Property insurance varies considerably, depending on your risk profile and business footprint. Lockton’s specialists will work closely with you to create a custom solution that delivers optimum value. Our large property portfolio is diversified and spread across Asia Pacific region. Our experts will act as an extension of your team to accurately identify, develop and implement the property program that is right for you.

— PRODUCT

Property & Casualty

Property Insurance

Protecting Your Assets

Property insurance varies considerably, depending on your risk profile and business footprint. Lockton’s specialists will work closely with you to create a custom solution that delivers optimum value. Our large property portfolio is diversified and spread across Asia Pacific region. Our experts will act as an extension of your team to accurately identify, develop and implement the property program that is right for you.

Our Services

  • Bespoke Business Interruption coverage and analysis

  • Direct involvement in face-to-face brokering of accounts to most senior underwriters

  • Assistance with complex claim recovery

  • Preparation and execution of RFPs

  • Market updates and assistance with preparation of management reports

Casualty Insurance

Casualty insurance is at the Centre of Protecting your Business. A comprehensive liability program is a crucial part of maintaining your company’s value. It is also a requirement for doing business in a global economy. Developing an in-depth understanding of our clients risk exposures and insurance requirements is fundamental to our approach. Our team is central to this process with past experience in underwriting, risk management and broking in the region. It is through this that we are best positioned to deliver cost efficient insurance structure that is both fit for purpose and delivers risk-appropriate coverage.

Our Services

Lockton specializes in liability solutions that provide broad risk protection, including:

  • Product liability

  • Product recall

  • Workers' compensation

  • Motor liability

  • Event liability/cancellation

  • Environmental impairment

  • Professional liability (Medical malpractice)

  • Umbrella liability and excess

  • Defence Base Act insurance

Customized solutions

Whether your business is long-haul trucking or retail sales, every company’s assets are at risk after an auto accident. Lockton’s experienced team will help manage those risks.

You benefit from Lockton’s access to the global marketplace, which allows us to provide the most cost-effective option without sacrificing coverage quality. By choosing from more than 50 different markets, we deliver to you the best pricing available on:

  • Commercial auto insurance programs for business

  • High deductible programs for large fleets

  • Qualified self-insurance solutions

  • Alternative risk solutions, including captives

  • Buffer market access

  • Trucking non-use coverage

  • Coverage for emergency service vehicles and livery operation

  • Large “non-owned” fleets and brokerage operations

  • Driver on-boarding and related consulting

  • Safety consulting

Customized, strategic solutions

No matter the size of your business, Lockton can find the right motor insurance solution for you. Our experts take the time to understand your business and the support you need, which allows us to help you improve the management of your fleet insurance and fleet risk management. Our fully integrated broking teams provides a full placement service, from preparation of marketing documents, through the negotiation stage, to invoicing and issuing of contract verbiage. This ensures that you have the most accurate, efficient, and responsive service throughout the renewal and mid-term process.

Tailored solutions

Your general liability and product liability insurance program is at the center of protecting your business. A comprehensive liability program is a crucial part of maintaining your company’s value and a requirement for doing business in a global economy.

Commercial enterprises around the world benefit from Lockton’s experience in creating custom, innovative general liability insurance structures that reduce risk. Whether you are a global manufacturer, business-to-business service provider, consumer products company, REIT, contractor, or healthcare company, Lockton has a solution that fits your industry.  Through your Lockton team, you have access to the full capacity of the global insurance market. 

Lockton specializes in liability solutions that provide broad risk protection, including:

  • Environmental impairment

  • Medical malpractice

  • Global risk

  • Product liability

  • Professional liability/professional indemnity

  • Product recall

  • Umbrella liability and excess

We're here to help

We bring creative thinking and an entrepreneurial spirit to the insurance business and are uniquely positioned to help you succeed.

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Latest News & Insights

We are honoured to announce that Lockton India has been awarded with Campaign of the Year at the Great Indian Corporate Communication Leaders' Summit & Awards 2025. This milestone fills us with great pride and gratitude as it also marks Lockton India’s first award. This significant accolade recognized the Launch Campaign "Lockton for India". The essence of the launch translated a powerful affirmation of our collective strength, entrepreneurial spirit, and unwavering commitment to our clients and to the Indian market. We officially launched in India on December 3, 2024, following our entry in January 2024. The launch campaign featured a highly engaging AI-generated video, significant social media amplification (over 905K views), and extensive outdoor media coverage (100M+ readership). The successful event, held at the Four Seasons Hotel Mumbai, saw a significant attendance. Lockton's Head of Marketing & Communications, Ms. Neha Plasterwala, and MD of Affinity Line of Business, Mr. Ajay Prabhu, co-hosted the event, providing an authentic narrative of our journey in India. Renowned Bollywood actor Mr. Boman Irani delivered a compelling keynote address on themes of resilience and trust, aligning with Lockton's values. The event also witnessed the renowned Illuminati Dance Crew deliver an electrifying performance that perfectly captured the essence of Lockton’s dynamic journey and growth. The event fostered connections with clients and partners, showcased Lockton's expanded offerings, and included the launch of a dedicated subsite for Lockton India. While our Marketing team spearheaded this award-winning effort, its success truly reflected the dedication of every Associate across Lockton India. Their expertise, passion, and commitment to delivering unparalleled service are what enable us to stand out as ‘Uncommonly Independent’ and deliver remarkable results.Celebrating Excellence: Lockton's Award-Winning Launch in India

