Lockton’s London-based International Management Liability (IML) team specialises in flexible, targeted insurance and risk management solutions for senior business executives. Backed by unrivalled expertise and strong international insurer relationships, our dedicated team currently places approximately 1,000 financial lines policies for 500 commercial clients.

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Management Liability

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Tailored protection that you can rely on

Lockton’s International Management Liability (IML) team specialises in made-to-measure, flexible insurance and risk management solutions for senior business executives. Backed by unrivalled expertise and strong international insurer relationships, our dedicated team currently places approximately 1,000 financial lines policies for 500 commercial clients.

We pride ourselves on our vast servicing capabilities, working with a range of clients from complex and multinational companies to innovative start-ups with a thirst to grow. Our policies are designed to help directors, officers and senior management navigate the increasingly regulated environment that businesses operate in today, providing effective protection from risky exposures.

We endeavour to fully understand our clients’ individual risk exposures and tailor each financial lines insurance programme to meet their specific needs. Free from the demands of stakeholders, our team are focused solely on our clients, offering industry-leading service that sets us apart from the competition.

What we bring to your business

  • Our expert IML service team has first-hand experience dealing with a wide range of risks, and can offer sound advice on the possible impacts of every scenario

  • We offer complete visibility around market cycles and the underwriting outcomes expected through hard and soft markets

  • Our strong reputation in the market drives the recruitment of high-calibre individuals that provide outstanding support to clients

  • The team’s incredibly low staff turnover means we can offer consistent service and stability, with the same account team you meet at the beginning staying to guide you throughout

  • Lockton’s lasting relationships with key insurers help us to secure the best terms and quickly resolve any coverage or claims issue

  • We offer exclusive coverage forms for D&O liability insurance and commercial crime insurance with limited exclusions and broad coverage conditions

Our core product insurance offerings

  • Directors and Officers Liability (D&O)

  • Public Offering of Securities Insurance (POSI)

  • Commercial Crime, including full limit social engineering coverage

  • Employment Practices Liability (EPL)

  • Pension Trustee Liability (PTL), including run-off

  • Charity Trustee Liability

Our Management Liability Team

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Joanne Alamango

CEO - Lockton Malta
joanne.alamango@lockton.com

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Sonia Micallef ACII

Account Executive - Malta
sonia.micallef@lockton.com

News and Insights

Since our inception in 1966, we have maintained a steadfast commitment to giving back to the communities in which we live and work. Because we believe that when our people and communities reach their full potential, so do we. Lockton Malta Beach Clean

Exploring the use of AI in healthcare

Artificial Intelligence (AI) is already being used to increase efficiency and accuracy in a wide range of healthcare areas, and healthcare service providers are currently exploring many more applications for the technology. Insurers need to be kept informed from the beginning of the development of new tools to ensure that the healthcare provider will be protected against the risk of a negative outcome triggering a claim. Artificial Intelligence (AI) is already being used to increase efficiency and accuracy in a wide range of healthcare areas, and healthcare service providers are currently exploring many more applications for the technology. Insurers need to be kept informed from the beginning of the development of new tools to ensure that the healthcare provider will be protected against the risk of a negative outcome triggering a claim.

Law firm mergers: an overview of liability issues

Whatever the rationale, how liabilities are dealt with after the completion of an acquisition, and the potential impact this may have on Professional Indemnity Insurance, are issues that warrant special attention. And now so more than ever, with continued low appetite to insure many firms, the increased selectiveness by insurers in who they are prepared to insure, and of course the steep rise in PII premiums over the past few years. Whatever the rationale, how liabilities are dealt with after the completion of an acquisition, and the potential impact this may have on Professional Indemnity Insurance, are issues that warrant special attention. And now so more than ever, with continued low appetite to insure many firms, the increased selectiveness by insurers in who they are prepared to insure, and of course the steep rise in PII premiums over the past few years.

Insurance brokers: getting the most from professional indemnity insurance

With insurers’ appetite growing once again, capacity has returned to the insurance brokers professional indemnity market in recent months. For firms, this is resulting in a reduction in premiums and insurers’ applied rate. Nevertheless, effective risk management and mitigation remains as essential as ever.With insurers’ appetite growing once again, capacity has returned to the insurance brokers professional indemnity market in recent months. For firms, this is resulting in a reduction in premiums and insurers’ applied rate. Nevertheless, effective risk management and mitigation remains as essential as ever.
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