As sustainability becomes a global imperative, natural resource industries are under growing scrutiny from investors, regulators, and insurers. With ESG factors now at the forefront of underwriting decisions, organisations face new challenges in protecting value and securing adequate coverage
Our 2025 global market update explores the dynamics shaping the natural resource industry. With shifting insurance appetite, ESG pressures, geopolitical instability and evolving risk profiles, businesses must adapt to secure favourable cover and resilience.
This update provides the insights natural resources companies need to navigate risk and adapt with confidence.
What’s Inside the Paper:
- ESG scrutiny intensifies: Investors and insurers are closely assessing ESG performance, with weaker credentials risking reduced coverage and capacity.
- Digitalisation brings new risks: AI, automation, and robotics introduce emerging exposures, including cyber threats, data privacy concerns and operational disruption.
- Evolving risk landscape: Insurers now expect stronger compliance, transparency and ethical oversight across all business practices.
- Insurance market response: D&O liability, cyber and operational risks are all under tighter review, with ESG disclosures influencing underwriting decisions.
Looking Ahead
As we move through 2025, the natural resources market is benefiting from improved insurer appetite. Ongoing ESG scrutiny and external volatility remain key influences on outcomes.
Why it matters
The natural resource sector is at the crossroads of climate risks, ESG expectations and geopolitical pressures. Organisations that demonstrate resilience, transparency and strong governance are the best positioned to secure favorable insurance outcomes.
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