We take the time to understand your needs

The industry’s fortunes have always been shaped by unpredictable weather and climatic conditions. Whilst the agricultural, horticultural and forestry industry continues to grow year on year, it is impossible to deny the significant impact that climate change has had on output. Increasingly our crops, vineyards, orchards and plantations are exposed to catastrophic losses from extreme weather events.

We are keenly aware of the challenges facing our agricultural industry and are uniquely placed to offer advice and risk management solutions.

We listen to your concerns

Our deep understanding of the agribusiness landscape and climatic conditions allows us to talk with farmers and agribusinesses about real risks. We believe that in order to show a client true value, you must first listen and understand their concerns, and experience tells us that every orchard, vineyard, plantation, and business is different and faces its own unique set of risks and challenges. It is for this reason that our approach is holistic - we follow a process of listening to your concerns, suggesting risk mitigation measures and customising coverage solutions that are specific to your operation.

Our expert advice will ensure you consider the important optional extensions such as adequate post loss coverage such as Removal of Debris, Re-Establishment and Claims Preparation. We tailor programmes to best suit your risk exposure and ensure you maximise the value of your insurance spend.

Perils usually insured against include:

Fire
Lightning
Impact
Windstorm/windthrow is an optional extra.

Our focus is on understanding your business and its challenges, rather than just talking insurance. When the insurance market conditions are tough, as they are in the crop insurance space, it is vital you have the best advice and open access to all markets. Lockton prides itself on finding innovative solutions with all available options thoroughly considered.