For a large number of employers there are alternatives to the standard workers’ compensation in each jurisdiction. Lockton are experts at helping you explore those opportunities by determining eligibility, feasibility and the potential risks and rewards from the available options.

PEOPLE SOLUTIONS

Alternative Risk Feasibility

Contact Us

Taking control of your future

    Workers’ compensation is a highly regulated social insurance, which for many employers feels like a restriction on the possibility for success for workers and financial outcomes.

    For a large number of employers there are alternatives to the standard workers’ compensation in each jurisdiction, either in the form of self-insurance (either state based or National), or in other “burning cost” alternatives such as LPR, LEAP and RPL.

    Lockton are experts at helping you explore those opportunities by reviewing your data, performance and future trajectory and determining the eligibility, feasibility and the potential risks and rewards from the available options and presenting the outcomes to your management for clear decision making, and to assist in transition should alternatives be decided upon.

    Our services

    • Burning Costs Analysis & Feasibility

    • LEAP Analysis & Feasibility

    • RPL Analysis & Feasibility

    • LPR Analysis & Feasibility

    • Comcare Analysis & Feasibility

    • Self-Insurance Analysis & Feasibility

    Key contacts

    Placeholder image

    Craig Simpson

    National Manager - Premium Strategy & Analytics
    craig.simpson@lockton.com
    +61 414 637 205

    Latest from Lockton

    Australia’s trade credit insurance (TCI) market is showing renewed momentum, supported by improved underwriting confidence, increased product availability and a growing recognition of trade credit insurance as a strategic risk management tool.Australia’s Trade Credit Insurance Market Regains Momentum, but with Discipline

    How risk is changing across hotel assets

    Australia’s hotel sector remains a compelling investment class, but as assets become more complex, so too does the risk profile that underpins them. Hotel risk does not exist neatly within development, ownership or operations, it spans all three.
Decisions made during design and construction can influence how an asset performs operationally and how it is viewed by insurers long after completion. 
Australia’s hotel sector remains a compelling investment class, but as assets become more complex, so too does the risk profile that underpins them. Hotel risk does not exist neatly within development, ownership or operations, it spans all three.
Decisions made during design and construction can influence how an asset performs operationally and how it is viewed by insurers long after completion.

    NSW releases new Code of Practice for healthcare and social assistance

    NSW is the first state to adopt the Healthcare and Social Assistance Industry Code of Practice. Learn what it means for WHS compliance from 20 February 2026.NSW is the first state to adopt the Healthcare and Social Assistance Industry Code of Practice. Learn what it means for WHS compliance from 20 February 2026.

    Re-thinking D&O liability for life sciences companies

    Life Sciences state of play
In the fast-moving world of medtech, biotech, and pharmaceuticals, directors and executives navigate a landscape defined by scientific complexity, regulatory scrutiny, and heightened stakeholder expectations. 

These factors have led to a profound shift in how Directors & Officers (D&O) exposure is understood, moving from a narrow insurance consideration to a broader reflection of governance, disclosure, and enterprise risk dynamics.
Life Sciences state of play
In the fast-moving world of medtech, biotech, and pharmaceuticals, directors and executives navigate a landscape defined by scientific complexity, regulatory scrutiny, and heightened stakeholder expectations. 

These factors have led to a profound shift in how Directors & Officers (D&O) exposure is understood, moving from a narrow insurance consideration to a broader reflection of governance, disclosure, and enterprise risk dynamics.
    See all news and insights

    We're here to help

    Our People solutions team bring creative thinking and an entrepreneurial spirit to the insurance business and are uniquely positioned to help you succeed.

    Talk to our team
    culture-quote-tiernan

    Lockton People Solutions FAQs

    What is Lockton People Solutions?

    Lockton believes every business maximizes their potential when their people maximize theirs. That’s why we help our clients make their business, and their people’s lives, better. We know employers need solutions that help balance attracting and retaining talent, manage costs and promote employee well-being. Lockton helps guide clients to people solutions that drive employee understanding, engagement and satisfaction; incorporate competitive total rewards and benefits packages; and manage and measure the effectiveness of your programs.

    We work with every client thinking about how we can best improve your employee experiences to drive engagement, understanding, satisfaction and productivity; design total rewards and benefits that increase perceived value and help attract and retain talent, while controlling costs; and help you make information-based decisions, measure and manage your programs, while driving a competitive business advantage amid an increasingly complex landscape.

    Lockton delivers a full suite of solutions in the following areas: employee experiences and engagement, total rewards and benefits, and management and measurement.

    Lockton is privately owned, which allows teams to prioritize client business. Our Associates are empowered to go above and beyond to help their clients succeed and the entrepreneurial culture at Lockton fosters data-driven solutions, solving problems faster and more efficiently.

    Lockton operates all over the globe through Lockton offices and a network of Lockton Global Partners.

    Click here (opens a new window) to go back to the People Solutions Homepage