Group Personal Accident and Sickness (GPA) insurance is a key employee benefit in Australia, providing security and peace of mind while boosting organisational resilience. It’s also the preferred solution for delivering Income Protection in Enterprise Bargaining Agreements (EBAs) for unionised workforces.

PEOPLE SOLUTIONS

Group Personal Accident and Sickness

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Insurance Protection for Accidental Death and Loss of Income for groups of employees and members

    Group Personal Accident and Sickness (GPA) is a general insurance product widely used in Australia  as an employee benefit to provide security and peace of mind to employees whilst enhancing the resilience of an organisation. The product is also widely utilised in the Industrial Relations environment as the ‘go to’ vehicle for delivering Income Protection within Enterprise Bargaining Agreements (EBA’s) to workforces with Union membership and affiliation.

    The product is highly customisable, so everything from the duration that benefits are payable, to the amount of income to be replaced, to the hours per day of coverage, are all able to be tailored to be bespoke and ensure all required needs can be met to guarantee support and cover to employees and members - when it’s needed most.

    Our services

    • Member Care – a tailored GPA offering with enhanced additional services and benefits for employers and members

    • Program Review, Design, Development, and Implementation Capability

    • Claims Consulting, Management, and Advocacy services

    We recently had our Workers’ Compensation and Group Personal Accident program innovatively dual marketed by Lockton, saving us over $1m for our upcoming renewal.
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    Key contacts

    Placeholder image

    Justin Bell

    Head of Group Risk & Superannuation
    justin.bell@lockton.com
    +61 468 896 717

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    Our People solutions team bring creative thinking and an entrepreneurial spirit to the insurance business and are uniquely positioned to help you succeed.

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    Lockton People Solutions FAQs

    What is Lockton People Solutions?

    Lockton believes every business maximizes their potential when their people maximize theirs. That’s why we help our clients make their business, and their people’s lives, better. We know employers need solutions that help balance attracting and retaining talent, manage costs and promote employee well-being. Lockton helps guide clients to people solutions that drive employee understanding, engagement and satisfaction; incorporate competitive total rewards and benefits packages; and manage and measure the effectiveness of your programs.

    We work with every client thinking about how we can best improve your employee experiences to drive engagement, understanding, satisfaction and productivity; design total rewards and benefits that increase perceived value and help attract and retain talent, while controlling costs; and help you make information-based decisions, measure and manage your programs, while driving a competitive business advantage amid an increasingly complex landscape.

    Lockton delivers a full suite of solutions in the following areas: employee experiences and engagement, total rewards and benefits, and management and measurement.

    Lockton is privately owned, which allows teams to prioritize client business. Our Associates are empowered to go above and beyond to help their clients succeed and the entrepreneurial culture at Lockton fosters data-driven solutions, solving problems faster and more efficiently.

    Lockton operates all over the globe through Lockton offices and a network of Lockton Global Partners.

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