Protect your leadership with Lockton India. We deliver expert risk solutions, management liability, and bespoke advisory to navigate complex Indian market exposures.

PRODUCT

Professional and Executive Risk

Understand your Exposure, Reduce your Risk, and Stay Compliant

As Asian economies continue to grow and increase their connectivity with the rest of the world they are facing new risk factors that they have yet to  encounter. A wealthier and more litigious middle class, heightened shareholder expectations, scrutiny of directors performance and an increased reliance on technology all present new exposures that cannot be easily managed without the backup of insurance.

Professional and Financial Risks (PROFIN) is our international practice devoted exclusively to the management of these exposures. We are part of a global team of more than 100 experienced and specialized professionals around the world that helps clients manage boardroom and financial risk.

With PROFIN you have access to some of the most savvy professional and executive liability experts. We will work with clients to help translate the firm's story into a marketable program to protect the company. Our teams place more than $500 million worldwide in executive liability premiums annually, and we have earned the respect of the leading insurance markets.

We start by reviewing your business and key issues. We analyze benchmarks and market trends to identify opportunities to improve your existing program and ask probing questions to understand your risk appetite, so we find just the right fit. Then we negotiate cutting-edge, custom-designed terms and conditions to meet your unique needs.

Our products and services

  • Professional Indemnity

  • Management Liability

  • Financial Institutions

  • Cyber and Technology

  • Transactional Risks

  • Healthcare Liability

Our Professional and Executive Risk contacts

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Nitin Verma

Head of Growth, Corporate Solutions Group
nitin.verma@lockton.com

We're here to help

No matter what risks you face, we’ll help you through innovative solutions tailor-made for your business—even if we need to invent them anew.

Talk to us today

Latest News & Insights

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To be prepared for the potential regulatory scrutiny or claims activity that comes along with the introduction of a new technology, it is imperative that boards carefully consider the introduction of AI, and ensure sufficient risk mitigation measures are in place. All new technologies carry risks when introduced on an enterprise level. Artificial intelligence (AI) is no exception, and directors and officers may find themselves in the crosshairs should negative repercussions arise from the use of such tools. 

To be prepared for the potential regulatory scrutiny or claims activity that comes along with the introduction of a new technology, it is imperative that boards carefully consider the introduction of AI, and ensure sufficient risk mitigation measures are in place.

Lockton Fiscal Year 2026 Revenue Increases to $4.5 Billion

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Professional and Executive Risk FAQs

Who is Lockton’s Professional and Executive Risk team?

Your Lockton Professional and Executive Risk team can best be described as: talented, client focused, and diverse. Comprised of 750+ Associates, our team have been selected due to their leading skills and experience in helping organizations of all sizes and industries manage professional, executive, financial, and cyber risk.

We are able to be solely client focused thanks to our independent ownership and highly entrepreneurial culture. It ensures that we don’t cater to external investors, unlike our peers. We answer to the only voice that matters: yours.

And, finally, diverse, and innovative. Our risk team members may come from disparate corners of the risk management world, but once they come to Lockton, they tend to stay. And that means you have the stability of a consistent team that pushes the boundaries when protecting your business.

Your Lockton team understands your financial risks, your executive risks, your professional risks and your cyber risks. And they are expertly trained and prepared to develop and deploy the best risk and insurance solutions for you.

  1. ONE: Our independence allows us to always put your business first. Unlike our peers, Lockton doesn’t answer to outside investors. The only voice that matters to us is yours. This means we can form a true partnership where every interaction, decision and solution is focused on your business risk needs.

  2. TWO: We take a comprehensive 360º view of your executive and professional risks. This sweeping viewpoint keeps us on top of everchanging regulations and trends that have potential impact on your risk profile. Our expertise spans financial risk, executive risk, professional risk and the ever-growing cyber risk. Better yet, that view is what helps us form comprehensive risk solutions that are tailored to your needs.

  3. THREE: With a diverse pool of talent, some 750+ team members worldwide, we’re able to draw on multiple perspectives – something rather unique in the common world of traditional insurance. Your team isn’t only diverse, it’s deeply talented, with the experience needed to bring truly effective, fresh, and innovative problem-solving to strengthen your business resilience.

  4. FOUR: We’re on your side to stay. Few, if any, insurance-related companies can claim a 90% reinvestment rate. We can. And that reinvestment rate means we can attract, develop, and retain the best talent in the business. That gives you empowered partners. Partners who will explore every option and opportunity to protect your organization as though it were their own.

There is no “one size fits all” approach when it comes to insurance. We tailor your protection to ensure it addresses your organization’s risk profile and best suits your objectives. Coverages to consider might include:

  • Directors & Officers liability/general partnership liability

  • Private equity/asset management fund liability

  • Cyber risk/network security & privacy liability

  • Financial services professional liability

  • Errors & omissions (E&O)

  • Technology E&O

  • Employment practices/wage & hour liability

  • Pension/fiduciary liability

  • Crime/fidelity/social engineering

  • Kidnap, ransom, & extortion

Although the likelihood and impact of individual risks can vary from organization to organization, there are significant risk categories that broadly apply to most firms:

  1. Cybersecurity threats

  2. Regulatory compliance

  3. Technology risks

  4. Data privacy and protection

  5. Financial risks and economic volatility (market, liquidity, and credit risk)

  6. Operational risks (fraud, system failures, human error)

  7. Environmental Social and Governance (ESG) and climate risks

  8. Geopolitical risks

  9. Brand and reputation risks

  10. Human capital, diversity, and talent management risks

Lockton is privately owned, which allows teams to prioritize client business. Our Associates are empowered to go above and beyond to help their clients succeed. The entrepreneurial culture at Lockton fosters data-driven solutions, solving problems faster and more efficiently.

Being independently owned, we’re laser focused on your needs and embrace your challenges as our own. Together, we work as partners to proactively achieve long-term goals — while protecting your interests at every turn. We’ll work tirelessly to strengthen your business with the absolute best in risk management, insurance, employee benefits consulting and retirement services.

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