Lockton’s dedicated Casualty practice is made up of highly experienced brokers with broad technical knowledge and detailed market insight. Offering full and unparalleled access to the London, European, US and Bermudan insurance markets, we are uniquely placed to secure the best possible solution for your business.

PRODUCTS AND SERVICES

Casualty

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Unrivalled market access, best-in-class insurance solutions

Lockton’s dedicated Casualty practice is made up of highly experienced brokers with broad technical knowledge and detailed market insight. Offering full and unparalleled access to the London, European, US and Bermudan insurance markets, we are uniquely placed to secure the best possible solution for your business.

We have strong experience placing business across North America, Australia, Latin America, Africa and Continental Europe and use our global knowledge to access the market in the best location to meet our clients’ requirements.

Backed by extensive market experience and backgrounds in both broking and underwriting, our brokers undertake challenging and complex negotiations from a position of strength. Our fully integrated broking team provides a full placement service, from preparation of marketing documents through the negotiation stage to invoicing and issuing of contract certain wordings. This ensures we deliver an efficient, accurate and responsive service, both through the renewal process and mid-term.

Our teams have strong retail broking experience and are comfortable in providing a strategic and collegiate approach to enhance our transactional expertise. This allows us to work with you at an early stage during new business opportunities to help craft innovative programme design options.

What we bring to your business

Core products

  • Lead/excess umbrella covers for US business

  • Primary international placements

  • Alternative programme structures

    • Swing/retro-rated

    • Corridor deductible

    • Deductible buy-down

    • Buffer layers

    • Structured/multi-year deals

    • Multi-class deals

  • Facultative reinsurance options

  • Construction wrap-up (all-encompassing insurance which protects all contractors and sub-contractors working on a large project)

  • Companion punitive wraps

  • Environmental impairment liability

Specialist industry sectors

  • Heavy transportation (incl. truckers)

  • Construction/homebuilders

  • Food and beverage

  • Consumer products

  • Mining and natural resources

  • Chemicals

  • Power and utility

  • Life science and medical products

  • Leisure and hospitality

  • Auto parts

  • Telecommunications

  • Rail

  • Sharing economy

International Team

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Andrzej Danyluk

Head of International Property & Casualty
andrzej.danyluk@lockton.com
+44 791 740 4007

Headshot Liam Kent

Liam Kent

Senior Vice President
liam.kent@uk.lockton.com
+44 207 933 2338

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Toby Francis

Vice President
toby.francis@uk.lockton.com
+44 207 933 2427

US team

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James Pryke

Partner, US Casualty
james.pryke@lockton.com
+44 758 540 4886

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Sarah Hicks

Head of US Casualty, London
sarah.hicks@lockton.com
+44 750 293 4223

News and Insights

Prevention as the new cure: the NHS unveils its new cancer plan

The UK Government’s new National Cancer Plan for England arrives at a moment of rare consensus in health policy. Many stakeholders within the NHS – and the wider healthcare industry – broadly agree that the current reactive, hospital-centric model is no longer sustainable. The UK Government’s new National Cancer Plan for England arrives at a moment of rare consensus in health policy. Many stakeholders within the NHS – and the wider healthcare industry – broadly agree that the current reactive, hospital-centric model is no longer sustainable.

Cyber Insurance Market Update: Rates decline despite rising claims

Cyber security was one of the biggest challenges facing organisations in 2025, with a 129% increase in ‘nationally significant’ cyber security incidents during the 12 months ending August. Despite this, the Cyber Insurance market continues to provide favourable conditions for clients: premiums across the Lockton portfolio decreased by an average of 11% in 2025. Even more importantly, carriers have shown willingness to expand coverage into new exposures where the market previously lacked appetite.Cyber security was one of the biggest challenges facing organisations in 2025, with a 129% increase in ‘nationally significant’ cyber security incidents during the 12 months ending August. Despite this, the Cyber Insurance market continues to provide favourable conditions for clients: premiums across the Lockton portfolio decreased by an average of 11% in 2025. Even more importantly, carriers have shown willingness to expand coverage into new exposures where the market previously lacked appetite.

Data Centre Market Update: Q1 2026

As new data centres continue to come online, insurance buyers are benefiting from favourable market conditions. The highly engineered nature of modern facilities has sharpened the industry’s focus on risk engineering, creating an attractive proposition for insurers and prompting competitive rating structures. This has supported an influx of new capacity across the UK, US, and Asia, with notable lines deployed by FM Global.

In the months ahead, attention will turn to structuring programmes for data centres of increasing scale and value. Projects that once involved modest builds have evolved into multi-billion-dollar campuses, bringing heightened aggregation concerns as highvalue assets cluster within single regions. Despite the market’s maturing, many insurers may not have previously underwritten assets of this magnitude.As new data centres continue to come online, insurance buyers are benefiting from favourable market conditions. The highly engineered nature of modern facilities has sharpened the industry’s focus on risk engineering, creating an attractive proposition for insurers and prompting competitive rating structures. This has supported an influx of new capacity across the UK, US, and Asia, with notable lines deployed by FM Global.

In the months ahead, attention will turn to structuring programmes for data centres of increasing scale and value. Projects that once involved modest builds have evolved into multi-billion-dollar campuses, bringing heightened aggregation concerns as highvalue assets cluster within single regions. Despite the market’s maturing, many insurers may not have previously underwritten assets of this magnitude.
See all news and insights

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We bring creative thinking and an entrepreneurial spirit to the insurance business and are uniquely positioned to help you succeed.

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