Group Personal Accident and Sickness (GPA) is a general insurance product widely used in Australia  as an employee benefit to provide security and peace of mind to employees whilst enhancing the resilience of an organisation. The product is also widely utilised in the Industrial Relations environment as the ‘go to’ vehicle for delivering Income Protection within Enterprise Bargaining Agreements (EBA’s) to workforces with Union membership and affiliation.

PEOPLE SOLUTIONS

Group Personal Accident and Sickness

Contact Us

Insurance Protection for Accidental Death and Loss of Income for groups of employees and members

    Group Personal Accident and Sickness (GPA) is a general insurance product widely used in Australia  as an employee benefit to provide security and peace of mind to employees whilst enhancing the resilience of an organisation. The product is also widely utilised in the Industrial Relations environment as the ‘go to’ vehicle for delivering Income Protection within Enterprise Bargaining Agreements (EBA’s) to workforces with Union membership and affiliation.

    The product is highly customisable, so everything from the duration that benefits are payable, to the amount of income to be replaced, to the hours per day of coverage, are all able to be tailored to be bespoke and ensure all required needs can be met to guarantee support and cover to employees and members - when it’s needed most.

    Our services

    • Member Care – a tailored GPA offering with enhanced additional services and benefits for employers and members

    • Program Review, Design, Development, and Implementation Capability

    • Claims Consulting, Management, and Advocacy services

    Key contacts

    Placeholder image

    Justin Bell

    National Manager Accident & Health
    justin.bell@lockton.com
    +61 468 896 717

    Latest news and insights

    Fixed fire protection systems such as sprinklers are an effective way to control or suppress a fire in its early stages, limiting the potential loss to the property and the business, as well as the risk to life. However, to be effective, fire protection systems need to be available (not impaired), reliable (maintained) and adequate. Fire protection impairments continue to be one of the most common reasons for sprinkler failure and this risk needs to be addressed with a robust fire protection impairment programme.Inside Risk - Fire Protection Impairment Management

    Lockton Insights Report: WA Workers' Compensation & Injury Management Act 2023

    Prepare for the upcoming changes in Western Australia's workers' compensation legislation with our Lockton Insights report. This must-read report for employers outlines the critical changes that employers need to understand before the new laws take effect. Stay compliant, manage claims efficiently, and mitigate premium increases with our Lockton Insights report.Prepare for the upcoming changes in Western Australia's workers' compensation legislation with our Lockton Insights report. This must-read report for employers outlines the critical changes that employers need to understand before the new laws take effect. Stay compliant, manage claims efficiently, and mitigate premium increases with our Lockton Insights report.

    Insuring Against WHS Offences: 3 key considerations for individuals and organisations

    With evolving WHS legislation and severe penalties, directors face increased concerns about personal liability. The prohibition of insurance coverage for WHS fines adds to these worries. This article explores three key concerns for directors regarding state-based WHS insurance policies and offers strategies to mitigate personal exposure to severe penalties.With evolving WHS legislation and severe penalties, directors face increased concerns about personal liability. The prohibition of insurance coverage for WHS fines adds to these worries. This article explores three key concerns for directors regarding state-based WHS insurance policies and offers strategies to mitigate personal exposure to severe penalties.

    Lockton Australia and New Zealand achieve Great Place To Work Certification™

    Lockton is proud to announce that it has been Certified™ by Great Place to Work®, the global authority on workplace culture, in Australia and New Zealand.Lockton is proud to announce that it has been Certified™ by Great Place to Work®, the global authority on workplace culture, in Australia and New Zealand.
    See all news and insights

    We're here to help

    Our People solutions team bring creative thinking and an entrepreneurial spirit to the insurance business and are uniquely positioned to help you succeed.

    Talk to our team

    Lockton People Solutions FAQs

    Lockton believes every business maximizes their potential when their people maximize theirs. That’s why we help our clients make their business, and their people’s lives, better. We know employers need solutions that help balance attracting and retaining talent, manage costs and promote employee well-being. Lockton helps guide clients to people solutions that drive employee understanding, engagement and satisfaction; incorporate competitive total rewards and benefits packages; and manage and measure the effectiveness of your programs.

    We work with every client thinking about how we can best improve your employee experiences to drive engagement, understanding, satisfaction and productivity; design total rewards and benefits that increase perceived value and help attract and retain talent, while controlling costs; and help you make information-based decisions, measure and manage your programs, while driving a competitive business advantage amid an increasingly complex landscape.

    Lockton delivers a full suite of solutions in the following areas: employee experiences and engagement, total rewards and benefits, and management and measurement.

    Lockton is privately owned, which allows teams to prioritize client business. Our Associates are empowered to go above and beyond to help their clients succeed and the entrepreneurial culture at Lockton fosters data-driven solutions, solving problems faster and more efficiently.

    Lockton operates all over the globe through Lockton offices and a network of Lockton Global Partners.

    Click here (opens a new window) to go back to the People Solutions Homepage