Lockton’s London-based International Management Liability (IML) team specialises in flexible, targeted insurance and risk management solutions for senior business executives. Backed by unrivalled expertise and strong international insurer relationships, our dedicated team currently places approximately 1,000 financial lines policies for 500 commercial clients.

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Management Liability

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Tailored protection that you can rely on

Lockton’s International Management Liability (IML) team specialises in made-to-measure, flexible insurance and risk management solutions for senior business executives. Backed by unrivalled expertise and strong international insurer relationships, our dedicated team currently places approximately 1,000 financial lines policies for 500 commercial clients.

We pride ourselves on our vast servicing capabilities, working with a range of clients from complex and multinational companies to innovative start-ups with a thirst to grow. Our policies are designed to help directors, officers and senior management navigate the increasingly regulated environment that businesses operate in today, providing effective protection from risky exposures.

We endeavour to fully understand our clients’ individual risk exposures and tailor each financial lines insurance programme to meet their specific needs. Free from the demands of stakeholders, our team are focused solely on our clients, offering industry-leading service that sets us apart from the competition.

What we bring to your business

  • Our expert IML service team has first-hand experience dealing with a wide range of risks, and can offer sound advice on the possible impacts of every scenario

  • We offer complete visibility around market cycles and the underwriting outcomes expected through hard and soft markets

  • Our strong reputation in the market drives the recruitment of high-calibre individuals that provide outstanding support to clients

  • The team’s incredibly low staff turnover means we can offer consistent service and stability, with the same account team you meet at the beginning staying to guide you throughout

  • Lockton’s lasting relationships with key insurers help us to secure the best terms and quickly resolve any coverage or claims issue

  • We offer exclusive coverage forms for D&O liability insurance and commercial crime insurance with limited exclusions and broad coverage conditions

Our core product insurance offerings

  • Directors and Officers Liability (D&O)

  • Public Offering of Securities Insurance (POSI)

  • Commercial Crime, including full limit social engineering coverage

  • Employment Practices Liability (EPL)

  • Pension Trustee Liability (PTL), including run-off

  • Charity Trustee Liability

Our Management Liability Team

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Joanne Alamango

CEO - Lockton Malta
joanne.alamango@lockton.com
+356 2779 5708

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Sonia Micallef ACII

Account Executive - Malta
sonia.micallef@lockton.com

News and Insights

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Management Liability Market Update: Q1 2026

The Management Liability (ML) Insurance market continues to favour clients, with a broadly stable trading environment. Strong capacity levels, sustained competition among carriers, and continued appetite for growth have kept trading conditions favourable across much of the market. Nevertheless, an increase in insurer consolidation and rising claims activity suggest that this period of calm may not be permanent. The Management Liability (ML) Insurance market continues to favour clients, with a broadly stable trading environment. Strong capacity levels, sustained competition among carriers, and continued appetite for growth have kept trading conditions favourable across much of the market. Nevertheless, an increase in insurer consolidation and rising claims activity suggest that this period of calm may not be permanent.

Top 5 risks facing food and beverage manufacturers in 2026

Food and beverage producers face various risks – such as equipment failure and cyber disruption. However, it is becoming increasingly important business leaders build in mitigation against the specific threats that could result in a product recall or withdrawal event.  Food and beverage producers face various risks – such as equipment failure and cyber disruption. However, it is becoming increasingly important business leaders build in mitigation against the specific threats that could result in a product recall or withdrawal event.

Scaling up? Why product recall insurance should be your first operational investment

Businesses with ambitious growth aspirations will typically need to ‘scale up’ to meet lofty targets. However, while it can be exciting as your business looks to scale operations and enter a period of growth, this phase isn’t without risk.Businesses with ambitious growth aspirations will typically need to ‘scale up’ to meet lofty targets. However, while it can be exciting as your business looks to scale operations and enter a period of growth, this phase isn’t without risk.
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