to the business having spent the past seven years running the Credit Solutions team for Aon in Australia which saw a four-fold increase during his tenure. Mr. Chapman was one of the founding members of Lockton Australia in 2012 and returns to the business having spent the past seven years running the Credit Solutions team for Aon in Australia which saw a four-fold increase during his tenure.
See all news and insights

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Our People solutions team bring creative thinking and an entrepreneurial spirit to the insurance business and are uniquely positioned to help you succeed.

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Lockton People Solutions FAQs

Lockton believes every business maximizes their potential when their people maximize theirs. That’s why we help our clients make their business, and their people’s lives, better. We know employers need solutions that help balance attracting and retaining talent, manage costs and promote employee well-being. Lockton helps guide clients to people solutions that drive employee understanding, engagement and satisfaction; incorporate competitive total rewards and benefits packages; and manage and measure the effectiveness of your programs.

We work with every client thinking about how we can best improve your employee experiences to drive engagement, understanding, satisfaction and productivity; design total rewards and benefits that increase perceived value and help attract and retain talent, while controlling costs; and help you make information-based decisions, measure and manage your programs, while driving a competitive business advantage amid an increasingly complex landscape.

Lockton delivers a full suite of solutions in the following areas: employee experiences and engagement, total rewards and benefits, and management and measurement.

Lockton is privately owned, which allows teams to prioritize client business. Our Associates are empowered to go above and beyond to help their clients succeed and the entrepreneurial culture at Lockton fosters data-driven solutions, solving problems faster and more efficiently.

Lockton operates all over the globe through Lockton offices and a network of Lockton Global Partners.

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