Celebrating Excellence: Lockton's Award-Winning Launch in India

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We are honoured to announce that Lockton India has been awarded with Campaign of the Year at the Great Indian Corporate Communication Leaders' Summit & Awards 2025. This milestone fills us with great pride and gratitude as it also marks Lockton India’s first a ...
Celebrating Excellence: Lockton's Award-Winning Launch in India

Lockton Appoints Darshan Parikh to Lead Growth in Marine, Aviation & Space Practices in India

Lockton, the world’s largest independent insurance broker, has announced the appointment of Darshan Parikh as Senior Director, Corporate Solutions Group (CSG). With over 15+ years of experience in global and domestic insurance and reinsurance markets, Darshan’s expertise across Marine, Aviation, and Space lines will significantly enhance Lockton’s specialty risk offerings in India. At Lockton, Darshan will play a pivotal role in expanding the firm’s Marine, Aviation, and Space practices, bringing his sharp technical acumen and deep market knowledge to design innovative, cost-effective, and tailored risk solutions. He joins the CSG team under the leadership of Mukul Bhatia, where he will drive growth, strategy, and client value across these high-specialty verticals. Darshan joins Lockton from Marsh Insurance Brokers, where he led the Marine, Aviation, and Facultative Reinsurance businesses. He was responsible for business development, strategic operations, and managing the P&L on a pan-India level. His ability to manage complex global placements and structure alternative risk programs has earned him the trust of several marquee clients over the years. Darshan is a qualified ACCA (Association of Chartered Certified Accountants) and also holds an Advanced Diploma in Insurance (ACII), reflecting his strong foundation in both finance and insurance. Welcoming him to the team, Dr. Sandeep Dadia, CEO & Country Head and Asia Board Member, Lockton India, said: “We are pleased to have Darshan join the Lockton India leadership team. His in-depth understanding of global markets and specialty risk lines, combined with his client-centric approach, will further strengthen our position as trusted advisors in the complex Marine, Aviation, and Space sectors. His appointment aligns with our continued commitment to delivering best-in-class, customized solutions to our clients.” Outside of work, Darshan is an avid traveller and passionate sports enthusiast. A keen follower of cricket and football, he is a proud supporter of Manchester United Football Club. Lockton is eager for Darshan's contributions as he strengthens our position and drives continued success in the Indian marketLockton, the world’s largest independent insurance broker, has announced the appointment of Darshan Parikh as Senior Director, Corporate Solutions Group (CSG). With over 15+ years of experience in global and domestic insurance and reinsurance markets, Darshan’s expertise across Marine, Aviation, and Space lines will significantly enhance Lockton’s specialty risk offerings in India. At Lockton, Darshan will play a pivotal role in expanding the firm’s Marine, Aviation, and Space practices, bringing his sharp technical acumen and deep market knowledge to design innovative, cost-effective, and tailored risk solutions. He joins the CSG team under the leadership of Mukul Bhatia, where he will drive growth, strategy, and client value across these high-specialty verticals. Darshan joins Lockton from Marsh Insurance Brokers, where he led the Marine, Aviation, and Facultative Reinsurance businesses. He was responsible for business development, strategic operations, and managing the P&L on a pan-India level. His ability to manage complex global placements and structure alternative risk programs has earned him the trust of several marquee clients over the years. Darshan is a qualified ACCA (Association of Chartered Certified Accountants) and also holds an Advanced Diploma in Insurance (ACII), reflecting his strong foundation in both finance and insurance. Welcoming him to the team, Dr. Sandeep Dadia, CEO & Country Head and Asia Board Member, Lockton India, said: “We are pleased to have Darshan join the Lockton India leadership team. His in-depth understanding of global markets and specialty risk lines, combined with his client-centric approach, will further strengthen our position as trusted advisors in the complex Marine, Aviation, and Space sectors. His appointment aligns with our continued commitment to delivering best-in-class, customized solutions to our clients.” Outside of work, Darshan is an avid traveller and passionate sports enthusiast. A keen follower of cricket and football, he is a proud supporter of Manchester United Football Club. Lockton is eager for Darshan's contributions as he strengthens our position and drives continued success in the Indian market

Expanding Indian EV Market: Securing Battery Insurance

With the total number of electric vehicles(EV) on the road crossing 65 lakh as of May 2025, India is witnessing an EV revolution. In 2024 alone, India saw 20 lakh EVs sold. With rapid acceptance across two-wheelers, three-wheelers, and public transportation, the framework is set, and we are ready to take off. With the total number of electric vehicles(EV) on the road crossing 65 lakh as of May 2025, India is witnessing an EV revolution. In 2024 alone, India saw 20 lakh EVs sold. With rapid acceptance across two-wheelers, three-wheelers, and public transportation, the framework is set, and we are ready to take off.

Why risk needs to be part of your renewable project narrative

As part of a global push towards a decarbonised grid, renewable project developers and investors are navigating increasingly complex risks, often beyond what standard project planning and contractual counterparty negotiations can manage. Proactive risk framing and insurance partnership strategies can help project developers and investors to better manage uncertainty and make their assets more bankable and tradable.As part of a global push towards a decarbonised grid, renewable project developers and investors are navigating increasingly complex risks, often beyond what standard project planning and contractual counterparty negotiations can manage. Proactive risk framing and insurance partnership strategies can help project developers and investors to better manage uncertainty and make their assets more bankable and tradable.
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